Are Banks Open on St. Patrick’s Day?

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St. Patrick’s Day has evolved from a religious holiday into a day considered by many as a time to indulge in celebration and merriment. St. Patrick’s Day marks the day many people historically celebrate the life of the patron saint of Ireland, Saint Patrick.

In recent decades, the holiday has become more secularized, extending to incorporate all facets of Irish culture — traditional and stereotypical. In the U.S., it is common to wear green, drink beer and have a night out with friends and family.

But are banks open on St. Patrick’s Day? Take a look at what makes St. Patrick’s Day unique and how it might affect the banking system.

Bank Hours on St. Patrick’s Day

Most banks will typically be open on St. Patrick’s Day, since it isn’t recognized as a federal holiday. You can expect financial institutions, schools and government offices to also remain open.

However, if the holiday falls on a Sunday, you won’t be able to visit your bank branch.

St. Patrick’s Day Eve Bank Hours

While St. Patrick’s Day is not a federal holiday, many people celebrate the evening before. Most banks operate during their normal business hours on St. Patrick’s Day Eve, which typically means standard closing times for branches.

However, if the holiday falls on a weekend, some locations may close earlier than usual.

Alternative Banking Options

Banking on a holiday can seem tricky, but there are several ways to bank that don’t require you to stop by a retail branch. Here are a few tools that allow you to bank on the go even while your bank is closed.

Online Banking

The internet helped revolutionize how banks do business. Many consumers opt to do their banking online. Several tools are available online that allow you to transfer, track activity and even schedule bill payments from your personal computer.

Some of the top national banks are pushing users to utilize digital resources as a way to lower costs and offer convenience to an evolving tech-savvy customer base.

Mobile Banking

Online banking isn’t the only way to bank digitally. With the rise of smartphones, consumers are now turning to that “pocket computer” for their daily needs, including banking. Most modern banks are now rolling out proprietary digital applications that allow you to complete transfers, pay bills and set up text alerts, all from your mobile phone.

Additionally, mobile deposit features allow you to deposit a check on the go, meaning no trip to a bank branch is required. Simply take a picture of your endorsed check, provide some information about the deposit and watch it instantly go into your designated account.

Person-to-Person Payments

Person-to-person payments, or P2P, have become increasingly popular over the years, simply for their convenience and integration with many mobile banking applications.

They allow users to send money directly from their personal bank account or credit card to another individual through a mobile device regardless of whether or not the parties share the same bank. Splitting a bill or rent payments has never been simpler.

When Banks Reopen After St. Patrick’s Day

Since St. Patrick’s Day isn’t a federal holiday, banks will resume regular operations the next business day. Here are some examples of what you can expect:

• If St. Patrick’s Day is on a Saturday: Banks that are normally open on Saturday will continue with their set hours. You can expect them to reopen as usual the next business day.
• If St. Patrick’s Day falls on a Sunday: Banks will be closed as usual and reopen on Monday.

2025 Bank Holiday Schedule

Here is a list of bank holidays for 2025:

Keep in mind that when a holiday falls on a Sunday, it’s usually observed by banks on the following Monday. When a holiday falls on a Saturday, it is usually observed on the preceding Friday.

Melanie Grafil and Elizabeth Constantineau contributed to the reporting for this article.

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