Frost Bank Routing Number: How To Find Yours Quickly

JustPixs / Shutterstock.com

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

20 Years
Helping You Live Richer

Reviewed
by Experts

Trusted by
Millions of Readers

Your Frost Bank Routing Number: The Key to Smooth Transactions

You need your bank’s routing number to send or receive payments. The routing number is a nine-digit code identifying the bank. Every bank has a routing number, but it can be hard to find unless you know where to look. 

Here’s how to find the Frost Bank routing number.

Frost Bank Routing Number

Frost Bank only has one routing number, so you can use the same number for every type of transaction. This simplifies the process and makes it easier to confirm that you have the correct code.

How To Find Your Frost Bank Routing Number

Your routing number can be found in several different places. Here’s where to look.

On a Check

Your bank’s routing number is in the bottom left corner of your checks. It’s a series of nine numbers. Each check includes different numbers at the bottom, but the routing number is on the far left. 

Through Online Banking

You can also find your routing number on the Frost Bank website or mobile app.

• Log in to your account.
• Navigate to the account details section.
• Your routing number should appear next to your account number.

By Contacting Customer Service

If you need help finding the routing number online or on your checks, call your bank or visit a local branch during business hours. Frost Bank’s customer service number is (800) 513-7678.

Frost Bank Routing Numbers for Wire Transfers

You probably don’t need to use the Frost Bank routing number for international wire transfers, but it depends on the recipient. Regardless of whether you need the routing number, you need the bank’s SWIFT code. 

A SWIFT code is similar to a routing number since it identifies the country, bank and branch. However, the digits are different, and the code also includes letters.

Here’s the information you’ll need for wire transfers:

Frost Bank Routing Number vs. Account Number: What’s the Difference?

A routing number is a nine-digit code that identifies your bank. Banks use the code as a security feature to confirm that you are sending or receiving money from the correct financial institution. It can help prevent costly mistakes, like sending a wire transfer to the wrong person or withdrawing a bill payment from someone else’s account.

An account number, on the other hand, identifies your individual bank account. It is specific to you and your type of account.

How To Use Your Frost Bank Routing Number

You need your routing number to complete different financial tasks, like setting up automatic bill pay. Here are scenarios where you might use your routing number. 

• Wire transfers: Send or receive money directly from your bank account. It’s an electronic process allowing you to make direct transfers to someone else’s account. You must provide your routing and account number to set up a wire transfer. 
• Direct deposit: After you set up direct deposit through your employer, you receive your paychecks digitally. It simplifies payday and often allows you to receive the funds a day or two earlier. You must provide your routing number when you sign up for direct deposit. 
• Automatic bill pay: Most companies, especially utility companies, offer automatic bill pay. It allows you to automatically pay your bill from your checking or savings account each month. When you set it up, you must provide your routing and account number. 
• Order checks: Whether you’re an avid check user or only use a few checks each year, you’ll eventually have to order more. You must provide your routing number to verify the bank when you order checks. Plus, the routing number is on the bottom of each check. 
• Pay taxes: You need your routing number if you owe taxes and prefer to pay online. You must provide your routing and account number so the IRS can debit your account. 

Final Take

It’s important to know your Frost Bank routing number because it allows you to complete everyday financial transactions, like automatic bill pay, direct deposit and wire transfers. The routing number is a 9-digit code that is unique to your bank. If you’re unsure how to find the routing number, check the bottom left corner of your checks or search your account statement. 

More About Frost Bank

• Frost Bank Review
• Frost Bank CD Rates
• Frost Bank Hours
• Frost Bank Promotions

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Share This Article: