Small Business Spotlight 2022

Spread the Word

Share with your friends and help a small business!

Featured Stories from the 2021 Small Business Spotlight on GOBankingRates

Related Articles

Young soldier man using a computer into his office.

6 Resources for Veterans Starting Small Businesses

Business accounting concept, Business man using calculator with computer laptop, budget and loan paper in office.

9 Best Small Business Ideas To Make Money From Home

How To Support Women-Owned Small Businesses

Citizens-Bank-Park, Philadelphia-Phillies

4 Small Businesses Making a Difference in Their Communities

Woman working on computer in her home office during pandemic quarantine.

27 Best Small Business Ideas To Make Money in 2022

Save For Your Future




Sponsors of
Asian male florist, owner of small business flower shop, using digital tablet while working on laptop against flowers and plants.

What To Look For in a Small-Business Checking Account

Taking a break from taxes stock photo

Who Should Be Able To View Your Bank Account?

SoFi headquarters facade.

7 Best Bank Bonuses and Promotions To Take Advantage of Before End of Year

Wide shot of millennial couple lounging in their living room, planning out their finances and looking at their account via online banking.

Why Banks Offer Sign-Up Bonuses and Why You Should Take Advantage

Cheerful young couple sitting on a boat.

20 Hobbies Only The Rich Can Afford

Hamilton, Canada - May 22, 2016: Large houses, luxury cars and mature trees in the downtown historic neighbourhood of Dundas in Hamilton, Ontario, Canada.

How Much You Need To Be in the Top 5% in Every State

Young woman at home.

6 Things the Rich Do To Stay Rich

Shot of a smiling young woman using laptop on kitchen counter.

10 Simple Habits of Money-Smart Individuals

Save For Your Future




Sponsors of

The Latest from GOBankingRates

delivery

Holiday Gifting Guide: When To Ship Packages So They Arrive by Christmas

The crunch time for holiday shopping – and shipping – is just about here. And if you need to send your gifts across the country or want to order something to arrive in time to give in person, it's…

READ MORE
New York City lights Christmas tree in Rockefeller Center, USA - 30 Nov 2022

Here’s How Much the Rockefeller Center Christmas Tree Costs

There's a big range when it comes to picking out a Christmas tree, from the skimpy "Charlie Brown" style to the stately crown jewel of the Griswolds. Yet, when it comes to the magical spruce that…

READ MORE
Woman Collecting Post at Home at the Mailbox in Autumn, Quebec, Canada stock photo

Mailing a Holiday Check? Here’s How To Protect Monetary Gifts From Fraud

While giving money to your loved ones this holiday season is a very nice gesture, there are also some on the naughty list who have their eye on the mail this time of year and are looking to steal…

READ MORE
Photo illustration in Brazil - 01 Apr 2022

Inflation Has Americans Cutting Back on Food Delivery — How Much Is Their Average Savings Per App?

The term "discretionary spending" usually refers to lifestyle "wants" — non-essential pursuits like hobbies, travel and luxury spending. Conversely, non-discretionary "needs" items such as rent,…

READ MORE
Shiba Inu or Shib coin standing centrally placed among bunch of crypto coins on blue background.

Shiba Inu (SHIB): What It Is, What It’s Worth and Should You Be Investing?

Shiba inu might have seen a faltering in its price recently, but it has managed to attract investors. Discover if shiba inu crypto is worth the investment.

READ MORE
Robinhood and Cryptocurrencies photo illustrations, Krakow, Poland - 29 Jun 2021

Free Retirement Money: Robinhood Offers 1% Match on New IRA Contributions

One of the most important financial strategies you'll ever undertake is saving for retirement, but too few people are saving enough to retire comfortably. Retail brokerage and stock-trading app…

READ MORE
Young couple shopping Christmas gifts and using smart phone.

Doing Your Holiday Shopping Early? Keep These Return Policies From Target, Amazon, Costco & More In Mind

With the holidays and holiday sales fast approaching, it's smart to start your shopping early. The only downside? Return policies. If you decide to get ahead on your holiday expenses, you should get…

READ MORE
Young family with baby worried about family budget and high taxes and bills.

