Newest First Republic Bank Promotions, Bonuses, Offers and Coupons: September 2021

First Republic bank promotions

Established in 1985, First Republic Bank provides personal and business banking and wealth management services to professionals, entrepreneurs and companies. Like most banks, First Republic Bank offers various promotions, cash bonuses and coupons for new and existing clients.

As a way to earn your business, First Republic Bank will give you extra cash just for using its banking services. With the economy stuck in a downturn right now due to the pandemic, taking advantage of First Republic bonuses and promotions is a wise decision.

Here’s what you need to know about First Republic Bank’s current promotions.

Current First Republic Bank Promotions

There aren’t any checking account bonuses available for First Republic Bank this month, but there are other ways to save and earn.

Student Loan Refinancing: Relationship Rate Discount

Refinancing your student loan through First Republic Bank takes the form of a line of credit. The minimum loan amount is $60,000 and you need to be able to get to one of the bank’s branches in California (Los Angeles, San Diego and the Bay Area), Connecticut (Greenwich), Florida (Palm Beach), New York (New York City), Oregon (Portland) or Wyoming (Jackson) in order to apply. You’ll also need to open a new ATM Rebate Checking account before you can begin the loan approval process, but once you’re approved, you can borrow up to $100,000 above your current loan amount (up to $350,000). The interest rate is fixed and you’ll pay interest only during the initial two-year draw period. Available loan terms are seven, 10 and 15 years.

More From Your Money
  • Cash value: Varies
  • Minimum loan to qualify: $60,000
  • Expiration date: Not specified
  • How to get it: After opening an ATM Rebate Checking account and being approved for the personal line of credit, you can receive relationship rate discounts by completing the following: 2.00% for maintaining automatic payments and direct deposits; 0.50% for depositing and keeping a balance of at least 10% of the approved loan amount in your checking account; and an additional 0.25% for depositing and maintaining a balance of 20% of the total loan amount in your checking account. 
  • When you’ll get it: After meeting the requirements and being approved for the loan
  • Terms and conditions: If at any time you close your ATM Rebate Checking account, the interest rate on your line of credit will increase by 5% and the loan can only be used for personal, household or family purposes.
  • Monthly fee: ATM Rebate Checking comes with a $25 monthly fee, but this can be avoided by maintaining an average monthly balance of at least $3,500 in the account.
  • Promotion page: First Republic Student Loan Refinancing offer

Enhance Your Online Security With Trusteer Rapport: $25 Bonus

Take advantage of enhanced security and a $25 bonus if you are a current First Republic client or plan to open an account. Trusteer Rapport is an online security software solution provided free to First Republic clients. This software helps defend against identity theft, fraud and other online threats. Get added security while earning a little extra cash — no First Republic Bank coupons required.

  • Cash value: $25
  • Minimum deposit to qualify: N/A
  • Expiration date: None
  • How to get it: Download and install the Trusteer Rapport software on your computer.
  • When you’ll get it: You’ll receive a $25 bonus as a deposit into your First Republic checking or savings account within two weeks of downloading the security software.
  • Terms and conditions: Limited to one bonus per person or user ID, and you must have an active First Republic banking or savings account
  • Monthly fee: None for First Republic clients
  • Promotion page: Trusteer Rapport bonus offer

More From Your Money

First Republic Personal Banking for San Diego County Bar Association Members: $1,540 Bonus

Members of the San Diego Country Bar Association have access to special First Republic Bank promotions geared toward law students, legal workers and attorneys. With this bonus, members will receive a $250 checking account bonus and get $795 in mortgage processing and document fees waived.

They also won’t have to pay fees or closing costs on home equity loans (worth up to $5,000) and can save on the $495 origination fee for a personal loan. Here are the details:

    Boost Your Business’s Cybersecurity: $100 Bonus

    Many businesses are concerned about cybersecurity, and Trusteer Rapport addresses the problem by helping to protect confidential business information. After you set up a business checking or savings account with First Republic Bank, visit the bonus offer page and download the software to earn your $100 bonus.

    Here’s more:

    • Cash value: $100
    • Minimum deposit to qualify: N/A
    • Expiration date: None
    • How to get it: Download the Trusteer Rapport software to activate it, and then log in to your account. Next, send a secure email via the “Contact Us” tab at the First Republic website to let the bank know which account should be credited.
    • When you’ll get it: Within two weeks of confirmation
    • Terms and conditions: Limited to one bonus per person or user ID
    • Monthly fee: None; use of the software is free for First Republic clients.
    • Promotion page: Business Trusteer Rapport bonus offer

    How To Open a First Republic Account

    To open a bank account with First Republic Bank, you’ll either need to call 888-408-0288 or visit a local banking office. Here’s what you’ll need to provide:

    • Name and personal information
    • Government-issued photo ID such as a driver’s license, state or military ID, or passport
    • Social Security number
    • Funds to open the account by using a credit or debit card to make a deposit or by creating a bank transfer using your current bank’s account number and routing number

    How Much Money Will First Republic Bank Give You for Opening an Account?

    Depending on the offer, you can earn anywhere from $25 to more than $1,500 for meeting this month’s First Republic promotional requirements. You’ll need to call or visit a branch to open an account, but after you’ve established one, you can download the bank’s mobile app and log in to your new account.

    In addition to banking and loan products, you’ll have access to wealth management services that can help with long-term financial planning.

    Julia Gordon contributed to the reporting for this article.

    Information on promotions is accurate as of Aug. 27, 2021. Additional requirements may apply. Offers and terms are subject to change.

    This content is not provided by First Republic Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by First Republic Bank.

    This article has been updated with additional reporting since its original publication. 

    About the Author

    Cynthia Paez Bowman is a personal finance writer with degrees from American University in international business and journalism. Besides writing about personal finance, she writes about real estate, interior design and architecture. Her work has been featured in MSN, Brex, Freshome, MyMove, Emirates’ Open Skies magazine and more.

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