Best Travel Credit Cards

From Capital One to Bank of America, check out the best travel rewards credit card offers available.

Travel credit cards aren’t just for business travelers or jet setters. Anyone can apply for a credit card that offers travel rewards and reap benefits like free flights, roadside assistance, rental car insurance or zero foreign transaction fees. Rack up points on these travel credit cards for everyday purchases, then redeem them for flights or other travel rewards.

Check out the following table to see the features of each card at a glance. Note that none of the cards charges a foreign transaction fee, except for Blue Sky from Amex, which charges 2.7 percent of each transaction after conversion to U.S. dollar. Then, review the details for each credit card so you can apply for the credit card that best fits your lifestyle.

Best Travel Rewards Credit Cards
Credit CardAnnual FeeStarting APRTop Rewards Earning RateBonus Offer
DiscoverDiscover it Miles$012.24% to 24.24%1.5 unlimited miles on every $1 spent
All miles earned are matched at end of first year
None
American Express logo 2017Premier Rewards Gold Card From Amex$0 first year, then $195Pay balance in full every month3 points for flights booked directly with airlines
2 miles at U.S. restaurants, gas stations and supermarkets
1 points on other purchases; $100 airline fee credit
25,000 points after spending $2,000 on purchases within first 90 days
BofABankAmericard Travel Rewards Card$016.24% to 24.24%1.5 points for every $1 spent on all purchases20,000 bonus points after spending $1,000 within first 90 days

Introductory 0% APR for first 12 billing cycles

Capital OneCapital One Venture Rewards Card$0 first year, then $9514.24% to 24.24%2 miles for every dollar spent on purchases50,000 bonus miles after spending $3,000 within first 90 days
US Bank logo 2017U.S. Bank FlexPerks Travel Rewards Visa Signature Card$0 first year, then $4915.24% to 25.24%1 point per $1 spent in net purchases
2 points on category you spend the most on
2 points on qualifying charitable donations
20,000 miles after spending $2,000 within first 120 days
ChaseChase Sapphire Preferred$0 first year, then $9517.24% to 24.24%2 points on all travel
2x points on restaurants
1 point per $1 on all other purchases
50,000 bonus points after spending $4,000 within first 90 days
Citi logo 2017Citi ThankYou Premier Card$0 first year, then $9515.74% to 24.74%3 points for travel, including gas
2 points for dining/entertainment
1 point for all other purchases
None
 jetBlue logo 2017The JetBlue Plus Card$9913.24% to 26.24%6 points on JetBlue Purchases
2 points at restaurants and grocery stores
1 point on all other purchases
40,000 bonus points after spending $1,000 on purchases in first 90 days
American Express logo 2017Blue Sky From Amex$018.49% to 23.49%1 point for each dollar spent on eligible purchasesNone
 Alaska logo 2017Alaska Airlines Visa Signature Card$7513.49% to 20.49%3 miles for every $1 spent directly with Alaska Airlines and Virgin America purchases
1 mile per $1 spent on all other purchases
Buy one ticket, pay only taxes and fees on one ticket after spending $1,000 within first 90 days

10 Best Travel Rewards Credit Cards

When considering applying for a travel credit card, wait to fill out a credit card application until you’ve checked your credit report to make sure it’s in good shape. You’ll want to be able to easily qualify for the top travel card offers. Here’s a closer look at the best travel rewards credit cards available now:

Discover it Miles

Discover it Miles (3)
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With the Discover it Miles travel card, pay no interest on purchases for the first 14 months. In addition, the card offers late payment forgiveness with no fee for your first late payment. And Discover will never raise your APR for paying late or charge you an over-limit fee.

