Home Depot Credit Card Login and Account Management Tips

Use your Home Depot credit card account online to make payments.

The Home Depot credit card offers perks for Home Depot shoppers. The most convenient way to manage your account is to set up an online login. The process might be a little confusing because the Home Depot credit card is issued by Citibank, not Home Depot. Here is how to set up an online account, log in and manage your credit card account for Home Depot.

Advice from CardCritics: Why It’s Time To Ditch Your Store Credit Card

Get a Home Depot Credit Card

You can apply for a Home Depot credit card at the company’s card application website using your desktop, laptop or mobile device. Hope Depot offers four cards:

  • Consumer Credit Card
  • Project Loan Card
  • Commercial Revolving Card
  • Commercial Account Card

Each offers various features and benefits, so review the details to determine which type of Home Depot credit is most appropriate for you.

3 Home Depot Credit Card Tips

Once you have the Home Depot card of your choice, you can easily manage your account online. Here are tips for logging into and managing your Home Depot account online:

1. Set Up a Home Depot Online Account

Once you receive your Home Depot card, you’ll need to register it online. Each card has its own registration page:

Get Credit Card Perks

Although the links are unique for each card, the registration process is similar:

  1. Enter your card number (or application ID for the Project Loan Card).
  2. Enter your name, or business name, as it appears on the card.
  3. Enter the three-digit security code from your card.
  4. Enter your billing ZIP code.
  5. Enter your email address.
  6. Choose a username and password.
  7. Select which options you prefer for online payments and electronic statements.
  8. Click the “Verify” button.

Assuming your information is correct, you will be prompted to enter the username and password for your account.

Related: Best Store Credit Cards

2. Log In to Your Account

Each card has its own login page:

Enter your username and password to log in. If you forget your login information, follow the prompts to reset it.

3. Pay Bill Online and Manage Your Account

Once you have logged in to the correct site, you can make payments and manage your account. You can also access these features from the Home Depot website and the Home Depot Credit Center where you can link to your card.

Follow these steps to make a payment:

  1.  Log on to your Home Depot online account.
  2.  Click on the option to make a Home Depot online payment.
  3.  If it’s your first time making an online payment, you’ll need to enter your bank information, including bank name and routing number.
  4.  Once your bank is verified, enter the amount you wish to pay and submit your Home Depot credit card payment.

Find Out: How Long It Takes to Have a Payment Post Online to Your Bank

If you have set up other payment accounts online before, making bill payments and managing your Home Depot credit card online will be a similar process. If this is your first such account, following these simple steps will get you up and running.

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About the Author

John Csiszar

After earning a B.A. in English with a Specialization in Business from UCLA, John Csiszar worked in the financial services industry as a registered representative for 18 years. Along the way, Csiszar earned both Certified Financial Planner and Registered Investment Adviser designations, in addition to being licensed as a life agent, while working for both a major Wall Street wirehouse and for his own investment advisory firm. During his time as an advisor, Csiszar managed over $100 million in client assets while providing individualized investment plans for hundreds of clients.

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