Are Banks Open on Halloween?

Photo of a young mother and her son collecting pumpkins on a pumpkin patch; family on a Halloween pumpkin patch adventure.
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Halloween is spooky enough with all the monsters roaming the streets — it’d be really scary if you couldn’t do your banking that day. Shoppers are expected to spend over $10 billion on Halloween-related products this year, according to an estimate from the National Retail Federation, so it’s possible you might need to take care of some banking on the holiday. If you’re wondering whether banks will be closed on Halloween, keep reading to learn about your banking options so you can plan ahead.

Are Banks Closed on Halloween 2021?

Although Halloween, which falls on Oct. 31, is widely celebrated and acknowledged, it is not a federal holiday. This means that in years when it falls on a normal business day, banks are generally open on Halloween.

This year, however, banks will typically be closed on Halloween because it falls on a Sunday, a day of the week when most banks normally aren’t open. There are exceptions, though, since some banks do offer branches with operating hours on Sundays. Before heading to a branch on Halloween in the hope that it might be one of those exceptions, call ahead or use the branch locator on your bank’s website to confirm whether it will be open or closed.

A Better Way to Bank

Tips for Banking on Halloween

If you have a smartphone and a debit or ATM card, you may be able to do most of your banking even if your local branch is closed on Halloween. You can:

Alternatively, you can get all your banking done on Friday before Halloween or use your bank’s online banking platform.

Upcoming Bank Holidays in 2021

It’s a good idea to plan ahead for the last few bank holidays of 2021. Banks will generally be closed on these upcoming holidays:

  • Nov. 11: Veterans Day
  • Nov. 25: Thanksgiving Day
  • Dec. 25: Christmas Day

Sean Dennison contributed to the reporting for this article.

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A Better Way to Bank

About the Author

Cynthia Paez Bowman is a personal finance writer with degrees from American University in international business and journalism. Besides writing about personal finance, she writes about real estate, interior design and architecture. Her work has been featured in MSN, Brex, Freshome, MyMove, Emirates’ Open Skies magazine and more.
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