How To Find and Use Your OneMain Financial Login

Here's how online account management with OneMain Financial can save you time and money.

OneMain Financial is a lender that traces its roots back more than a century to its 1912 founding as Commercial Credit. Although OneMain has physical branches, one of the easiest points of access is via an online account. Whether you have a computer, tablet or smartphone, you can conveniently view your account and make banking transactions online.

Here’s a look at how to find and log in to your account with OneMain Financial:

How To Log In To Your OneMain Financial Account From a Computer

To log in to your OneMain Financial account from a computer, follow these steps:

  1. Go to the OneMain Financial online account login page.
  2. Enter your email or username and password.
  3. If you don’t want to have to remember your username every time you log in, check the box marked “Remember my username.”
  4. Click the “LOG IN” button to access your account.

To access your account online, you’ll have to establish a separate online login. You’ll need the following information to get started:

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  • First name
  • Last name
  • Account number
  • Last four digits of your Social Security number
  • ZIP code

From there, you’ll create a username and password for your personal loan account.

Learn: Best and Worst Ways To Use a Personal Loan

How To Log In To Your OneMain Financial Account From a Mobile Phone or Tablet

Once you’ve established a username and password, you can log in to your account from your computer, tablet or mobile phone. Here’s how to log in from a mobile phone:

  1. Download and install the appropriate OneMain app for your phone operating system. iPhone users can visit the Apple store to get the app; Android users can get it from Google Play.
  2. Open the app on your smartphone.
  3. Enter your username and password. You also have the option to remember your username.
  4. Click the “Log In” button to access your account.

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How To Retrieve a Forgotten Username or Password

If you can’t remember your login information for your OneMain Financial account, you’ll have to reset it. Follow these steps on your computer or smartphone:

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  1. Go to the login page as if you were going to sign in.
  2. Click on “Forgot Username” or “Password,” whichever is appropriate.
  3. Follow the prompts to reset your username or password.

Once you’ve reset your information, you can log in to your OneMain Financial bank account online as before.

How To View Your OneMain Financial Statement Information

Getting your financial statements from OneMain Financial is easy. Here’s how:

  1. Log in to your OneMain Financial account.
  2. Click “View All Statements” from your account main page.

You’ll also be able to find your tax information at the bottom of the list of statements. If you want to switch to paperless statements, click “Enroll in Paperless Statements” under the billing and payments section on your account main page.

How To Contact OneMain Financial If You Have Trouble With Your Account

If you ever have issues with your OneMain Financial account, you can contact it at 800-742-5465. You can also call for general web assistance at 877-520-6246. Phone lines are open from 7 a.m. to 7 p.m. Central Time. Additionally, you can send OneMain a message using its messaging system on the contact page.

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What Are the Benefits of Online Banking?

The main benefit of opening an online account at OneMain Financial is that you have 24/7 access to your account from any place with an internet connection. Most OneMain Financial branches are only open during business hours, so if you need information about your account at midnight, you can’t just walk into your local branch and speak to a teller.

OneMain Financial’s online access lets you handle numerous banking tasks. You can make payments online, view statements, set up recurring payments, enroll in paperless statements and update personal information. Other options available online include setting up Direct Pay, accessing local branch information and enrolling in the lender’s reward program, OneMain Rewards.

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Sean Dennison contributed to the reporting of this article.

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This content is not provided by OneMain Financial. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by OneMain Financial.

*All loans subject to OneMain’s normal credit policies and may be subject to maximum or minimum size restrictions, which vary by state. OneMain makes loans above the illustrative amount(s) mentioned in this advertisement, but the maximum loan size depends on your credit history, with larger loans only available to a small number of highly qualified applicants offering collateral. Commercial vehicles, salvage titled vehicles, and certain others are not acceptable collateral for secured loans.

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About the Author

Sean Dennison

Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Sean’s first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.

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