Small Business Spotlight 2022
Spread the Word
Share with your friends and help a small business!
Featured Stories from the 2021 Small Business Spotlight on GOBankingRates
- This Alabama Baker is Bringing a Slice of Heaven Down to Earth
- Las Vegas Burger Restaurant Provides a Respite for Patrons Amid the Pandemic
- How the Pandemic Helped This Soul Food Cafe Owner in Atlanta ‘See a Better Picture’
- A Zero-Waste Store Grows in Brooklyn
Related Articles
Save For Your Future
Save For Your Future
The Latest from GOBankingRates

Who Benefits From Trump’s 401(k) Plan (and Who Won’t)
Trump’s proposed 401(k) plan could reshape retirement savings, helping some workers while leaving others out.
READ MORE
Where Energy Prices Are Rising the Most Across the U.S.
Here’s where prices are rising the fastest and what is driving the trend.
READ MORE
How Rising Gas Prices Could Impact Your 2027 Social Security Benefits
Inflation and the Iran war have pushed gas prices higher, but that could mean a bigger 2027 Social Security COLA for retirees. Find out what to expect.
READ MORE
A Tax Preparer Shares the No. 1 Filing Mistake That Can Reduce Refunds
GOBankingRates consulted a tax accountant to learn about the filing mistake that could cost people their refunds and reduce their 2026 refunds.
READ MORE
Trump Raises $2K Tariff Checks Again: What to Know About Eligibility
A recent email touted the possible $2,000 tariff rebate checks, but the details, funding and eligibility remain unclear. Here’s what money experts say.
READ MORE
How Your 2025 Tax Return Could Affect Your Retirement Income in 2026
Everything from Social Security taxation to Medicare premiums can affect your retirement accounts if you make the wrong move.
READ MORE
Claiming These 4 Tax Breaks Could Get You in Trouble With the IRS
Here are four tax breaks to watch out for if you don’t want to deal with a rejected return, costly penalties or other problems with the IRS.
READ MORE
Trump Reaffirms No Tax on Social Security: What Retirees Must Do Next
The White House framed the policy as “no tax on Social Security, ” but the change comes through expanded deductions rather than a direct repeal.
READ MORE
Social Security Claiming at 62, 65 and 70: The Costs Retirees Need to Know in 2026
When it comes to Social Security, the age at which you claim has a massive impact on retirement income.
READ MORE
5 Everyday Items That Could Get More Expensive If the Iran Conflict Continues
In light of this conflict, American consumers can expect a number of everyday items to spike in price as global supply lines and markets are disrupted.
READ MORE
How Tensions With Iran Could Affect Gas Prices Now and This Summer
Global oil prices have spiked as President Donald Trump, along with Israel, launched an air offensive against the country of Iran.
READ MORE
3 Grocery Staples That Tend to Rise in Price During Global Uncertainty
Here are three staples that typically spike during a global conflict.
READ MORE
4 Investment Moves Billionaires Use to Protect Wealth During Market Turmoil
When markets turn volatile, billionaires often make moves other investors don’t. Explore their unconventional strategies & change how you invest amid uncertainty.
READ MORE
Spring Grocery Prices Are Up 2.7% — How Trump’s Border Policy Is Driving Costs
Food prices are rising again, and while there are several reasons for the uptick, President Donald Trump’s border policy is emerging as one of the factors. The president campaigned on a tighter border…
READ MORE
I Asked Investing Experts Where To Put My Money During the Iran War: Here’s What They Said
From Magnificent 7 stocks and shipping exchange-traded funds to Treasurys and gold, see where experts suggest investing amid Iran war market uncertainty.
READ MORE
2 Key Aspects of TrumpRX That Could Impact Your Money
A prominent voice in American healthcare has a warning about two key aspects that could seriously impact your money.
READ MORE
A Crypto Billionaire Is Criticizing Trump’s Crypto Company: 3 Things Investors Need To Know
A crypto billionaire is raising red flags about a Trump’s crypto venture, highlighting key risks, regulation concerns and what investors should watch next.
READ MORE
3 ‘Forever’ Dividend Stocks Income Investors Are Snapping Up in Trump’s Economy
Dividend investors are leaning on reliable income stocks with long-term staying power as market conditions shift under the Donald Trump administration.
