PenFed Routing Number: How To Find Yours Quickly
Written by
Sean Dennison
Edited by
Elizabeth Constantineau
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Routing numbers are used daily by banks across the country when their customers wire money between accounts. While knowing your routing number might not be as important as knowing, say, your Social Security number, it’s still a useful piece of financial knowledge you probably will need one day. Keep reading to learn what your PenFed routing number is.
PenFed Routing Number
Pentagon Federal Credit Union uses just one routing number, regardless of where you opened your account. Here’s the routing number for PenFed:
| PenFed Routing Number |
|---|
| 256078446 |
You’ll use this number to set up wire transfers between PenFed and another financial institution.
How To Find Your PenFed Routing Number
Here are a few quick ways you can find your routing number.
On a Check
You can find the PenFed Credit Union routing number on a check by looking at the bottom-left corner of the check. The routing number will be printed along with the account and check numbers.
Through Online Banking
You can also find your routing number by using online banking. Here’s how:
- Open the PenFed mobile banking app or PenFed website.
- Log in with your username and password.
- Look for “Account Details” or “Account Settings.”
- Your routing number should be under this section — it might appear close to your account number.
By Contacting Customer Service
You can call PenFed customer service if you need your routing number. Agents can be reached at 1-724-473-6333 Monday to Saturday from 8 a.m. to 8 p.m.
PenFed Routing Numbers for Wire Transfers
Routing numbers can be used for domestic wire transfers. For international wires, you’ll need a SWIFT code. These codes function the same way as routing numbers in that they identify financial institutions that are part of the transfer. Not all banks or credit unions have SWIFT codes, however.
PenFed has no listed SWIFT code. On its website, PenFed says to call member services at 800-247-5626 in regards to wire transfers.
Use the information below to send wire transfers with PenFed.
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic wire transfer | 256078446 | N/A |
| International wire transfer | 256078446 | N/A |
PenFed Routing Number vs. Account Number: What’s the Difference?
A routing number essentially calls out the bank during a funds transfer. An account number, however, is just for your specific bank account.
Bank customers in the same area or region might have the same routing number, whereas each account number is unique to an individual and identifies their specific account within the bank.
How To Use Your PenFed Routing Number
You’ll need your PenFed routing number for a few different financial transactions. Here are a few:
- Setting up direct deposits
- Making bill payments automatically
- Ordering new checks
- Linking external bank accounts
- Sending or receiving wire transfers
FAQ
Here are the answers to some of the most frequently asked questions about PenFed routing numbers.- Do all PenFed accounts have the same routing number?
- Yes, for PenFed accounts you'll only use one routing number whether you're facilitating a wire transfer or setting up online payments, or another activity that requires a routing number.
- How do I find my PenFed routing number without a check?
- You can find your routing number on the PenFed website. It's listed at the very top of each page. You can also look under your mobile banking account or on your paper bank statements.
- Can I use the same routing number for wire transfers?
- PenFed uses the same routing number for both domestic and international wire transfers -- 256078446.
More About PenFed
Data is accurate as of March 12, 2025, and is subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
