Modern Money Etiquette

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7 Best Ways Homeowners Can Protect Their Finances in Extreme Weather
We’re only in the beginning of 2025, and many parts of the country are experiencing freezing temperatures while Los Angeles is dealing with unprecedented fires that have caused more than $250 billion…
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The Best $20 You Can Spend on Your Car To Prepare for Spring
There’s a lot you can do to get your car springtime ready for just $20. Include a few of these items below as part of your car’s spring maintenance budget and if your car is otherwise in good shape,…
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I’ve Lived on Social Security for 7 Years: 5 Items I Always Buy for My Vehicle
The average monthly Social Security benefit in 2024 was $1,862. Living off that income doesn’t leave a lot of room for discretionary spending. Try It: This 7-Day Savings Challenge is The Perfect Way…
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Gen Xers Feel Unprepared for Retirement — 11 Things They Need To Do Right Away
Generation X is next in line to retire after boomers, and some have already begun. However, more than half of Gen Xers (52%) don’t feel prepared for retirement, according to a recent Northwestern…
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10 Most Expensive Cities To Raise a Family
It’s a good thing raising a family is rewarding in so many intangible ways, because to do so in the U.S. costs a lot in the process. Not only do overall costs of living go up when you have children,…
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30 Money Moves That Could Set You Up for Life
There are two ways to increase savings: Save more and make those savings work harder.
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40 Cities With the Least Traffic and Best Gas Prices
For most people, having a car is non-negotiable as you need it to get to work, pick up your kids from school or even make a quick getaway on the weekend. With ever-rising gas prices, if you have a…
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30 Ways Restaurants Trick You Into Spending More Money
There are a lot of ways you could describe dining out, but “psychological warfare” probably isn’t the phrase that springs to mind. In truth, it’s not a bad metaphor for the barrage of techniques…
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15 Times You Should Splurge, Settle or Skip When Shopping
Is that brand new smartphone worth the splurge? What about a dishwasher? A pair of jeans? Find out which items are worth it and which aren’t.
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10 Key Signs You Spend Too Much Money at Costco
If you tend to purchase items in bulk, Costco is likely one of the stores you frequent. The retailer has almost everything you could ever want. There are plenty of deals and new products are…
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Do’s and Don’ts of Kohl’s Shopping
Kohl’s, a favorite store among many U.S. shoppers, offers a variety of products ranging from clothing and home goods to electronics. If you’re looking to maximize your shopping experience and save…
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Dave Ramsey’s 7 Baby Steps: Which Is Most Important for Your Money?
If you’re following Dave Ramsey’s 7 Baby Steps, you might be wondering which one to focus on. Here’s what you should know.
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Target: Best Deals for January 2024
Target is starting off the New Year with some great deals in the clothing, electronics, kitchen, and bathroom categories. If you’re looking to replace some items around your home or shop early for…
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Kohl’s: Best Deals for January 2024
Kohl’s has great deals during the month of January. You can find everything from home accessories to outerwear. Here are some of the top deals at Kohl’s this month. Costco: Best Sale Items for…
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9 Dollar Store Items Rich People Never Buy
In the world of frugal shopping, dollar stores are a haven for bargain hunters. However, not all products are created equal, and there are certain items that the wealthy typically avoid purchasing…
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7 Used Cars To Buy That Are Just as Good as the New Models
That classic new car smell comes with a hefty price tag — especially now that the average price of a new car is nearing $50,000. Fortunately, budget-conscious shoppers can find great deals on used…
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10 Common Expenses Middle-Class Families Should Eliminate by 2024
Middle-class families are increasingly looking for ways to tighten their budgets and eliminate unnecessary expenses. With the ever-changing economic landscape, it’s important to identify areas where…
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10 States Where Car Insurance Costs Most (and Least)
It’s no secret that owning a car in 2023 is not a cheap matter. One of the biggest expenses –outside of gas, maintenance and a monthly payment on the car itself — is insurance. In some states, you…
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Aldi: Best Sale Items for November 2023
Are you looking to enhance your home’s comfort and style without breaking the bank? Aldi has an affordable collection of home essentials that promise to do just that. From cozy throws that you can…
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How Much of Your Money Should You Put in a High Yield Savings Account?