Rewards:

  • 1.5 miles for every dollar spent on any purchase
  • Automatic match of all miles earned at end of first year
  • No blackout dates for flights; no expiration dates for miles
  • Can redeem miles in any amount to credit travel purchases from your statement

Perks: 

  • Free access to your FICO credit score
  • Ability to switch your account on or off with “Freeze it”
  • Up to $30 in Wi-Fi credit for in-flight Wi-Fi purchases with the card
  • No foreign transaction fees
  • Low variable APR starting at 12.24%

See: Why American Express and Discover Credit Cards Aren’t Accepted Everywhere

Premier Rewards Gold Card From Amex   

Premier Rewards Gold Card from Amex (1)
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You won’t accrue interest with this card because you pay off your balance each month, and you get the flexibility of no preset spending limit. Use the points you earn to book travel on the American Express travel site. And if you’re loyal to one airline, use the card to charge baggage fees and other incidentals when you fly on that airline, and you’ll get up to $100 reimbursement in statement credits each year.

Rewards:

  • 3x points for flights booked directly with airlines
  • 2x points at U.S. gas stations, supermarkets and restaurants
  • 2x points for purchases at AmexTravel.com

Perks: 

  • Car rental insurance
  • Roadside assistance
  • $195 annual fee waived for the first year
  • No foreign transaction fee

American Express Review: Compare 9 Different Travel Rewards Cards

Bank of America Travel Rewards Card

BankAmericard Travel Rewards Credit Card

This travel rewards credit card works best for Bank of America checking or savings customers, who get a 10 percent earned point bonus. And BofA Preferred Rewards clients could increase the bonus to 25 to 75 percent. Additionally, cardholders can enjoy using their bonus points on any airline or any hotel with no blackout dates.

Rewards:

  • 1.5 points for every $1 spent on all purchases
  • 20,000 bonus points when you spend $1,000 in the first 90 days
  • No expiration date on points

Perks:

  • No foreign transaction fee
  • No annual fee
  • No interest for the first year, then a variable APR starting at 16.24%

Use These: Best Credit Cards With No Foreign Transaction Fees

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card lets you use your points on any airline, hotel or car rental website or app, leaving your options wide open. Use this travel rewards credit cards to make a purchase and redeem your miles as a statement credit toward the cost of that purchase. Plus, you can pick your own monthly due date and payment.

Rewards:

  • 2 miles per $1 on every purchase
  • No limit to miles earned
  • No expiration date on miles
  • 50,000 bonus miles when you spend $3,000 within the first 90 days

Perks:

  • Visa Signature Concierge available 24 hours a day
  • Rental car insurance
  • No foreign transaction fee
  • $95 annual fee waived the first year
  • Variable APR starts at 14.24 percent

U.S. Bank FlexPerks Travel Rewards Visa Signature Card

U.S. Bank FlexPerks Travel Rewards Visa Signature Card
©GO

As its name implies, the U.S. Bank FlexPerks Travel Rewards Visa Signature Card gives you flexibility when redeeming points for flights. Fly on more than 150 airlines with no blackout dates. You also get an allowance of up to $25 for baggage fees and in-flight purchases.

Rewards:

  • 1 FlexPoint per $1 spent on all eligible purchases
  • 2 FlexPoints on the category in which you spend the most during each billing cycle

Perks:

  • 24/7 concierge service for travel planning
  • Luxury hotel room upgrades
  • Presale sports tickets
  • $49 annual fee waived the first year
  • Variable APR starting at 15.24 percent

Chase Sapphire Preferred

Chase Sapphire Preferred

The Chase Sapphire Preferred card has attractive perks for travelers, like trip insurance and rental car coverage. Get 25 percent more value when you book flights, hotel rooms, cruises and car rentals through Chase Ultimate Rewards. Unlike many other travel cards that pay after your own auto insurance, Chase offers primary rental car coverage.

