Axos Bank Bonuses: Best Offers for 2025
Written by
Caitlyn Moorhead
Edited by
Melanie Grafil
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Axos Bank is offering business owners and savers the chance to pocket up to $200 in cash bonuses on select accounts. Whether you’re opening a business checking account or boosting your savings, you could earn hundreds — if you meet the right requirements. Here’s everything you need to know about the latest Axos Bank bonuses.
Current Axos Bank Promotions: October 2025
Here’s a quick look at the Axos Bank bonuses you could qualify for right now.
| Account | Bonus Value | Expiration Date |
|---|---|---|
| Axos Bank Basic Business Checking | Up to $200 | June 30, 2026 |
Axos Bank Basic Business Checking Account Bonus: Up To $200
If you’re considering a business checking account, this is one of Axos Bank’s best promotions available right now.
- Bonus value: Up to $200
- Average daily balance to qualify: $3,000 for four months
- Expiration date: June 30, 2026
- How to qualify: Use the promo code START200 to open your account. Once approved, fund the account within 30 days. You can get up to $50 payout during the first five statement cycles, with a maximum of four payouts, to add up to $200.
- When you’ll get it: The bonus will be deposited into your qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- Terms and conditions:
- To earn the $200 bonus, maintain an average daily balance of $3,000 for four months.
- The account must remain in good standing once the balance requirement is met.
- Monthly maintenance fees: $0
Learn more about the Axos Bank Basic Business Checking bonus.
Good To Know
The Basic Business Checking account has no monthly maintenance fees and reimburses domestic ATM fees — giving you more ways to keep your money working for you.
How To Qualify for an Axos Bank Bonus
To qualify for these lucrative Axos Bank bonuses, you’ll need to open a new account. This process should only take a few minutes. If you’re a legal U.S. resident, you’ll need to choose your account and complete the online application.
To apply, you’ll need:
- Your Social Security number
- A valid U.S. driver’s license or state ID
- A valid U.S. address — no P.O. boxes
- A current routing number and bank account number for account funding
Axos Bank Promotions vs. Competitor Offers
Axos Bank provides compelling promotions for new customers, but how do they compare to other banks’ offers? Here’s a look at a few current promotions:
| Bank and Account | Account | Bonus Amount | Requirements | Expiration Date |
|---|---|---|---|---|
| Axos Bank | Basic Business Checking | Up to $200 | Use a promo code and fund your account within 30 days. After that, you can earn $50 per month, up to $200 total. You’ll need to maintain an average balance of $3,000. | June 30, 2026 |
| KeyBank | Key Smart Checking | $300 | Use an offer code when opening your account and receive direct deposits of $2,000 or more within 90 days. | Dec. 19, 2025 |
| Huntington Bank | Platinum Perks Checking | $600 | Deposit a minimum of $25,000 in new funds into your account within 90 days. | Jan. 15, 2026 |
While these promotions offer valuable incentives, choosing the right account involves more than just the bonus. Be sure to compare minimum balance requirements, fees and account perks to find the best fit for you and your needs.
MOST COMPARABLE
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
$0 to $25, many waivable
$5 to $35 waivable monthly fee
$10 to $25
APY
APY
APY
for Key Select Checking
Up to
N/A
Min Opening
Min Opening
Min Opening
$0 to $50
$25
$0
MOST COMPARABLE
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
$0
Up to $12 monthly service fee – can be waived
$4 to $10
APY
APY
APY
Up to for Platinum Savings accounts
Up to
Min Opening
Min Opening
Min Opening
$10
$25
$50
MOST COMPARABLE
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
N/A
Early withdrawal penalty may apply
No monthly service fee
APY
APY
APY
Up to
Up to
on 5-month promo CD
Min Opening
Min Opening
Min Opening
$2,500
$2,500 to $5,000
$1,000
Why Choose Axos Bank?
Axos Bank stands out for its generous cash bonuses, competitive banking features and user-friendly online platform. Whether you’re opening a business checking or savings account, these promotions could help you make the most of your money.
However, remember that Axos Bank is fully online, so if a face-to-face banking relationship is important to you, you may want to look elsewhere.
FAQ
If you are considering opening a bank account with Axos Bank, the following answers may be helpful.- How do I qualify for an Axos Bank account bonus?
- To open an account at Axos and qualify for the bonus, you’ll need to make sure the account is currently eligible to receive a bonus during that period. Make sure you meet the requirements.
- For example, the Basic Checking account bonus requires you to open the account with the promo code, NEW400, and to complete the qualifying activities to reach the max $400 bonus. The qualifying activities include adding funds to the account in the first 30 days, having an average balance of at least $25,000 and completing at least 10 debit transactions each month.
- Can existing customers qualify for these promotions?
- Typically, promotional offers from banks like Axos are primarily geared toward new accounts. If you’ve had an account at Axos in the last 12 months, you will not be eligible.
- What happens if I close my account early?
- Some bank promotions will only offer bonus cash if you complete the activities during the period required. The Basic Business Checking account requires the account to be open for at least 180 days; otherwise, you’ll be charged a $200 fee.
- Are there any taxes on bank bonuses?
- Yes. Bank bonuses are usually considered taxable income, so the bank may issue either a 1099-INT or 1099-MISC form, which you’ll need to include when it comes time to file your taxes.
More About Axos Bank
Cynthia Bowman and Sarah Sharkey contributed to the reporting for this article.
Information on promotions is accurate as of Oct. 7, 2025. Additional requirements may apply. Offers and terms are subject to change. Article was updated on Oct. 13, 2025, to correct outdated promotional details.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