READ MORE
I Asked ChatGPT If Soon-To-Be-Retirees Should Be Worried About Their Savings Amid the Iran War
With markets rattled by the Iran war, here’s what ChatGPT says about retirement savings risks, volatility and smart moves for soon‑to‑be retirees.
READ MORE
3 Ways the Conflict in Iran Is Impacting Your Retirement Investments Right Now
See how the conflict in Iran is affecting retirement investments through market volatility, inflation and stock performance.
READ MORE
Why Donald Trump Has Paid Far Less in Taxes Than Most W-2 Workers
Explore how Donald Trump (legally) paid little to no federal income tax, revealing how real estate tax incentives favor investors over W‑2 wage earners.
READ MORE
$4 Gas Returns: Why Trump’s Second Term Matches Biden’s Worst Moments
Rising gas prices are straining household budgets again, fueling comparisons to between Trump and Biden’s economies.
READ MORE
Here’s How Much Your Social Security Check May Impact Your Budget in April 2026
To help retirees better plan for the weeks ahead, here’s a closer look at how their Social Security check may impact them this month.
READ MORE
4 Ways Retirees Should Adjust Their Investments Amid the Iran War
Market turmoil can rattle retirement savings. Financial pros share practical investing advice for retirees navigating volatility tied to the Iran War.
READ MORE
Used-Car Prices Climb To Their Highest Level Since Summer 2023 as Household Budget Strain Deepens
Used-car prices are climbing as demand stays strong and inventory tightens. Here’s what’s driving higher costs for budget‑conscious buyers. Find out more.
READ MORE
Midterm Election Years Can Shake Your Savings: What Retirees Must Do Now To Protect Their Money
Here’s what retirees should do now to protect their money during midterm election years.
READ MORE
Trump Says Gas Prices Could Be Higher by Midterms: 5 Ways to Prepare Your Budget Now
President Donald Trump has said that gas prices could be higher by the midterm elections. Here are five ways to prepare your budget now.
READ MORE
Trump’s Tariff Refunds: The One Major Reason You Won’t Benefit
Earlier this year, the United States Supreme Court struck down President Donald Trump’s controversial tariff policy. After this Supreme Court ruling, the government was then ordered to pay back billions in tariff refunds to the various businesses that had paid extra for tariffed imports.
READ MORE
Blazing a Trail to Retirement: Smart Ways to Invest in the Cannabis Era
Cannabis used to be a fringe market, but now investors have numerous ways to invest in the industry, whether through diversified ETFs, ancillary companies or individual cannabis stocks.
READ MORE
Social Security Checks vs. Rising Prices: What the Iran War Could Mean for Seniors’ Buying Power
Seniors on a fixed income could experience a significant financial strain, limiting their buying power — here’s what you need to know.
READ MORE
Musk’s Latest Announcement: SpaceX, Grok and What It Means for Investors
SpaceX’s IPO buzz is soaring after its xAI merger. Here’s what the massive valuation, retail access and Musk’s strategy could end up meaning for investors.
READ MORE
Social Security COLA 2027: How The Latest Fed Signal Shapes Future Checks
The Fed’s decision to hold interest rates steady could shape inflation and future Social Security COLA increases, with major implications for retirees’ checks.
READ MORE
Trump Blocks Iran Ports, Sending Prices Soaring on Oil, Fertilizer and More
Trump’s blockade of Iranian ports are disrupting global supply chains, risking higher fuel, fertilizer and food costs higher.
READ MORE
This Is How Much Bigger Your Tax Refund Will Be After New SALT Deductions
Many consumers across the country may potentially see thousands of dollars more in their tax refunds with this change.
READ MORE
3 Money Expert’s Hot Takes on Social Security — Are They Valid?
Here are three money expert’s hot takes on Social Security. Are they valid?
READ MORE
4 Legal Tax Strategies the Upper-Middle Class Use That Most People Ignore
Strategic tax planning isn’t just for households with above average net worth. Here are some ways upper-middle class taxpayers might do things differently.
READ MORE
Here’s How Much More Would You Need to Save if Social Security Is Capped at $50K
The “Six Figure Limit” proposal from the Committee for a Responsible Federal Budget looks to target top earners to help close part of the funding gap.
READ MORE
If You Retired Early in 2025, What Taxes Do You Have To Worry About?
Before you head for the golf course or get on that cruise ship, below are some taxes you should know about.
