If you use credit cards on a regular basis, make the most of your spending habit by seeking out the best credit card offers that complement your credit card usage. You'll find several different types of rewards credit cards that allow you to can earn points, rack up cash back rewards, cash in on a credit card sign-up bonus or accumulate airline miles.
Here are the best travel and cash back credit cards deals. Whether you're a frequent traveler or just like to shop with credit regularly, make sure you choose a rewards credit card that suits your lifestyle.
|Best Credit Card Offers, Deals and Bonuses|
|Credit Card||Best For||Annual Fee||Intro APR||APR (%)||How to Apply|
|Chase Sapphire Preferred Credit Card||Travel||$95||None||16.74 - 23.74||Learn More|
|BankAmericard Travel Rewards Credit Card||Travel||$0||0% for 12 months||15.74 - 23.74||Learn More|
|Premier Rewards Gold Card From American Express||Travel||$195||None||0%||Learn More|
|Venture From Capital One||Travel||$0 first year; $59 thereafter||None||13.74 - 23.74||Learn More|
|Citi AAdvantage Platinum Select World Elite MasterCard||Travel||$95||None||16.49 - 24.49||Learn More|
|Chase Freedom Unlimited Credit Card||Cash back||$0||0% for 15 months||15.74 - 24.49||Learn More|
|BankAmericard Cash Rewards Credit Card||Cash back||$0||0% for 12 months||13.74 - 23.74||Learn More|
|Blue Cash Everyday Card From American Express||Cash back||$0||0% for 12 months||13.74 - 23.74||Learn More|
|Premier Dining Rewards From Capital One||Cash back||$0||None||15.24 - 24.24||Learn More|
|Citi ThankYou Preferred Card||Cash back||$0||0% for 12 months||14.24 - 24.24||Learn More|
Best Travel Rewards Credit Cards
With travel rewards credit cards, you can earn points or miles that can be applied towards travel expenses such as flights, baggage fees and more. If you use your credit card often you can rack up points so you can travel the world for practically free. Here are the best travel credit card deals, offers and bonuses.
Chase Sapphire Preferred Credit Card: 50,000 Bonus Points
Earn double points on travel and dining with this rewards credit card and receive 50,000 bonus points after spending $4,000 on purchases in the first three months of opening your account. That's the equivalent of $625 in travel rewards when you cash out through Chase Ultimate Rewards, which gives you 25 percent more value on travel bookings when compared with paying on your own. No foreign transaction fees are charged, and you'll have travel and purchase coverage.
BankAmericard Travel Rewards Credit Card: 20,000 Bonus Points
The BankAmericard credit cards allows you to earn rewards for flight and hotel bookings without any blackouts dates. You'll earn unlimited 1.5 points for every dollar spent on any type of purchase, and there's no annual fee or foreign transaction fee. Apply online to receive 20,000 bonus points if you make at least $1,000 in purchases in the first 90 days of opening your account. Those points can be redeemed for a $200 statement credit you can use for more travel purchases. If you're already a Bank of America customer, you can earn a 10 to 75 percent point bonus on top of regular rewards when redeeming directly into your Bank of America checking or savings account, depending on your customer status.
Premier Rewards Gold Card from American Express: 25,000 Bonus Points
Make $2,000 in purchases within the first three months of membership and you'll receive 25,000 points. You'll earn triple points for airfare purchases made directly through select airlines and double points at restaurants, gas stations and supermarkets in the United States. You can also get up to $100 of airline fees covered when flying with a qualifying airline over the course of the year. Other perks include hotel credits, baggage insurance and personalized travel service.
Venture from Capital One: 40,000 Miles
You'll earn unlimited double miles on every purchase with this travel rewards card, and 100 miles is the equivalent of one dollar in travel rewards. Make at least $3,000 in purchases within the first three months and you'll get a bonus 40,000 miles — the equivalent of $400 in travel. You can use your card to make all your travel bookings and receive complimentary upgrades, discounts on hotels and resorts, and 24-hour concierge service for being a card member.
Citi AAdvantage Platinum Select World Elite MasterCard: 30,000 Miles
If you're looking for airline credit cards to earn free flights and other travel-related perks, this might be one of the best credit card offers out there. You'll earn 30,000 American Airlines AAdvantage bonus miles after spending $1,000 in purchases within the first three months of opening your account. You'll also get preferred boarding and your first bag checked free on American Airlines domestic flights, and 25 percent off in-flight purchases when you use your card. Another perk: Get 10 percent of your redeemed miles back as a bonus.
Best Cash Back Rewards Cards
Cash back credit cards reward you for spending money by giving you money. If you prefer to use your credit card rewards for statement credit, gift cards or a direct deposit, consider one of these cash back credit card deals.
Chase Freedom Unlimited Credit Card: $150 Bonus
Spend at least $500 within the first three months of opening your account and you'll earn a $150 bonus. This card allows you to earn unlimited 1.5 percent cash back on every purchase automatically and you can redeem for any amount — no minimums required. You'll earn another $25 bonus when you add an authorized user and make your first purchase within the first three months.
Learn More: 7 Best Ways to Use Credit Card Rewards
BankAmericard Cash Rewards Credit Card: $100 Bonus
Take advantage of a $100 cash rewards bonus offer when applying for this card online and earn cash back on every purchase. You'll earn 3 percent on gas, 2 percent at grocery stores and warehouse clubs for the first $2,500 on combined purchases in these categories each quarter, and 1 percent cash back on all other purchases. If you're a Bank of America customer, you'll earn an additional 10 to 75 percent bonus every time you redeem your cash back into a Bank of America checking or savings account, depending on your customer status.
Blue Cash Everyday Card from American Express: $100 Statement Credit
You'll earn a $100 statement credit as a cash back bonus after spending $1,000 in purchases on your new card within the first three months. Use this card for everyday purchases, such as grocery shopping, gas, and other necessities to earn 3 percent cash back at the grocery store — up to $6,000 per year — and 2 percent cash back at gas stations and select department stores in the U.S. You'll earn 1 percent cash back on all other purchases, and your rewards can be redeemed as a statement credit.
Premier Dining Rewards from Capital One: $100 Bonus
If you like to eat out regularly and save money, there's no limit on the rewards you can earn at restaurants, grocery stores, and other food outlets with this card. You'll earn 3 percent cash back on dining purchases and 2 percent cash back on grocery purchases. Cash in on a one-time bonus of $100 when you spend at least $500 within the first three months. Your rewards never expire and you can get cash back at any time. You'll also receive all World Elite MasterCard benefits, including travel and price protection, and travel upgrades.
Citi ThankYou Preferred Card: $15,000 Bonus Points
Whether you're catching a live performance or eating out, you'll earn two ThankYou points for every dollar you spend on dining and entertainment and one ThankYou point for every dollar spent on other purchases. There's no limit on the number of points you can earn, and you can shop with points on Amazon.com or redeem points for gift cards, books, travel rewards, or even charitable donations. Spend $1,000 in purchases within the first three months and earn 15,000 bonus ThankYou points.