Are Banks Open on July 3rd?

Find out if your bank is open the day before the July 4 holiday.

Independence Day — a federal holiday that celebrates America’s independence from Great Britain — is celebrated on July 4 every year. And although the day prior is not an official holiday, a lot of people might be curious if banks are open on July 3 or if they stay closed after the weekend.

Check this list to see if your bank is open on July 3. Then look to see if it will be open on the Fourth of July.

Are Banks Open on July 3, 2018?

Some years, federal holidays fall on weekends and are, therefore, observed on the Friday before or the Monday after. That is not the case with Independence Day 2018, which means that the third of July is not a holiday observance day. The third of July is also not a banking holiday recognized by the U.S. Federal Reserve, which sets a holiday schedule that most banks follow the lead of.

So are banks open July 3? The short answer is: It’s up to them. Banks can open or close their branches any day they like.

Check Out: The Best Banks of 2018

Banks Open July 3

If you need to visit your bank on July 3, you’re in luck. Most major banks will open their doors for customers on the Tuesday before Independence Day. Even if your bank is not on this list, it is likely open. Here’s a list of banks that are definitely open on July 3:

  • Bank of America
  • Bank of the West
  • BB&T
  • BBVA Compass Bank
  • BMO Harris Bank
  • Capital One Bank
  • Chase Bank
  • Citibank
  • Citizens Bank
  • City National Bank
  • Comerica
  • Fifth Third Bank
  • First Citizens Bank
  • Huntington National Bank
  • Huntington State Bank
  • HSBC
  • KeyBank
  • M&T Bank
  • People’s United Bank
  • Regions Bank
  • PNC Bank
  • Santander Bank
  • SunTrust Bank
  • TD Bank
  • Union Bank
  • U.S. Bank
  • Wells Fargo

If you want to start your holiday celebration early and don’t feel like heading to your bank, know that most modern banks have rolled out new technology that allows you to easily complete common banking tasks without visiting a branch.

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Joel Anderson and Steffi Cao contributed to the reporting for this article.

Methodology: GOBankingRates sourced bank hours directly from banks’ websites. When information was unavailable, GOBankingRates contacted the bank directly. Call your local bank branch for current information on bank hours.

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.