READ MORE
I Asked ChatGPT Which Deductions Seniors Most Commonly Miss at Tax Time
GOBankingRates asked ChatGPT which tax deductions seniors most commonly miss to find out how much more money they could be saving — here’s what it said.
READ MORE
6 Overlooked Tax Breaks for Homeowners Over 50 That Could Save Hundreds (or Thousands) a Year
Experts suggest these strategic adjustments that can reduce your tax bill by hundreds or even thousands each year.
READ MORE
7 Mistakes To Avoid When You File a Tax Extension
Here are seven mistakes to avoid when you file a tax extension to save you on penalties, interest and unnecessary financial stress.
READ MORE
4 Moves to Shield Your Money Now as Iran Risk Rises, Warns a Financial Advisor
Tensions involving Iran are already pushing up energy and food costs. A financial advisor shares practical steps to protect your budget and investments.
READ MORE
5 CPI Report Facts That Could Shift Retirees’ 2027 COLA
Here are five takeaways from the latest CPI report that show how today’s prices could shape retirees’ 2027 COLA and what that means for monthly budgets.
READ MORE
5 Popular Side Gigs That Cross the $600 Tax Reporting Threshold
Here are some of the most popular hustles that can easily hit that $600 level.
READ MORE
Top Tax Tips To (Legally) Beat the IRS by Age, According to ‘The Money Guy Show’
Hanson and Preston broke down their best pieces of advice for those of all ages and all walks of life, when it comes to “beating” the IRS fair and square.
READ MORE
Trump’s Tariffs Are Costing Retirees $600 Yearly — 5 Costs You Can Cut Now To Save Money
Higher tariffs are quietly raising retirees’ living costs by about $600 a year. Here are five everyday expenses you can cut now to save money.
READ MORE
7 Free Filing Options You May Not Realize Are Available to You (Yes, Even If You Have Side Income)
Quite a few free options are available from the IRS and other organizations. In some cases, you can even file for free with a side income.
READ MORE
New IRS Rules Are Live: Which Households Win — and Lose — Most
Here’s a look at how these two primary changes will affect taxpayers in 2026.
READ MORE
The Hidden Tax Cost of Delaying Social Security
Find out the hidden cost if you decide to delay Social Security.
READ MORE
If You Make Under $50K, You May Qualify for These IRS Tax Credits
If you earn less than $50,000, you may qualify for a number of IRS tax credits targeting low- and middle-income households.
READ MORE
I Asked ChatGPT How To Maximize My Business Taxes and Save Thousands
I asked ChatGPT a simple question: How can business owners maximize their taxes and save thousands of dollars right now? Here’s what it said.
READ MORE
Trump’s New Retirement Plan: What a Federal Match Up to $1,000 Means for Seniors
An exploration of Donald Trump’s new federal retirement plan and how it could match up to $1,000 for eligible seniors and boost retirement savings.
READ MORE
Trump’s Iran Escalation Tanks Stocks Again: 5 Urgent Moves Before It Worsens
Stock markets took a tumble in March and April because of the Trump Administration’s escalation of the Iran war. While the White House continually assures citizens and investors that the war will end…
READ MORE
Tariff Refunds on the Way? What Seniors Can Expect for Their Retirement
Possible tariff refunds could affect retirement budgets by easing everyday costs for seniors. Here’s how refunds could impact fixed incomes.
READ MORE
Gen X Parents: 3 Tax-Time Moves That Could Keep More Money in Your Pocket
Here are three tax-time moves Gen X needs to know about.
READ MORE
The Self-Employment Tax Shock Many Retirees Don’t See Coming
Retirees, especially those who had W-2 jobs during their working lives, might be surprised to learn how much tax they owe on these earnings.
READ MORE
The (Surprisingly Narrow) Roth Conversion Window Most Retirees Miss To Save on Taxes
You can take advantage of this narrow period to move your money out of a traditional retirement account into a Roth to save on taxes.
READ MORE
J.P. Morgan Predicts No Rate Cuts in 2026: Winners, Losers and the Dollar Impact
J.P. Morgan predicts no rate cuts this year. Who will gain and who will pay if the Federal Reserve doesn’t cut interest rates in 2026? Find out more now.
READ MORE
Americans Making This Salary Are Most Likely To See Bigger Tax Refunds This Year
We will explore how recent changes affect Americans’ tax refunds in 2026 and what this could mean for you.