Tax Refund ‘Sticker Shock’ Is Coming — Why Less Money Back Is Expected in 2023

Tax refunds are a big silver lining of enduring winter — but, if you're expecting a big check in 2023, be prepared to see less than previous years. See: 6 Types of Retirement Income That Aren't…

READ MORE
Election 2024 Senate, Washington, United States - 20 Sep 2022

Hopes for Expanded Child Tax Credit Rest on Parental Work Requirement — How It Could Happen

Hopes for another round of expanded Child Tax Credits (CTCs) before the end of 2022 might hinge on a requirement that parents work to become eligible. To get there, U.S. lawmakers will likely have to…

READ MORE
Welcome Ceremony For French President Emmanuel Macron To White House - DC, Washington, United States - 01 Dec 2022

Student Loans: 9 Million Borrowers Mistakenly ‘Approved’ for Forgiveness — What Happens Now?

In a mistake that will make a complicated situation even more confusing, about 9 million Americans received erroneous emails in November saying that their application for the Biden administration's…

READ MORE
A graduation cap and a rolled up diploma rest on top of a stack of one hundred dollar bills bundled by a $10,000 wrapper.

Does My Spouse Have To Pay My Student Loans If I Die?

Back in 2019, when more than 44 million Americans had a combined student loan debt of $1.5 trillion, insurance firm Haven House surveyed borrowers about the impact of death on their student loans and…

READ MORE
Biden Rail Strike, Washington, United States - 02 Dec 2022

Biden’s Student Loan Forgiveness Will Likely Be Deemed Illegal — What To Expect Now

With the fate of President Joe Biden's student loan forgiveness program in limbo, millions of borrowers are left wondering how to best proceed. And now, several experts say that the Supreme Court will…

READ MORE
Shot of a relaxed senior woman using a phone at home on the sofa.

Will Social Security Offices Be Closed for Christmas and New Year’s Holidays?

If you plan on visiting a Social Security Administration (SSA) office, be aware of holiday schedule changes. As of 2022, there are 11 federal holidays, and certain rules also apply if the federal…

READ MORE
American 100 US dolllars as a Christmas gif t or a Christmas spending concept.

8 Ways To Get Free Money from the Government Before the Holidays

The 2022 holiday season will be a lean one for millions of Americans who have enough on their financial plates just dealing with skyrocketing inflation. One option is to cut back on spending. Another…

READ MORE
African Woman Choosing Products Doing Grocery Shopping In Supermarket stock photo

Why Doesn’t Every Grocery Store Accept SNAP EBT Food Stamps?

The federal government's Supplemental Nutrition Assistance Program, or SNAP, formerly called "food stamps," helps families to afford fresh, healthy food and ingredients to prepare meals at home. The…

READ MORE
Senior female customer standing at chemist counter as pharmacist hands her medication order.

Medicare: Enrollment Period Nears End Amid Concerns About Medicare Advantage Overcharges — Should You Steer Clear?

Many seniors are scrambling to decide on the right Medicare plan ahead of the open enrollment deadline of Dec. 7, which means they are also weighing the pros and cons of Medicare Advantage. But some…

READ MORE
Tired young mother working from home stock photo

Food Stamps: Fraud and Theft Are on the Rise — How Can You Prevent Them?

Fraud and theft involving food stamps have become so rampant in recent months that some recipients want to hold government agencies legally responsible when benefits are stolen. Among the complaints…

READ MORE
Turner worker working on drill bit in a workshop stock photo

Social Security: No Matter Your Age, Do Not Claim Benefits Until You Reach This Milestone

There's a magic number to know that can help you maximize your Social Security income when you are ready to retire. And it's not the number you might think it is. Read: How Long $1 Million in…

READ MORE
Lake Elsinore, CA, USA - January 30, 2022: Fake Social security card on prop US currency - Concept of Social Security Benefits.

6 Shakeups to Social Security Expected in the New Year

Social Security will be seeing a lot of changes in 2023, many of them tied to the biggest cost-of-living adjustment (COLA) in more than 40 years. The new COLA will impact payments to Social Security…

READ MORE
Senior adult, male patient receives vaccine or medicine from his African descent, home healthcare nurse in nursing home or home setting.

Medicare Open Enrollment Ends Soon — What Expenses Are Not Covered?

