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Your Complete Guide to Retirement, Budgeting, Investing & More for 2022

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4 Ways To Pay Off Your Car Loan in 12 Months

Supplemental Nutrition Assistance Program is SNAP

SNAP Benefits Available in Your State in 2023

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SNAP Benefits 2023: 4 Things Americans Should Know

How To Compound Your Income in 2023

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Americans Are Using Credit Cards To Cover Financial Emergencies — How This Can Cost You Even More

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Experts: 4 Steps To Achieving Your Financial Goals for 2023

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Inflation Relief 2023: Over 60% of Americans Are In Favor of More Checks

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9 Expenses You Can Easily Save Money on in 2023

Make Your Money Work For You

More About Taxes

President Donald Trump delivering the State of the Union address in February 2026.

Trump’s New Retirement Plan: What a Federal Match Up to $1,000 Means for Seniors

An exploration of Donald Trump’s new federal retirement plan and how it could match up to $1,000 for eligible seniors and boost retirement savings.

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United States President Donald J Trump announced a $12 billion economic aid package for farmers during a roundtable discussion held in the Cabinet Room of the White House in Washington, District of Columbia.

Trump’s Iran Escalation Tanks Stocks Again: 5 Urgent Moves Before It Worsens

Stock markets took a tumble in March and April because of the Trump Administration’s escalation of the Iran war. While the White House continually assures citizens and investors that the war will end…

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Seniors looking at paperwork inside their home, assessing finances, retirement planning and more.

Tariff Refunds on the Way? What Seniors Can Expect for Their Retirement

Possible tariff refunds could affect retirement budgets by easing everyday costs for seniors. Here’s how refunds could impact fixed incomes.

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Gen X couple discuss finances

Gen X Parents: 3 Tax-Time Moves That Could Keep More Money in Your Pocket

Here are three tax-time moves Gen X needs to know about.

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The Self-Employment Tax Shock Many Retirees Don’t See Coming

Retirees, especially those who had W-2 jobs during their working lives, might be surprised to learn how much tax they owe on these earnings.

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An Angel Families Remembrance Ceremony took place in the East Room of the White House in Washington, District of Columbia.

Trump Tariffs on Pharmaceuticals Could Spike Costs 100% for Common Meds, Including Entresto to Keytruda

New Trump tariffs on pharmaceuticals could double the cost of common prescription drugs, raising prices for medications like Entresto and Keytruda for patients.

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WASHINGTON, DC - APRIL 1: U.

Trump Promises No Taxes on Social Security — Here’s What Experts Say Retirees Need to Know

President Donald Trump promised no taxes on Social Security – here’s what finance experts think retirees should know. 

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Roth IRA

The (Surprisingly Narrow) Roth Conversion Window Most Retirees Miss To Save on Taxes

You can take advantage of this narrow period to move your money out of a traditional retirement account into a Roth to save on taxes.

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J.P. Morgan Predicts No Rate Cuts in 2026: Winners, Losers and the Dollar Impact

J.P. Morgan predicts no rate cuts this year. Who will gain and who will pay if the Federal Reserve doesn’t cut interest rates in 2026? Find out more now.

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Income tax refund.

Americans Making This Salary Are Most Likely To See Bigger Tax Refunds This Year

We will explore how recent changes affect Americans’ tax refunds in 2026 and what this could mean for you.

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3 Grocery Staples That Often Spike in Price During Global Tensions

Here are three staples that typically spike during a global conflict. 

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Tariff Refunds on the Way? What the Middle Class Can Expect for Their Budgets

Possible tariff refunds could ease middle-class budgets by lowering everyday costs. Here’s what consumers may see and how refunds could affect household spending.

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WASHINGTON, DC - APRIL 1: U.

Trump’s $1K Senior Account Match May Not Close Retirement Gap for Boomers

President Donald Trump has proposed a retirement savings plan that would match up to $1,000 in annual contributions for workers without employer-sponsored accounts. Read Next: Trump Reaffirms No Tax…

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WASHINGTON, DC - APRIL 1: U.

Trump’s Tariffs Boosted 2026 COLA – Why Your Wallet Won’t Feel Relief

Tariffs imposed by President Donald Trump contributed to higher prices in 2025, which in turn contributed to a higher Social Security cost-of-living adjustment for 2026. Whether the COLA is enough to…

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WASHINGTON, DC - APRIL 1: U.