High-yield savings accounts (HYSA) can be a financial game changer, offering significantly higher interest rates compared to traditional savings accounts. The money you allocate to a HYSA can grow…
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Rachel Cruze: How To Cut Your Expenses in Half
Expenses can quickly get out of control if you’re not careful. During a recent episode of her show, financial expert Rachel Cruze delved into practical ways to substantially cut down on your spending….
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10 Target Brand Items Worth Buying
Target is a go-to retail haven offering a vast range of products, among which its in-house brands have carved a notable niche. These Target-owned brands deliver on both quality and affordability,…
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10 Amazon Brand Products Worth Buying
Amazon has not only reshaped the way we shop but also ventured into producing its own line of products. Under various brand names, the company offers a range of items from tech gadgets to household…
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Wedding Etiquette: How Much To Give (and Spend)
Although weddings have evolved over the years and people are choosing less traditional ways to tie the knot, there are still certain financial rules of etiquette that apply to both the couple having…
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Items To Buy at a Thrift Store Instead of a Dollar Store
Saving money is always on the mind of any conscious consumer. Even when shopping at discount stores like thrift stores or dollar stores, there are still specific strategies that anyone can learn to…
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7 Things You Should Never Buy at BJ’s
BJ’s Wholesale Club, much like other warehouse clubs, offers a variety of products in bulk at discounted prices. While there are many great deals to be had, not everything is a steal. In fact, some…
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Pros and Cons of a BJs Membership
BJ’s Wholesale Club, often referred to simply as BJ’s, is one of the leading membership-only warehouse clubs in the U.S. Like other similar retailers, BJ’s offers its members the opportunity to…
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Do’s and Don’ts of Buying Unclaimed Amazon Packages
In the digital age where online shopping reigns supreme, Amazon stands as the colossus of e-commerce. Millions of packages are shipped daily, making their way to eager customers. Unfortunately, some…
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I’m a Financial Planning Expert: Make These 4 Moves To Pay Off Student Loan Debt in 10 Years
After a three-and-a-half-year hiatus, interest will start accruing on education loans starting Sept. 1. Federal student loan repayments will resume in October. As borrowers prepare to resume monthly…
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5 Things You Must Do When Your Savings Reach $10,000
Reaching a five-figure savings account is a significant financial milestone. If you have $10,000 in the bank, you’ve got something to brag about. According to the TransAmerica Center for Retirement…
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5 Ways ChatGPT Can Help You Sell Stuff Online, From Clothing to Collectibles
ChatGPT has gone from something that was just talked about as a potential online tool to the wave of the future. ChatGPT is changing how humans connect at work, home, and beyond. Warren Buffett’s…
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6 Key Signs You’re Ready to Sign Up for Costco or Sam’s Club
Warehouse clubs like Costco and Sam’s Club are known for their large selection of goods, many of which are offered at discounted prices compared to what you can get elsewhere. But in order to be able…
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Treat Yourself: 16 Cars That Are Worth the Splurge
It can be hard to decide if spending extra for a car is worth it. See some cars that cost a bit more but are likely to be worth the splurge.
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Savings Tricks From Normal People Who Are Sitting on Millions
Want to know how to save a million dollars? Check out and learn from the stories of these real people who managed to do it.
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35 Cars You Can Own for Under $300 a Month
Car shopping can be a stressful endeavor, especially if you’re not entirely sure what you want, and if you’re on a tight budget.More: Don’t Buy a Car at a Dealership on This Day of the WeekDiscover:…
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19 Things You Didn’t Know You Could Negotiate
Whether you’re buying a new car or just signing up for an internet provider, extra fees and conditions can leave you feeling like you’re not getting the best deal. But rather than haggle, you might…
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Do’s and Don’ts of Shopping at Dollar Tree and Other Dollar Stores
Dollar stores like Dollar Tree, Family Dollar and Dollar General have become more and more popular as a places to get certain personal, household and food items at extraordinarily low prices.Learn: 11…
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30 Affordable Mother’s Day Gifts for Every Type of Mom
Consider one of these 30 social distancing Mother’s Day gifts — most items are under $50, some are free and your mom can enjoy these gifts while she’s at home.
