Truist Routing Number: How To Find Yours Quickly

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In 2019, SunTrust Bank and BB&T Bank merged to form Truist, becoming the sixth-largest commercial bank in the United States at the time. Truist offers a range of banking services from personal to business. You can open deposit accounts like a savings account, checking account or CD accounts. They also offer wealth management and loan services.

Keep in mind that Truist was formed by a merger of SunTrust Bank and BB&T Bank, so your routing number could be different.

Your Truist Routing Number: The Key to Smooth Transactions

A routing number is a nine-digit number that determines where your money goes when it is transferred between bank accounts in the U.S. They are also called ABA numbers. The blanket routing number for Truist is 061000104, which should apply to all recent Truist accounts and also the ones transferred from SunTrust. However, some accounts from BB&T Bank that pre-date the merger may use other valid routing numbers.

Using the right number is very important since the wrong one will result in your direct deposit, check or ACH transfer going to the wrong bank. In case your Truist Bank routing number is different, here’s a look at the routing numbers that correspond to the state you opened your account in.

Truist Routing Numbers by State

How To Find Your Truist Routing Number

Finding out what your routing number is can be frustrating with just one bank. Adding the complications involved in merging two banks makes it that much harder.

You can find your Truist routing number in a few different ways:

• Looking at a check or your bank statement
• Logging into your account online
• Contacting Truist

On a Check

Routing numbers are located at the bottom left of your checks, but they will sometimes be closer to the middle. The first nine digits in this string of numbers would be the routing number.

The following digits are your account number and the check number.

Through Online Banking

You can also find your Truist routing number by logging into your Truist account online.

To do so, follow these steps:

• Log into your Truist account on your computer or with the mobile app
• Select the account you want the routing number for
• Click “View account details”
• You should see both your routing and account numbers here

By Contacting Customer Service

If you’re unsure that you have the right routing number, it’s important to contact Truist at 844-487-8478 because your money might end up in the wrong account if you have the wrong routing number.

A representative will be available to speak to you from Monday through Friday, 8 a.m. to 8 p.m. ET, and 8 a.m. to 5 p.m. ET on Saturday. You won’t be able to reach a customer service representative on Sunday, but automated phone assistance is available 24/7.

Truist Routing Number for International Wire Transfers

If you need to receive money from an international transfer to your Truist account, you’ll want to provide the sender with the Truist SWIFT code, as well as your account number. The SWIFT code for Truist is BRBTUS33XXX– sometimes you’ll find XXX at the end, which indicates that Truist does not have specific branch codes within its SWIFT code.

What Is a SWIFT Code?

A SWIFT code is an eight- to 11-digit series of letters and numbers used to identify a bank for international money transfers.

The first four characters are the bank’s code, the next two characters are the country code and the following two characters signify the location of the bank’s headquarters. The final three characters are optional and identify the location of a specific bank branch.

What You’ll Need for a Truist International Transfer

Truist allows you to set up wire transfers through its online portal or with a bank representative. The sender must provide the following information to receive an international wire transfer to your Truist bank account.

1. The amount of money being transferred
2. The frequency of the transfer, if it is recurring
3. The date the money should be transferred
4. The reason for the transfer
5. Your bank account information, including the account number and SWIFT code

They may also need to provide some of your personal information, such as your address.

Truist Routing Number vs. Account Number: What’s the Difference?

Routing numbers are specific to banks, whereas account numbers are specific to individual accounts.

With routing numbers, the nine digits each correspond to an identifying attribute. The first four digits are used to identify the Federal Reserve district and the bank’s location. The following four digits would identify the specific bank, like Truist. The final digit, the “check digit” is used to help prevent fraud and validate the entire number.

An account number, on the other hand, corresponds to your specific account at that bank, and not just the bank itself. If you have multiple accounts with Truist, for example, the routing number for each account will remain the same but the account numbers will be different.

How To Use Your Truist Routing Number

Once you’ve correctly identified your routing number, it can be used to do things like setting up direct deposits, making transfers and paying bills online. You can also send and receive wire transfers with your routing number. For all of these tasks, you’ll need your account number, too.

More About Truist

• Truist Bank Review
• Truist CD Rates
• Truist Savings Account Interest Rates
• Truist Bank Hours
• Truist Bank Near Me
• How To Avoid Truist Monthly Maintenance Fees

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