Rewards:

  • 2x points on travel and dining purchases
  • 1 point per $1 spent on all other purchases
  • 50,000 bonus points after you spend $4,000 in the first 90 days
  • 5,000 additional points for adding an authorized user and making a purchase within first 90 days

Perks: 

  • Baggage delay insurance
  • No foreign transaction fee
  • $95 annual fee waived the first year
  • Variable APR starting at 17.24 percent

Citi ThankYou Premier Card

Citi ThankYou Premier Card (1)
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The Citi ThankYou Premier Card lets you earn points to travel when you want and on the airline you want with no blackout dates, as long as you book through the ThankYou Travel Center. No limit applies to the amount of ThankYou points you can earn, and points never expire. Plus, Points Transfer lets you transfer your qualifying and available ThankYou Points to other participating airline loyalty programs with no fee.

Rewards:

  • 3x points for travel purchases, including gas
  • 2x points for dining and entertainment
  • 1x points on all other purchases

Perks:

  • Citi Price Rewind searches for lower prices on registered purchases and pays you the difference
  • No foreign transaction fee
  • $95 annual fee waived the first year
  • Variable APR starting at 15.74 percent

Find Out: What You Should Know About Citibank Virtual Credit Cards

The JetBlue Plus Card

The JetBlue Plus Card
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In addition to earning TrueBlue points that never expire, the JetBlue Plus Card from Barclays rewards you with VIP treatment if you spend more than $50,000 annually. You’ll earn TrueBlue Mosaic benefits for a year, including free checked bags, expedited security screening and priority boarding. Although this travel card has a $99 annual fee, you’d have to take 30 JetBlue flights in a year to qualify for TrueBlue Mosaic without it.

Rewards:

  • 6x points on JetBlue purchases
  • 2x points at restaurants and grocery stores
  • 1x points on all other purchases
  • 10 percent of points back every time you redeem them
  • 30,000 bonus points for spending $1,000 on purchases in first 90 days
  • 5,000 bonus points annually after your account anniversary

Perks:

  • $100 statement credit for charging a vacations package with your card
  • 50 percent savings on eligible in-flight purchases
  • First checked bag free
  • No blackout dates or seat restrictions on JetBlue-operated flights
  • No foreign transaction fee
  • Low, variable APR starting at 13.24%

Blue Sky From Amex

Blue Sky from Amex
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Carry a balance with interest or choose to pay in full each month with Blue Sky from Amex. Unlike many other travel credit cards, Blue Sky does charge a fee for foreign transactions; expect to pay 2.7 percent after conversion to US dollars. Even with the fee, the generous travel-related perks might make this card a good option.

Rewards:

  • 1 point for every eligible dollar spent
  • Every 7,500 points equals a $100 statement credit toward travel purchases on the card

Perks:

  • Car rental loss and damage insurance
  • Travel accident insurance for accidental death or dismemberment
  • Global Assist hotline for medical, legal or financial assistance when at least 100 miles from home
  • Roadside assistance in the U.S., Canada, Puerto Rico and the U.S. Virgin Islands
  • No annual fee

Alaska Airlines Visa Signature Card

Alaska Airlines Visa Signature Credit Card
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The Alaska Airlines Visa Signature credit card is best for loyal Alaska Airlines and Virgin America flyers because of the extra miles earned for purchases from either of those airlines. You can apply online for this airline credit card, book your next flight and start earning miles today. In addition, you can redeem miles for flights on Alaska Airlines’ range of airline partners.

Rewards:

  • 3 miles for every $1 spent directly with Alaska Airlines and Virgin America purchases
  • 1 mile for every $1 spent on all other purchases
  • Buy one ticket, get a second one nearly free for spending $1,000 in the first 90 days (limited time offer)
  • No mileage cap or expiration

Perks:

  • Special companion fare available annually on your anniversary for $99 plus taxes and fees, with no blackout dates
  • Free checked bags for you and up to six other passengers
  • No foreign transaction fee
  • Variable APR starting at 13.49 percent

Up Next: Best Credit Card Offers, Deals and Bonuses

GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions, and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been reviewed, approved, or otherwise endorsed by the companies included in the article. All fees and rates are subject to change at the issuers’ discretion, and some bonus offers might no longer be available on the issuers’ websites, depending on how you access the web page.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by American Express.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been endorsed by American Express.

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.