Now is the time to choose your Medicare plan for the new year if you haven't done so already. Open enrollment for Medicare ends on Wednesday. Social Security: No Matter Your Age, Do Not Claim Benefits…

READ MORE
Happy middle aged family managing household expenditures. stock photo

Don’t Qualify for Social Security? You Can Still Sign Up for Medicare — But Plan Ahead

Whether you don't yet wish to collect Social Security benefits or simply aren't qualified to receive them (for instance, an insufficient work history), those aged 65 and over do not need to be on…

READ MORE
Focused old woman with white hair at home using laptop.

Social Security: Free Calculators Help You Plan Ahead for Cuts to the Program — How They Work

Despite what you might have heard, Social Security will not run out of money next decade. But under the current system, the program's reserve trust funds are expected to be tapped out by 2035, meaning…

READ MORE
That figure seems worrying.

The Smartest Ways To Use Your Unemployment Benefits

Though experts say the job market is very healthy in America, and remains one of the major keys to preventing a full-blown recession, there are still a large number of unemployed workers across the…

READ MORE
Young Man Giving Art Museum Tour stock photo

10 Jobs That Make $80 an Hour (or More)

In the United States, the median salary is currently $54,134 annually, according to the Bureau of Labor Statistics. Doing the math, that averages out to about $28/hour. See: What Is the Minimum Salary…

READ MORE
green key with text Donate on white laptop keyboard.

4 Charitable Deduction Options To Reduce Your Tax Bill in 2022

As 2022 draws to a close, many American taxpayers are thinking of charitable donation strategies that make the most sense for their finances, despite any contemporary economic burdens. See: 6 Shakeups…

READ MORE
Cute kid helping mom shopping groceries stock photo

SNAP 2022: What Items Are Eligible for Purchase With Your EBT Food Stamps?

The Supplemental Nutrition Assistance Program, or SNAP, is the largest federal nutritional assistance program in the U.S. SNAP helps boost the purchasing power of low-income households via a monthly…

READ MORE
Packed roast chicken place on the shelf waiting to sale in the market deli section.

SNAP Benefits: Can You Use EBT Card/Food Stamps To Purchase Hot Food?

SNAP gives eligible low-income households extra food-purchasing assistance to supplement food budgets. Funded by the U.S. Department of Agriculture and administered at the state level, SNAP benefits…

READ MORE
Successful group of businesspeople having a briefing in a boardroom.

What Perks Actually Succeed at Luring Employees Back to the Office (and Which Fail Miserably)?

The pandemic may have changed how and where people work forever, but according to a recent ResumeBuilder.com study, 90% of companies polled said they will demand workers to return to the office (RTO)…

READ MORE
Fried chicken thighs buffet bar self serve with tongs in grocery store, restaurant or catering event with crisp skin and unhealthy food stock photo

SNAP Restaurant Meals Program: What It Is and How Can Seniors Sign Up?

The vast majority of low-income Americans who qualify for Supplemental Nutrition Assistance Program (SNAP) benefits can only use them to pay for food that must be prepared at home. This means almost…

READ MORE
A cheerful female banker explains the different types of banking accounts to a new customer.

Why Credit Unions Are ‘More Affordable’ Than Traditional Banks Right Now

Though inflation is cooling off ever so slightly it still remains at a near 40-year high, and we will likely see higher-than-usual prices stretch into the new year. During these tough times, credit…

READ MORE
Girl in jacket fills petrol white car stock photo

What Does the G7 Price Cap on Russian Oil Mean For You?

The members of the G7 as well as Australia — collectively known as the "Price Cap Coalition" — recently announced a price cap of $60 per barrel on Russian crude oil and petroleum products to be…

READ MORE
Worried Senior Couple Sitting On Sofa Looking At Bills stock photo

How Access To Retirement Plans (or Lack Thereof) Is Preventing Americans From Having Adequate Savings

Access to a workplace retirement plan typically prompts more people to save, but many Americans don't even get the chance. This problem has to do with the current retirement system, as more employers…

READ MORE
2020 Social Security Benefit Statement with calculator.

