How Can I Get A $600 Bonus From Chase Bank?

Chase wants your business, and the bank is willing to give you $600 for opening a checking and savings account. But can you still earn this generous offer? It depends on when you’re reading this. Chase rotates its largest cash offers throughout the year. As long as it’s currently available, don’t delay and open the qualifying accounts before the time’s up. And if it’s expired, check back for when Chase offers the promotion again.

Expired: The Chase $600 Bonus for Checking and Savings Accounts Offer

The Chase $600 bonus for the checking and savings accounts promotion was one of the top new account offers available. If you missed out, check back later to see if the offer is active again and open your account right away.

Expired: How Can I Get $600 From Chase?

When this offer was available, it required opening a checking and savings account to qualify. Chase paid $300 for the checking account, $200 for the savings account and a $100 bonus for completing both. Here are the details:

• Cash value: $600
• Availability: Nationwide
• Expiration date: Expired
• How to get it: Open a new Chase Total Checking account and Chase savings account with at least $25 each by applying online or requesting an offer code by email to take into a local branch. Receive a direct deposit within 60 days of opening the checking account and you’ll get $300. Deposit at least $15,000 within 20 days of opening the savings account and maintain the $15,000 balance for the first 90 days to earn $200. Once you complete both requirements, Chase will add another $100 to your bonus.
• When you get it: Within 15 days after the 90-day qualification period is over
• Monthly fees: $15 for the checking account, $5 for the savings account
• Promotion page: Chase Everyday Checking account bonus offer

Expired: What Are the Requirements for Getting the $600 Bonus?

You must meet certain terms and conditions to get the Chase $600 bonus for checking and savings accounts when it’s available:

• Eligibility requirements: The offer was only available for new or existing customers who haven’t received an account bonus in the last two years.
• Bonus requirements: You must keep the accounts open for at least six months or Chase will deduct the bonuses from your final balance. Chase will report the $600 as income, so make sure to take that into account when you file federal, state and local tax returns.

The Chase $400 Total Checking Bonus

If you missed the $600 Chase offer and don’t want to wait until it’s available again, there is an alternative. Until April 15, 2026, Chase is offering a $400 bonus to customers who open a Chase Total Checking account. 

How Can I Get $400 From Chase?

To get a $400 bonus from Chase, you’ll need to open a Total Checking account online or at your nearest branch. Here are the offer details: 

• Cash value: $400
• Availability: Nationwide
• Expiration date: April 15, 2026
• How to get it: Open a new Chase Total Checking account online or at a local branch using the promotional coupon code. Receive a direct deposit of your paycheck, Social Security benefits or pension within your account within 90 days of the account open date. You must make deposits that total at least $1,000 within 90 days after opening the account. Microdeposits and person-to-person deposits do not meet the eligibility requirements for the offer. After completing the requirements, Chase will deposit the $400 bonus within 15 days.
• When you get it: Within 15 days after the 90-day qualification period is over
• Monthly fees: $15, which you can waive by meeting specific criteria
• Promotion page: Chase $400 Total Checking account bonus offer 

How To Get an In-Branch Coupon Code for the Bonus

Signing up online is the easiest way to open your accounts. But when the offer is active, you can also open a Chase account in person if you have a promo code. You can get that promo code by visiting the Chase site, entering your email address and clicking on “Email my Coupon” to receive your personalized offer code by email. Take it to your nearest bank branch to open the accounts.

How Do I Check My Chase Bonus?

Look out for your Chase bonus amounts by watching your checking and savings account balances. Chase will deposit the funds within 15 days after the qualifying 90-day period is over.

How To Avoid Chase Monthly Fees

Although both accounts have fees that add up to $20 per month, you can avoid the Chase monthly service fees by meeting at least one condition per type of account. 

How To Waive the Chase Checking Account $15 Monthly Maintenance Fee:

• Receive at least $500 in direct deposits per month.
• Maintain a minimum daily balance of at least $1,500.
• Maintain an average daily balance of at least $5,000 in all your combined Chase accounts.

How To Waive the Chase Savings Account $5 Monthly Maintenance Fee:

• Maintain a minimum daily balance of $300 or more.
• Receive at least $25 monthly from an autosave transaction from your Chase checking account.
• Have a linked Chase Better Banking Checking, Chase Premier Checking, Chase Premier Plus Checking, Chase Sapphire Checking or Chase Private Client Checking account.
• Link a Chase College Checking account for overdraft protection.
• Be younger than 18.

Final Take

Chase rotates its bonus offerings throughout the year, so keep an eye on their current promotions if you’re in the market for a new checking or savings account, or even other accounts, including CD accounts. Since bonus offers tend to last only a few weeks, you’ll want to act quickly once one that appeals to you becomes available. 

More On Chase Bank

• Chase Bank Review: Is It the Right Bank for You?
• Newest Chase Promotions: Best Offers, Coupons and Bonuses
• Chase Routing Number – Locate Your Number
• How to Open a Chase Checking Account
• How To Avoid Chase Monthly Maintenance Fees
• Chase Overdraft Fees: How Much They Cost and How To Avoid Them
• Chase Interest Rates: How to Get the Bank’s Best Rates
• What Is the Chase Cashier’s Check Fee?
• How to Set Up Chase Direct Deposit
• What Are Chase Bank’s Hours?
• How To Find and Use Your Chase Bank Login

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Virginia Anderson contributed to the reporting for this article.

Rates, offers and requirements are subject to change.

Chase Total Checking has a monthly fee of $15 or $0 with one of the following, each monthly statement period: Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow^SM network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network, OR a balance at the beginning of each day of $1,500 or more in this account, OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.

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