Trump Reaffirms No Tax on Social Security: What Retirees Must Do Next

The White House framed the policy as “no tax on Social Security, ” but the change comes through expanded deductions rather than a direct repeal.

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Close-up of positive young woman in glasses standing in living room and holding individual income tax return form while talking by mobile phone.

Sweating Over Taxes? Fidelity Says Make These Essential Moves Now

According to Fidelity, you can make five strategic moves to potentially reduce the taxes you owe. 

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3 Money Expert’s Hot Takes on Social Security — Are They Valid?

Here are three money expert’s hot takes on Social Security. Are they valid?

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Tax Return form 1040 with USA America flag and dollar banknote, U.

4 Lesser-Known Tax Breaks Seniors Can Use To Maximize Refunds

If you’re retired or approaching retirement, here are tax breaks worth having on your radar. 

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Tax Return form 1040 with USA America flag and dollar banknote, U.

I’m a CPA: 3 Tax Changes Middle-Class Filers Should Watch Out for This Year

Here are a few tax updates worth checking before you file, especially for middle-class taxpayers.

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A close up of Schedule A for itemizing deductions for United States income tax.

I’m a CPA: 3 Tax Deductions My Clients Are Often Surprised They Qualify For

Here are a few deductions you may be surprised that you qualify for, according to experts.

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Tax Audit Notice envelope

4 Tax Mistakes Seniors Make That Could Trigger an IRS Audit

Here are four tax mistakes seniors should avoid making in the hopes of not getting flagged for an IRS audit. 

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These States Hit Middle-Class Earners Hardest at Tax Time

Here are the states that hit middle-class earners the hardest during tax time.

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An older couple sits together at a table, reviewing their financial plans and strategies for a comfortable retirement.

I Asked ChatGPT Which Lesser-Known Tax Breaks Seniors Can Use To Maximize Refunds

If you’re looking for lesser-known tax breaks you can use to maximize your refund, you’re in good company. GOBankingRates asked ChatGPT this very question.

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A Social Security card laid between hundred dollar bills and a U.S. government stimulus check.

Here’s How Much Your Social Security Check May Impact Your Budget in April 2026

To help retirees better plan for the weeks ahead, here’s a closer look at how their Social Security check may impact them this month.

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6 Grocery Purchases That Are Getting Harder To Afford on Social Security in 2026

Here are six grocery purchases that are getting harder to afford on Social Security in 2026.

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5 Tax Credits and Deductions for Every Income Level

Here are five tax credits and deductions that can help maximize your tax savings or your refund, regardless of your income bracket.

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4 Tax Breaks and Write-Offs Homebuyers Who Bought in 2025 Should Know

Here are four tax breaks and write-offs homebuyers who bought property last year should know about.

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I’m a CPA: 4 Tax Credits Parents Often Overlook

If you’re a parent, don’t forget to check if you qualify for these tax credits.

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Income tax refund.

This Is How Much Bigger Your Tax Refund Will Be After New SALT Deductions

Many consumers across the country may potentially see thousands of dollars more in their tax refunds with this change.

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US President Donald Trump holds a press conference at the White House in Washington, DC, on February 20, 2026.

I’m an Investing Expert: Here’s How Trump Could Shake Up Your Bonds in 2026

An investing expert explains how potential Trump policies in 2026 could affect bond yields, prices and income, and what investors should watch closely.

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Partial view of Social Security card, US Treasury checks and hundred dollar bills.

March 2026 Social Security Checks: How Much More You’re Getting

Monthly 2026 Social Security checks are slightly higher thanks to a 2.8% COLA. Learn how the inflation adjustment boosts benefits for retirees.

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A woman puts her hand on her face as she looks at paperwork.

I Asked ChatGPT How the Iran War Will Impact My Retirement Savings — Here’s What It Said

Given the intense spin surrounding America and Israel’s airstrike war against the oil-rich country of Iran that began on February 28, it can be difficult to separate the facts from the noise — especially regarding the consequences of the conflict.

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A calculator with "tax" written on it in front of $100 dollar bills.

3 Tax Filing Watch-Outs If You Sold Any Investments in 2025

Here are three things to watch out for if you sold any investments in 2025.  

