What Is the Wells Fargo Money Order Fee?

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Wells Fargo offers money orders for secure payments when cash or checks won’t work. Depending on your account type, the Wells Fargo money order fee ranges from $0 to $5. Here’s what to know about costs, how to get one, where to cash it and whether it’s the right option for you.

Cost of a Wells Fargo Money Order

Wells Fargo money orders are available in amounts up to $1,000. Here are the typical fees:

  • Prime Checking or Premier Checking: $0 fee
  • Other Wells Fargo checking accounts: $5 per money order

If you need multiple money orders over $1,000, you’ll have to purchase each separately, and fees may apply to each one.

How To Get a Wells Fargo Money Order

To purchase a Wells Fargo money order, you’ll need to visit a branch since they aren’t available online or at ATMs. Here’s the step-by-step process:

  1. Visit your local branch: Head to the teller’s station and request a money order.
  2. Fill out the payee information: Write the name of the individual or business on the “Pay to the order of” line.
  3. Add your details: Include your name, address and signature where required.
  4. Note any account numbers: This ensures the payment goes to the correct account.
  5. Keep the receipt: Hold onto it until the money order is received and cashed — this is your proof of payment.

How To Cash a Wells Fargo Money Order

If you receive a Wells Fargo money order, the easiest and most secure option is to cash it at a Wells Fargo branch. Doing so may help you:

  • Avoid extra fees charged by other banks.
  • Ensure the money order is authentic and not fraudulent.

Money Order Alternatives

If you don’t want to use a Wells Fargo money order, here are some alternatives:

Payment Type Best For
Personal checks Paying individuals you trust
Cashier’s checks Large transactions with no $1,000 limit
Wire transfers Fast domestic or international money transfers
Peer-to-peer apps Instant digital transfers

Other Places To Get Money Orders

Other banks offer money orders. They usually waive the fee depending on the account you have with them. You can also purchase money orders from:

  • Walmart: Maximum fee of $1 per money order
  • USPS: $2.55 to $3.60 fee, depending on the amount
  • Western Union: Fees vary by retailer location

Are Wells Fargo Money Orders Worth It?

If you have one of the checking accounts that waive the money order fee, getting a money order from Wells Fargo is worth it because it won’t cost you anything. But if your account doesn’t include freebies, you might want to find other places to get a money order.

Wells Fargo Money Orders FAQ

Find answers to the most common questions about Wells Fargo money orders here:
  • How much does a Wells Fargo money order cost?
    • If you have a Prime or Premier Checking account, there is no fee for money orders. Otherwise the fee is $5.
  • Can I cancel a Wells Fargo money order?
    • If you still have the check and the receipt, take it back to a Wells Fargo location. Otherwise, call customer service and see if they can issue a stop payment.
  • What is the maximum amount for a Wells Fargo money order?
    • The maximum amount for one money order is $1,000.
  • Can I cash a Wells Fargo money order at any bank?
    • You can cash a money order at most banks. However, Wells Fargo employees will be best trained to verify the legitimacy of the money order. You may also avoid fees if you cash a Wells Fargo money order at Wells Fargo.
  • How long does it take for a Wells Fargo money order to clear?
    • Money orders process slower than electronic transfers. It can take several days for the  money to be in your account.

More About Wells Fargo

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Data is accurate as of Sept. 22, 2025, and is subject to change.

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