Social Security 101: Check Your Balance Regularly

In the past, checking your estimated social security amount meant waiting for the Social Security Administration to send you updates on your personal estimated benefit amounts. Social Security: Women…

READ MORE

How To Boost Your Social Security Benefit With Supplemental Security Income

The Supplemental Security Income program provides a monthly benefit to adults and children with a disability or blindness and resources below specific financial limits. SSI payments are also made to…

READ MORE
Financial advisor explaining paperwork to elderly retired couple front of desk.

Social Security Benefits: What Will (and Won’t) Get Taxed From Your Monthly Check

According to the IRS, your Social Security benefits may be taxable if the total of one-half of your benefits plus all of your other income is greater than the threshold amount for your filing status….

READ MORE
A young woman filling gas into her car at gas station stock photo

OPEC Will Not Increase Oil Production — What Will That Mean for Gas and Heating Oil Prices?

Declining gas and oil prices in recent months have been good news for just about everyone — except the Organization of Petroleum Exporting Countries (OPEC). OPEC is so unhappy about the trend that…

READ MORE
ayment notification.

What Will the COLA Be in 2023 For Social Security?

Social Security recipients will see a big boost to their monthly benefit checks in 2023. According to the Social Security Administration, the cost-of-living adjustment (COLA) will be 8.7% for fiscal…

READ MORE
Muncie - Circa January 2018: A Sign at a Retailer - We Accept SNAP.

Do SNAP EBT Cards Expire?

Whether or not your Supplemental Nutrition Assistance Program (SNAP) Electronic Benefit Transfer (EBT) card has an expiration date depends on your state. According to the U.S. Department of…

READ MORE
Couple at farmer's market.

SNAP FAQ: What Is the Florida EBT Card and How Can Residents Apply For Benefits?

The Supplemental Nutrition Assistance Program, the nation's most important anti-hunger program, provides monthly benefits to eligible Floridian households via the Florida EBT card. SNAP is…

READ MORE
Mandatory Credit: Photo by Akili-Casundria Ramsess/AP/Shutterstock (12950382i)Raphael Warnock speaks at the Gwinnett County Democratic Party fundraiser on in Norcross, GaUS Election 2022 Georgia, Norcross, United States - 21 May 2022.

How Much Is Raphael Warnock Worth?

Raphael Warnock, the current junior United States senator from Georgia, is up against Republican candidate Herschel Walker in a run-off election for Senate.  Discover: How Much Is Former NFL Player…

READ MORE
A quarter of Texas, quarters of USA and white star. stock photo

Have Any $200 Quarters Lying Around? It’s Worth Checking Your Spare Change

A single quarter could be worth more than $200 — and it has nothing to do with inflation. See Our List: 100 Most Influential Money ExpertsMore: 5 Things You Must Do When Your Savings Reach $50,000…

READ MORE
American and Texas state flags flying on the dome of the Texas State Capitol building in Austin.

States Whose Economies Are Failing vs. States Whose Economies Are Thriving

The swiftness with which the coronavirus pandemic wiped out the U.S. economy in early 2020 was breathtaking. Seemingly overnight, the U.S. unemployment rate shot up to an all-time record of 14.7% in…

READ MORE
Mandatory Credit: Photo by ERIK S LESSER/EPA-EFE/Shutterstock (13372656h)Republican US Senate candidate Herschel Walker participates in the start of his 'Unite Georgia Bus Tour' at the Lakepoint Sports Park in Emerson, Georgia, USA, 07 September 2022.

How Much Is Former NFL Player Herschel Walker Worth as He Runs For US Senate?

Herschel Walker, 60, is an American athlete, businessman and philanthropist who is currently the Republican nominee for the vacant senate seat in Georgia. He is currently battling Democratic…

READ MORE
College and money stock photo

Are Student Loans Forgiven After You Die?

With all the talk surrounding President Joe Biden's student loan forgiveness plan in the headlines, it's easy to forget that borrowers and their families have other things on their minds when it comes…

READ MORE
Senior woman getting the mail stock photo

Will Social Security Payments Be Delayed Because of Christmas and New Year’s?

This year, Christmas falls on a weekend, meaning Monday, Dec. 26 will be a federal holiday. Federal benefits, including social security and social security supplemental income, are not paid on…

READ MORE
market trading which including of Corporate, Fix income, Bond valuation, Government bond, Secularization and Municipal.