READ MORE
Tariff Refunds on the Way? What the Middle Class Can Expect for Their Budgets
Possible tariff refunds could ease middle-class budgets by lowering everyday costs. Here’s what consumers may see and how refunds could affect household spending.
READ MORE
Trump’s $1K Senior Account Match May Not Close Retirement Gap for Boomers
President Donald Trump has proposed a retirement savings plan that would match up to $1,000 in annual contributions for workers without employer-sponsored accounts. Read Next: Trump Reaffirms No Tax…
READ MORE
Trump’s Tariffs Boosted 2026 COLA – Why Your Wallet Won’t Feel Relief
Tariffs imposed by President Donald Trump contributed to higher prices in 2025, which in turn contributed to a higher Social Security cost-of-living adjustment for 2026. Whether the COLA is enough to…
READ MORE
Sweating Over Taxes? Fidelity Says Make These Essential Moves Now
According to Fidelity, you can make five strategic moves to potentially reduce the taxes you owe.
READ MORE
I’m a CPA: 3 Tax Changes Middle-Class Filers Should Watch Out for This Year
Here are a few tax updates worth checking before you file, especially for middle-class taxpayers.
READ MORE
I’m a CPA: 3 Tax Deductions My Clients Are Often Surprised They Qualify For
Here are a few deductions you may be surprised that you qualify for, according to experts.
READ MORE
4 Tax Mistakes Seniors Make That Could Trigger an IRS Audit
Here are four tax mistakes seniors should avoid making in the hopes of not getting flagged for an IRS audit.
READ MORE
These States Hit Middle-Class Earners Hardest at Tax Time
Here are the states that hit middle-class earners the hardest during tax time.
READ MORE
I Asked ChatGPT Which Lesser-Known Tax Breaks Seniors Can Use To Maximize Refunds
If you’re looking for lesser-known tax breaks you can use to maximize your refund, you’re in good company. GOBankingRates asked ChatGPT this very question.
READ MORE
6 Grocery Purchases That Are Getting Harder To Afford on Social Security in 2026
Here are six grocery purchases that are getting harder to afford on Social Security in 2026.
READ MORE
5 Tax Credits and Deductions for Every Income Level
Here are five tax credits and deductions that can help maximize your tax savings or your refund, regardless of your income bracket.
READ MORE
4 Tax Breaks and Write-Offs Homebuyers Who Bought in 2025 Should Know
Here are four tax breaks and write-offs homebuyers who bought property last year should know about.
READ MORE
I’m a CPA: 4 Tax Credits Parents Often Overlook
If you’re a parent, don’t forget to check if you qualify for these tax credits.
READ MORE
I’m an Investing Expert: Here’s How Trump Could Shake Up Your Bonds in 2026
An investing expert explains how potential Trump policies in 2026 could affect bond yields, prices and income, and what investors should watch closely.
READ MORE
March 2026 Social Security Checks: How Much More You’re Getting
Monthly 2026 Social Security checks are slightly higher thanks to a 2.8% COLA. Learn how the inflation adjustment boosts benefits for retirees.
READ MORE
I Asked ChatGPT How the Iran War Will Impact My Retirement Savings — Here’s What It Said
Given the intense spin surrounding America and Israel’s airstrike war against the oil-rich country of Iran that began on February 28, it can be difficult to separate the facts from the noise — especially regarding the consequences of the conflict.
READ MORE
3 Tax Filing Watch-Outs If You Sold Any Investments in 2025
Here are three things to watch out for if you sold any investments in 2025.
READ MORE
I Asked ChatGPT If I Can Get the Same Tax Deductions as the Rich — Here’s What It Said
Here’s what ChatGPT had to say on whether the average American can get the same tax deductions as the rich.
READ MORE
I’m a CFP: 5 Tax Deductions High Earners Overlook That Could Save You $10K or More
GOBankingRates spoke with certified financial planners (CFP) who shared five tax deductions high earners often miss, which could save $10,000 or more.
READ MORE
Trump’s 10% Credit Card Rate Cap Could Backfire, Expert Warns
A fintech expert warned that a 10% credit card interest limit could backfire, leading to more debt, tighter lending and a shift toward higher‑cost alternatives.
READ MORE
Why Working Longer Might Make Sense for Retirement, According to Larry Fink
Here’s why Fink believes working longer might make sense for retirement.
READ MORE
6 Surprising Ways Your Summer Travel Plans Could Be Impacted by the Iran War
What are the more subtle ways that the Iran war could impact your summer travel plans?