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A close up of Schedule A for itemizing deductions for United States income tax.

I Asked ChatGPT If I Can Get the Same Tax Deductions as the Rich — Here’s What It Said

Here’s what ChatGPT had to say on whether the average American can get the same tax deductions as the rich.

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A close up of Schedule A for itemizing deductions for United States income tax.

I’m a CFP: 5 Tax Deductions High Earners Overlook That Could Save You $10K or More

GOBankingRates spoke with certified financial planners (CFP) who shared five tax deductions high earners often miss, which could save $10,000 or more.

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President Donald Trump looks on in the Oval Office of the White House in Washington, DC on Thursday, November 6, 2025.

Trump’s 10% Credit Card Rate Cap Could Backfire, Expert Warns

A fintech expert warned that a 10% credit card interest limit could backfire, leading to more debt, tighter lending and a shift toward higher‑cost alternatives.

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If You Make Under $200K, These 3 Tax Credits Could Apply To You This Year

Here’s a look at three of the most valuable credits you should take a look at before you file your taxes in 2026.

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Larry Fink

Why Working Longer Might Make Sense for Retirement, According to Larry Fink

Here’s why Fink believes working longer might make sense for retirement.

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6 Surprising Ways Your Summer Travel Plans Could Be Impacted by the Iran War

What are the more subtle ways that the Iran war could impact your summer travel plans?

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3 Tax Mistakes Boomers Are Most Likely To Make — and How To Avoid Them

Before submitting your tax returns, make sure you’re aware of these common tax errors that can cost you money or potentially get you in trouble with the IRS.

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5 Safest Places To Keep Your Money During the Iran War

As uncertainty around the war grows, investors are seeking safety. See some of the safest investments to protect your money during geopolitical turmoil.

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I’m a New Retiree: 3 Social Security Lessons I Learned in Retirement

Here are the five biggest lessons I learned the hard way after I stopped working and started collecting benefits.​

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I’m a CPA: Here’s What Happens if You Underpay Estimated Taxes

GOBankingRates spoke with a CPA and tax attorney about what happens when estimated taxes go unpaid and how the costs can escalate.

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U.S. President Donald Trump looked toward Vice President J. D. Vance and House Speaker Mike Johnson as he delivered the State of the Union address in the House Chamber of the United States Capitol in Washington, District of Columbia.

Trump Discusses $2K Tariff Checks Again — How They’d Work and Who Might Qualify

A recent email touted the possible $2,000 tariff rebate checks, but the details, funding and eligibility remain unclear. Here’s what money experts say.

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I’m a CPA: 4 Critical Checks Seniors Need To Make for Their Estate Taxes

Chad Cummings, certified public accountant (CPA) and attorney at Cummings Law shared what four things seniors need to check when it comes to estate taxes.

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I’m a CPA: 5 Disastrous Mistakes Senior Clients Make With Their Estate Taxes

According to certified public accountants (CPAs), here are five potentially disastrous mistakes some senior clients make with their estate taxes.

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3 Invisible Car Costs that Will Spike with Your Gas Prices Right Now

The United States and Israel surprised the world when it ended February with military air strikes launched against the oil-rich country of Iran in an attempt to end the country’s nuclear program and missile and drone capabilities. With approximately 20% of the world’s oil traffic passing through the Iran-adjacent Strait of Hormuz, the conflict has already caused U.S. gas prices to spike, and if the war continues gas could be as high as $4.00 per gallon by late summer.

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An older couple sits together at a table, reviewing their financial plans and strategies for a comfortable retirement.

4 Moves to Shield Your Money Now as Iran Risk Rises, Warns a Financial Advisor

Tensions involving Iran are already pushing up energy and food costs. A financial advisor shares practical steps to protect your budget and investments.

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Trump Says the Iran War Could End Soon: How Your Wallet Could Still Feel the Pinch After It’s Over

President Trump has given mixed signals on the war, signaling it could end soon or continue. Even if it winds down, several factors could squeeze wallets.

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SpaceX and xAI CEO Elon Musk attends a panel at the Saudi-US Investment Forum in Riyadh, Saudi Arabia, 13 May 2025.