Strong Jobs Report Is Bad News for Inflation, According to Experts

Despite recent massive layoffs and rate hikes, the November job report blew past expectations — the country added 263,000 jobs for the month. While this is good news for workers, it's less so for the…

READ MORE
Young family with one child grocery shopping.

Food Stamps Schedule: New Hampshire EBT for December 2022 and Where To Get SNAP Discounts

Residents of New Hampshire who qualify for Supplemental Nutrition Assistance Program (SNAP) benefits have it easy when it comes to remembering when benefits are paid each month. The payment date…

READ MORE
Cute kid helping mom shopping groceries stock photo

Food Stamps Schedule: Utah Horizon Card for December 2022 and Where To Get SNAP Discounts

Supplemental Nutrition Assistance Program (SNAP) benefits in Utah are administered by the state's Department of Workforce Services (DWS), which also sets the schedule for when benefits are paid. Utah…

READ MORE
Pensive Senior Businessman, Manager leaning at the huge glass front window of modern conference room thinking with a serious, worried facial expression.

Millionaires Are Worried About Having Enough Money for Retirement

Even millionaires get the blues. Apparently, they, too, worry about money, including over whether they'll have enough to retire.  Retirement at Any Age: Get Retirement Tips That Fit Every Stage of…

READ MORE
Los Angeles Premiere Of Amazon Prime Video's 'The Lord Of The Rings: The Rings Of Power' Season 1, The Culver Studios, Culver City, Los Angeles, California, United States - 16 Aug 2022

Jeff Bezos Warns Consumers Halt Big Purchases Ahead of Prolonged Economic Downturn

Amazon founder Jeff Bezos, one of the richest men on the planet, is warning consumers and small businesses to delay big purchases in case of a prolonged economic downturn. More: Jeff Bezos Donates…

READ MORE
Mandatory Credit: Photo by Image Press Agency/NurPhoto/Shutterstock (12545073b)(FILE) Kanye West Legally Changes His Name to Ye.

How Much is Kanye West Worth After Losing Most of His Fortune?

Kanye West is no longer a billionaire. After being flagged on Instagram and Twitter for antisemitic comments, companies who partnered with the rapper are dropping him en masse. Read More: 10 Richest…

READ MORE
Paris, France - October 10, 2015: View from the street of man choosing new car - looking at the big trunk - new car to choose the most precious one.

Used Car Market: Who Are the Biggest Winners and Losers as Prices Drop?

With the price of food continuing to rise, at least consumers are seeing relief in one spending category: The price of used cars is dropping in line with rising interest rates and decreased consumer…

READ MORE
Mother and daughter with shopping cart in market stock photo

Food Stamps: Massachusetts’ Benefits Schedule for December 2022 and How To Get SNAP EBT Discounts

SNAP is run by the Department of Transitional Assistance (DTA) in Massachusetts, helping low-income households expand their food budget by sending out monthly benefits through the Massachusetts EBT…

READ MORE
As instant as information should be.

What Happens to Social Security When You Die?

The end of a person's life doesn't necessarily mean the end of their social security payments. Depending on factors like income and dependents, Social Security checks will still be issued to someone…

READ MORE
A Social Security card rests on top of a one hundred dollar bill.

What Social Security Will Look Like in 2035

The future of Social Security remains uncertain, forcing people to ask questions like, "Will Social Security run out?" According to the 2021 annual report from the Social Security board of trustees,…

READ MORE
Buying food together stock photo

Food Stamps Schedule: Texas (Lone Star Card) Benefits for December 2022 and Where To Get SNAP EBT Discounts

Texas SNAP benefits are administered by the Texas Health and Human Services Commission and distributed once per month to Texas Lone Star Cards — the state's EBT card. Benefits, including December's…

READ MORE
Supplemental Nutrition Assistance Program (SNAP) stock photo

Food Stamps: What Is the Maximum SNAP EBT Benefit for 2023?

Each year, the U.S. government calculates the new maximum benefit for food stamp (Supplemental Nutritional Assistance Program, or SNAP) recipients based on inflation. SNAP Benefits: How Long Do They…

READ MORE
Mandatory Credit: Photo by Mary Altaffer/AP/Shutterstock (13036495k)Rep.