READ MORE
3 Tax Mistakes Boomers Are Most Likely To Make — and How To Avoid Them
Before submitting your tax returns, make sure you’re aware of these common tax errors that can cost you money or potentially get you in trouble with the IRS.
READ MORE
I’m a New Retiree: 3 Social Security Lessons I Learned in Retirement
Here are the five biggest lessons I learned the hard way after I stopped working and started collecting benefits.
READ MORE
I’m a CPA: Here’s What Happens if You Underpay Estimated Taxes
GOBankingRates spoke with a CPA and tax attorney about what happens when estimated taxes go unpaid and how the costs can escalate.
READ MORE
I’m a CPA: 4 Critical Checks Seniors Need To Make for Their Estate Taxes
Chad Cummings, certified public accountant (CPA) and attorney at Cummings Law shared what four things seniors need to check when it comes to estate taxes.
READ MORE
I’m a CPA: 5 Disastrous Mistakes Senior Clients Make With Their Estate Taxes
According to certified public accountants (CPAs), here are five potentially disastrous mistakes some senior clients make with their estate taxes.
READ MORE
3 Invisible Car Costs that Will Spike with Your Gas Prices Right Now
The United States and Israel surprised the world when it ended February with military air strikes launched against the oil-rich country of Iran in an attempt to end the country’s nuclear program and missile and drone capabilities. With approximately 20% of the world’s oil traffic passing through the Iran-adjacent Strait of Hormuz, the conflict has already caused U.S. gas prices to spike, and if the war continues gas could be as high as $4.00 per gallon by late summer.
READ MORE
Trump Says the Iran War Could End Soon: How Your Wallet Could Still Feel the Pinch After It’s Over
President Trump has given mixed signals on the war, signaling it could end soon or continue. Even if it winds down, several factors could squeeze wallets.
READ MORE
Elon Musk Says You Don’t Need To Worry About Saving for Retirement
Elon Musk made the claim that AI and robots will make saving for retirement unnecessary — but financial experts warn why that thinking could backfire.
READ MORE
I Compared Prices Before and After Trump’s Tariffs: Here’s What Changed
Data shows Americans are actually paying more for essential and everyday items than before the tariffs.
READ MORE
How Much You Need Invested To Replace a Social Security Check in 2026
Here’s how much you need to have invested to replace the 2026 Social Security check — and how to calculate it.
READ MORE
7 Common Foods in Danger of Losing SNAP Eligibility in 2026 — Who Is Impacted?
SNAP benefits are changing in 2026 as some states could ban soda, candy and sweetened drinks. Which are limiting SNAP food eligibility and when?
READ MORE
Stock Market Crash: What It Is and What Investors Should Know
Learn what a stock market crash is, what causes crashes and how investors can respond when markets drop sharply. Here’s the need-to-know details:
READ MORE
Dave Ramsey To Investors: Don’t Make This Common Mistake During Global Conflict
In a March 11, 2026, Facebook video, the finance expert warned against making the following common mistake during a global conflict.
READ MORE
Beef Prices Are Poised To Jump This Spring: The Protein Swap That Can Trim Your Weekly Bill
Beef prices are surging as cattle supplies have been shrinking. See why costs are rising — and which cheaper protein could help cut your grocery bill.
READ MORE
I’m a Tax Specialist: The NIIT Rule High Earners Overlook Until It’s Too Late
GOBankingRates explores all the in’s and out’s with this NIIT rule that large income earners should pay attention to sooner rather than later.
READ MORE
5 Steps To Take Now If Your Tax Refund Is Lower Than You Thought
Is your tax refund is lower than expected? Here are the steps you can take right now to discover the reason and enact a solution.
READ MORE
This One Simple Money Move Can Lower Your Tax Bill Before Filing
GOBankingRates consulted with tax experts about the one simple money move people can do to lower their tax bill before filing this year.
READ MORE
I’m a Financial Advisor: 4 Ways To Reduce Taxes Before Retirement Starts
Andrew Latham, financial advisor and director of content at SuperMoney, shared four tips to reduce taxes before you begin your golden years.
READ MORE
I’m an Economist: 5 Ways the Iran War Could Impact Your Retirement Savings
Rising Iran tensions could further impact markets, oil prices and inflation — putting 401(k)s, IRAs and retirement savings at risk in unexpected ways.
READ MORE