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How To Save Money on Your Monthly Expenses
Everyone’s financial situation and goals are different. Perhaps you’re saving up for a big purchase like a home, car or trip abroad. Maybe you’re grappling with massive student loan debt and planning…
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13 Deals That Are Too Good To Be True
It’s hard to resist seemingly good deals when we see them, whether it be a bargain home in a pricey neighborhood, a tempting cable company promotion or a $10 T-shirt. But sometimes deals that seem…
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5 Costco Items That May Never Rise in Price
There are so many reasons shoppers love Costco. The warehouse store works hard to add continual variety, offer the best deals possible, and provide other products and services that you can’t get…
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25 Serious Financial Advantages You Get From Military Service
Every year on Veteran’s Day, we take time to salute those who have gone above and beyond to serve our nation, oftentimes with great sacrifice. Service members and veterans are responsible for…
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Inflation Fighting: The Best (and Worst) Things To Buy Each Month To Save Money
If you plan your shopping right, you’ll almost never pay full price for any purchase — whether it’s as major as a car or as minor as a new pair of socks. Different items are known to be on sale at…
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Surprising Things You Never Knew About Tipping
Love it or hate it, tipping is here for now. The practice of tipping has become so embedded in American culture that refusing to do so might result in some serious side-eye. But tipping is more than…
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These Fees Have Cost Americans $11.6B During the Pandemic — Here’s How To Avoid Them
Being careless with a few dollars here and there can end up costing you a small fortune over time. Whether it’s accidentally overdrawing your bank account or choosing an out-of-network ATM in a pinch,…
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20 Best Cars to Own If You Don’t Have Great Credit
GOBankingRates researched cars you can own with poor credit for under $300 a month. See which sedans and hatchbacks made the list.
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Most Expensive States To Get a Speeding Ticket — and the Car Models That Get the Most
Depending on where you get it, a speeding ticket can range from a minor annoyance to a significant financial burden. A $20 fine probably isn’t a huge deal, but relatively few Americans can afford to…
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How Much a New Car Really Depreciates Over Time
You can decide if a car is a good investment by estimating what it will be worth years from now. See how much a new car will depreciate over the years.
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Stadiums With the Most Expensive Food
There’s a steep price to pay if you want to eat and drink while cheering on your team. See which stadiums across the U.S. charge the most at the concession stand.
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Great Cars To Own for at Least 5 Years
Depreciation will take the biggest hit out of the value of your car. See which cars will cost you the least in the long run.
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16 Unusual Money Moves That Could Set You Up for Life
You may be doing all the right things when it comes to your savings — putting money aside from every paycheck, contributing to your employer’s retirement plan and diversifying your investments….
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Here’s How Much Americans Have in Savings in Every State
Empty savings accounts are alarmingly widespread in some areas. Find out if you’re ahead of the game — or woefully behind — compared to people in your state.
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Most Expensive States To Get a Speeding Ticket
The United States is a vast nation connected by the automobile. But while our car culture helps connect the far reaches of the country to each other, it also comes with some clear limitations. Like…
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Celebrate Mardi Gras With These Delicious King-Cake Inspired Recipes
In honor of Mardi Gras season — which reaches its peak on Fat Tuesday, March 5 — we’ve put together a list of five king-cake inspired delights, sans the cake. If you aren’t quite sure what a king…
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10 Travel Rewards Mistakes You Need to Stop Making Now
Update: Some offers mentioned below may have changed or are no longer available. View current credit card offerings from our partners at CardCritics Here or on the issuer’s website. Signing up for…
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Celebrate Mardi Gras With These Delicious King-Cake Inspired Recipes
In honor of Mardi Gras season — which reaches its peak on Fat Tuesday, March 5 — we’ve put together a list of five king-cake inspired delights, sans the cake. If you aren’t quite sure what a king…
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Sweeping Changes Are Coming to Credit Card Rewards Programs — Use Your Points Now
Savvy consumers can get a lot out of rewards credit cards — everything from cash back to free travel to mortgage and student loan payments. However, users might soon discover that some rewards…
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