How Much is Alexandria Ocasio-Cortez Worth?

Rep. Alexandria Ocasio-Cortez, also known as AOC, made history when she became the youngest woman ever elected to Congress. Here's a look at her finances.

READ MORE
Mandatory Credit: Photo by Seth Wenig/AP/Shutterstock (13036292f)Prince Harry arrives at United Nations headquarters, .

How Much is Prince Harry Worth?

Prince Harry was born on Sept. 15, 1984, in London to King Charles III and the late Diana, Princess of Wales. Harry — whose full name is Prince Henry Charles Albert David — is the younger brother of…

READ MORE
young family father and son walking through large food store with trolley looking around and talking.

Maryland Food Stamp Program Schedule for December 2022 and Where To Find SNAP Discounts

Marylanders who need assistance purchasing food can apply for Supplemental Nutrition Assistance Program (SNAP) benefits with the state's Department of Human Services (DHS). Benefits are distributed…

READ MORE
Toddler baby boy, sitting in a shopping cart in grocery store, smiling and eating bread stock photo

Food Stamps Schedule: When To Expect New Jersey (NJ SNAP) Payments in December and How To Get EBT Discounts

New Jersey's Supplemental Nutrition Assistance Program, NJ SNAP, provides food assistance to low-income families to help them buy groceries. SNAP is a federal program, but it is administered at the…

READ MORE
Upset confused african woman holding cellphone having problem with mobile phone, frustrated angry mixed race girl reading bad news in message looking at smartphone annoyed by spam or missed call.

California Inflation Relief Checks: Avoid Scammers While Waiting for Money

California residents beware: scammers are on the prowl, targeting state taxpayers' one-time inflation stimulus payments, state Attorney General Rob Bonta said on Monday. Explore: Your Biggest Money…

READ MORE
Mother and daughter buying groceries at a supermarket store stock photo

Food Stamps Schedule: California (CalFresh) Benefits for December and Where To Get SNAP EBT Discounts

CalFresh, California's version of SNAP, provides monthly food assistance to low-income households that meet state and federal eligibility guidelines. Benefits are distributed on a monthly schedule to…

READ MORE
Mature middle-aged couple family wife and husband counting funds, savings declarations, investments,paperwork, financial documents, bankruptcy, court case, bills, pension with laptop. stock photo

How Much Does a Person on Social Security Make?

When you retire and start collecting Social Security benefits, the amount of monthly income you get from the program depends on a number of factors, from the amount of money you earned during your…

READ MORE
Tulsa is the second-largest city in the state of Oklahoma and 47th-most populous city in the United States.

7 Places Giving Away Land or Money To Move There

If you've joined the remote-work revolution, you might have the opportunity to move wherever you want for the first time in your career. Explore: GOBankingRates' Best Credit Cards for 2023Find Out: 5…

READ MORE
Payment notification.

Social Security 2023: Latest Announcements and Info To Know Now

Social Security took center stage last week when the retirement program announced that beginning in 2023, beneficiaries will see their biggest payment increase in 41 years. See: How Much Does a Person…

READ MORE
Selects vegetables at a supermarket stock photo

5 Food Shortages That Will Impact Your Wallet This Holiday Season

It's time to stock up on staple holiday grocery items. The U.S. is facing a shortage of several food products — wheat, lettuce, butter, eggs and turkey — which could affect the price and…

READ MORE
Biden G20, Nusa Dua, Indonesia - 15 Nov 2022

Student Loan Forgiveness: Best- and Worst-Case Scenarios To Plan For Your Financial Future

The uncertainty surrounding student loan forgiveness, including law suits in six states and a "stay" granted by the 8th U.S. Circuit Court of Appeals concerning the Biden administration's loan…

READ MORE
Couple a home looking at home finance documents, man looking up and smiling, woman with serious expression.

What Is the Average Social Security Benefit at 65?