Elon Musk Says You Don’t Need To Worry About Saving for Retirement

Elon Musk made the claim that AI and robots will make saving for retirement unnecessary — but financial experts warn why that thinking could backfire.

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Red Tariffs label on a hundred dollar bill.

I Compared Prices Before and After Trump’s Tariffs: Here’s What Changed

Data shows Americans are actually paying more for essential and everyday items than before the tariffs.

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How Much You Need Invested To Replace a Social Security Check in 2026

Here’s how much you need to have invested to replace the 2026 Social Security check — and how to calculate it.

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West Palm Beach, USA - June 10, 2014: An opened envelope with the return address showing the U.

Social Security COLA 2027: How This Week’s Fed Signal Shapes Your Future Checks

The Federal Reserve decided to maintain interest rates steady, holding them within their target range of 3.5% to 3.75% during their most recent policy meeting on March 18. Any potential cuts in interest rates were rendered all but impossible due to the war in Iran, with its impact on energy prices and inflation spikes.

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7 Common Foods in Danger of Losing SNAP Eligibility in 2026 — Who Is Impacted?

SNAP benefits are changing in 2026 as some states could ban soda, candy and sweetened drinks. Which are limiting SNAP food eligibility and when?

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Stock Market Crash: What It Is and What Investors Should Know

Learn what a stock market crash is, what causes crashes and how investors can respond when markets drop sharply. Here’s the need-to-know details:

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Dave Ramsey To Investors: Don’t Make This Common Mistake During Global Conflict

In a March 11, 2026, Facebook video, the finance expert warned against making the following common mistake during a global conflict.

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Beef Prices Are Poised To Jump This Spring: The Protein Swap That Can Trim Your Weekly Bill

Beef prices are surging as cattle supplies have been shrinking. See why costs are rising — and which cheaper protein could help cut your grocery bill.

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I’m a Tax Specialist: The NIIT Rule High Earners Overlook Until It’s Too Late

GOBankingRates explores all the in’s and out’s with this NIIT rule that large income earners should pay attention to sooner rather than later.

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Tax Return form 1040 with USA America flag and dollar banknote, U.

5 Steps To Take Now If Your Tax Refund Is Lower Than You Thought

Is your tax refund is lower than expected? Here are the steps you can take right now to discover the reason and enact a solution. 

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New Zealand tax return, Private form, Wooden blocks with the word Tax.

This One Simple Money Move Can Lower Your Tax Bill Before Filing

GOBankingRates consulted with tax experts about the one simple money move people can do to lower their tax bill before filing this year. 

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I’m a Financial Advisor: 4 Ways To Reduce Taxes Before Retirement Starts

Andrew Latham, financial advisor and director of content at SuperMoney, shared four tips to reduce taxes before you begin your golden years.

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I’m an Economist: 5 Ways the Iran War Could Impact Your Retirement Savings

Rising Iran tensions could further impact markets, oil prices and inflation — putting 401(k)s, IRAs and retirement savings at risk in unexpected ways.

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Mortgage Rates vs. Home Prices in 2026: Which One Matters More Right Now?

GOBankingRates spoke with realtors and lenders for their insights on what matters most in 2026: home prices or mortgage rates

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I’m a CPA: Here’s Why ‘Close Enough’ Tax Math Can Cost You

According to Rachel Richards, certified public accountant (CPA) and head of tax at the tax company Gelt, here’s why “close enough” tax math can cost you.

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young man holding pen with bills working for calculate business data, taxes, bills payment, Start up counting finance.

I’m a Tax Preparer: The No. 1 Filing Mistake That Wipes Out Tax Refunds

GOBankingRates consulted a tax accountant to learn about the filing mistake that could cost people their refunds and reduce their 2026 refunds.

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Several Social Security Cards on a US United States one hundred dollar bill $100 system of benefits for retired elderly people.

I’m a Retirement Planner: 5 Tax Moves To Make Before You Claim Social Security

Christopher Stroup, founder and president of Silicon Beach Financial, shared the following five best tax moves to make before claiming Social Security.

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Can Social Security Still Pay Full Benefits? What Experts Say After Trump Claims ‘We Will Always Protect’ It

Financial experts discuss whether Social Security benefits will face cuts after 2033, what Trump has promised and how the trust fund could be salvaged.

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Stock market chart displayed over a blue image of George Washington from the $1 bill, connecting investing and U.S. money.

4 Scenarios for Interest Rates in 2026 and How to Prepare

American interest rates in the 2020s have been defined by extraordinary volatility, swinging from record lows during the COVID-19 pandemic era of 2020 and 2021 to the massive surge of 2022 and 2023 in response to subsequent high inflation, all before stabilizing throughout the past two years. Economists generally believe that interest rates will continue on a modest decline, but the specific path the rates take could easily be swayed by a number of factors — potentially making your 2026 financial planning rather difficult.

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blue car refueling at gas station at summer day, close-up.

Gas Prices Have Been Surging Amid Iran War — How To Save Money at the Pump Now

Gas prices have surged above $3 a gallon in many states as the Iran conflict fueled oil volatility. See where prices jumped and how to save at the pump.

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Income tax refund.

Middle-Class Families: 4 Tax Moves That Could Boost Your Refund

Luckily, there are still several things middle-class families can check and do to maximize their tax refund each year. Here are five practical tips to consider.

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Income tax refund.

Stimulus Checks in the Form of Tax Refunds? What the Pros Are Saying Is Possible

Find out what you can expect and what the pros are saying is actually possible.

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Fake Social security card on treasury department check.

Social Security’s Built-In Benefit Cut Is Coming — Here’s What It Means for You

Social Security’s built-in benefit cut is getting closer than many retirees realize, and it is largely a math problem hiding in plain sight.

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Tax Return form 1040 with USA America flag and dollar banknote, U.

3 Common Tax Myths That Can Hurt Your Refund This Year

We’re calling out five common tax myths that should be debunked and offering tips on what to do instead.  

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A calculator with "tax" written on it in front of $100 dollar bills.

I Asked ChatGPT What Would Happen If Lower-Income Americans Didn’t Pay Taxes — and If the Rich Paid More

To explore it, I asked ChatGPT how that would actually work in practice. Here is what it said.

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Red Tariffs label on a hundred dollar bill.

Will Your Taxes Have To Pay for Trump’s Tariff Refunds?

If tariff refunds move forward, taxpayers could be left with the bill. Here’s how refunds work and what they could mean for your taxes.

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A person reviews their energy bill while using a laptop at home.

These States Are Seeing the Highest Jumps in Energy Prices — Here’s Why

Here’s where prices are rising the fastest and what is driving the trend.

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U.S. President Donald Trump in the Oval Office at the White House.

Why Donald Trump Has Paid Far Less in Taxes Than Most W-2 Workers

Explore how Donald Trump (legally) paid little to no federal income tax, revealing how real estate tax incentives favor investors over W‑2 wage earners.

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4 Wealth-Saving Investment Moves Billionaires Make When Markets Go Wild

When markets turn volatile, billionaires often make moves other investors don’t. Explore their unconventional strategies & change how you invest amid uncertainty.

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A calculator with "tax" written on it in front of $100 dollar bills.

Claiming These 4 Tax Breaks Could Get You in Trouble With the IRS

Here are four tax breaks to watch out for if you don’t want to deal with a rejected return, costly penalties or other problems with the IRS.

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4 Reasons Planning Retirement Around Home Equity Is a Bad Idea

Planning retirement around home equity can backfire due to liquidity constraints, market timing risk and rising ownership costs.

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Freelancers: This Is How To Claim All Your Business Deductions in 2026

Here is how to claim the deductions you are entitled to.

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Double exposure of oil pumps in a field with financial charts showing rising gas prices.

Iran War Investing: 4 Stock Sectors Retirees Might Want To Pull Money From Right Now

Market volatility is surging amid the conflict in Iran. These sectors could pose added risks for retirees’ portfolios. Find out which sectors are impacted.

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A calculator with "tax" written on it in front of $100 dollar bills.

Middle-Class Earners: 5 ‘Tax Hacks’ That Could Backfire During Tax Season

The following are tax hacks that could backfire on middle-class earners this tax season.

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Finger touching screen on smartphone scan Online personal income tax icon for tax payment. Government data analysis document. stock photo

I Asked ChatGPT What Documents I Need for Tax Season — Here’s the Full List

In order to get a head start on my own tax filing, I asked ChatGPT what documents I need for tax season in the United States — here’s what it said.

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Income tax refund.

New Trump Tax Perks and Other Issues Are Slowing State Refunds in 5 Places — Here’s How To Prevent Delays

If you are worried about delays, here are three things you can do to prevent them, based on a GOBankingRates analysis of various tax and government sources.

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Retirees Beware: 5 Distribution Missteps That Can Shrink Your Refund

Put the following five distribution missteps on your radar, so you don’t inadvertently reduce your tax refund.

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A happy senior woman holds her phone and smiles while standing in front of a window in her home.

Here’s How Much Your Social Security Check Will Increase in 2026 — by Age

Find out how much your Social Security check could increase in 2026, with estimated raises broken down by specific ages.

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A selection of different cryptocurrency coins piled together over US dollar banknotes.

The ‘GENIUS Loophole’: How To Use the New Crypto Law To Pay Zero Capital Gains

Here’s what experts said is actually going on behind the so-called “GENIUS Act loophole.”

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Wednesday, October 16, 2013Fortune The Most Powerful WomenWashington, D.

Warren Buffett Says Money ‘Would Go Down’ in a Major War — What Investors Should Know

Buffett has long argued that owning “productive assets” is more valuable during war. Finance experts explain.

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U.S. President Donald Trump looked toward Vice President J. D. Vance and House Speaker Mike Johnson as he delivered the State of the Union address in the House Chamber of the United States Capitol in Washington, District of Columbia.

Nearing Retirement? 5 Takeaways on Social Security, Medicare and 401(k)s From Trump’s State of the Union

Nearing retirement? Key takeaways on Social Security, Medicare, and 401(k)s from Trump’s State of the Union and what they could mean for your finances.

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Here’s What Trump’s Executive Order on Single Family Home Sales Really Means for the Middle Class

Breaks down how a new executive order on single-family home sales could affect middle-class homebuyers, housing affordability and the real estate market.

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Finger touching screen on smartphone scan Online personal income tax icon for tax payment. Government data analysis document. stock photo

I Asked ChatGPT for the Tax Mistakes Self-Filers Make Most Often — and How To Avoid Them

To ensure my taxes are error-free, I asked ChatGPT for the tax mistakes self-filers make most often and how I could avoid them — here’s what it said. 

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How To Buy Bitcoin and Win During This Crypto Crash

Bitcoin is down significantly in 2026. Learn smart strategies for buying bitcoin during the crypto crash while managing volatility and long-term risk.

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What Middle-Class Workers Get Wrong About Overtime and Take-Home Pay

Find out what middle-class workers get wrong about overtime and their take-home pay.

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Partial view of Social Security card, US Treasury checks and hundred dollar bills.

Social Security Checks vs. Rising Prices: What the Iran Conflict Could Mean for Seniors’ Buying Power

Seniors on a fixed income could experience a significant financial strain, limiting their buying power — here’s what you need to know.

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5 Everyday Items That Will Become More Expensive If the Iran Conflict Continues

In light of this conflict, American consumers can expect a number of everyday items to spike in price as global supply lines and markets are disrupted.

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401(k) in bold green text, centered on a white backdrop with neatly stacked hundred-dollar bills underneath.

Why $1K From Your 401(k) Beats High-Interest Debt: New Penalty-Free Option Explained

To help ease financial burdens, a provision in the Secure 2.0 Act allows people with a 401(k) to withdraw up to $ 1,000 penalty-free for emergency expenses.

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Worried senior man holding credit card

Your Social Security Check Increased by About $56 This Year — Here’s How Much Inflation Has Already Eaten Away

Your Social Security check rose about $56 this year, but inflation has already reduced its value—here’s how much buying power retirees have lost.

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AMSTERDAM- Logo of Tesla on the Tesla service center in Amsterdam.

Tesla Under Fire: What To Do With Your EV Stock Before It’s Too Late

Legal challenges and falling European EV sales are pressuring Tesla (TSLA). Some investors may be rethinking whether the stock is still a long-term hold.

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Close-up photo of a woman using a smart phone app to track her financial portfolio.

I’m a Financial Planner: Here’s How To Rebalance Your Investments Amid the Iran Conflict

The U.S. and Israel-Iran war volatility is impacting the markets. A financial planner explains what investors should do now to rebalance their portfolios.

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