For most of the last century, 65 has been considered the standard retirement age in the United States, but that doesn't mean most Americans actually retire at that age. As recently as 1992, the…

READ MORE
Shot of a young woman shopping in an organic store stock photo

Food Stamps Schedule: Florida Benefits for November 2022 and Where To Get SNAP EBT Discounts

SNAP provides support for low-income seniors, people with disabilities living on fixed incomes, and other low-income households. The Florida Department of Children and Families Office of Economic…

READ MORE
Sam's Club stock photo

Sam’s Club Cyber Monday Savings Event Is Here — What To Expect

The average consumer's appetite for bargain hunting runs the gamut from avid to insatiable. With Black Friday sales starting earlier and earlier every year, it's not shocking that Cyber Monday events…

READ MORE
Napa, CA / USA - July 15, 2015: The Napa Valley Wine Train.

What Is the Most Luxurious Train Ride in America?

Commuters may think of a train ride as a dull, bare-bones trek on the Long Island Railroad or even an affordable Amtrak trip. Either of these modes of transportation will get you where you're going….

READ MORE
Blind Student Reading Book stock photo

SSI Schedule Reminder: Supplemental Security Income Recipients Receive Two Payments in December 2022

Supplemental Security Income (SSI) recipients will receive two payments in December. SSI benefits are usually paid on the first of the month unless the date falls on a weekend, in which case payments…

READ MORE
Female Latina employee in supermarket stock photo

Social Security Raises Work Credit Amount to $1,640 — How It Could Impact Your Retirement Benefits

The Social Security Administration has announced changes for 2023, including the value of one work credit rising from $1,510 to $1,640. See: What Is the Average Social Security Benefit at Age 62?More:…

READ MORE
Smiling mother and daughter picking out produce in grocery store stock photo

Food Stamps: Hawaii Benefits Schedule for December 2022 and Where To Get SNAP Discounts

Supplemental Nutrition Assistance Program (SNAP) benefits in Hawaii are administered by the state's Department of Human Services (DHS) Benefit, Employment & Support Services Division (BESSD)….

READ MORE
Senior Couple calculate their monthly expense. stock photo

Social Security COLA 2023: When Will My Benefits Increase Begin?

This week, the Social Security Administration announced the biggest payment increase for the program in decades. Every year since 1975, the SSA has instituted a cost-of-living adjustment (COLA) after…

READ MORE
An elderly woman fills the bill on utility bills.

Social Security: Estimate for 2023 COLA Pushes Into Double Digits After Latest Inflation Report

Social Security beneficiaries could see their 2023 cost-of-living adjustment hit double digits for the first time in more than four decades as inflation in the United States continues to spiral ever…

READ MORE
SNAP and EBT Accepted here sign. SNAP and Food Stamps provide nutrition benefits to supplement the budgets of disadvantaged families. stock photo

What Is the Highest Income Level for Food Stamps in 2023?

To qualify for Supplemental Nutrition Assistant Program (SNAP) benefits, which were previously referred to as food stamps, you need to meet certain eligibility requirements, including the amount of…

READ MORE
Social security and medicare concept with social security card and pile of money.

Social Security: Why Not Everyone Will Get An 8.7% COLA Increase in 2023

Social Security recipients will soon find out what their new monthly payments will be in 2023 after the 8.7% cost-of-living adjustment (COLA) kicks in. Beginning in December, the Social Security…

READ MORE
Happy lesbian couple playing with their children at home.

Stimulus Checks Could Be Coming to These 4 States Soon

The last federal stimulus check went out in 2021, but individual states are starting to come through with financial help for residents as record inflation continues to affect many Americans' bottom…

READ MORE
Young woman reading nutrition label while buying diary product in supermarket. stock photo

Food Stamps Schedule: Florida EBT Benefits for December 2022 and Where To Get SNAP Discounts

SNAP provides support for low-income seniors, people with disabilities living on fixed incomes, and other low-income households. The Florida Department of Children and Families Office of Economic…

READ MORE
Grandparents with grandson shopping in supermarket stock photo

Food Stamps Schedule: New York Benefits for December 2022 and Where To Find SNAP Discounts

New York state residents who qualify for Supplemental Nutrition Assistance Program (SNAP) benefits can expect to get their payments according to the usual schedule in December 2022. For residents of…

READ MORE
Middle aged senior old couple holding documents reading paper bills paying bank loan online, calculating pension fees, payments, taxes, planning family retirement money finances using laptop at home.

Social Security COLA: What Is the Smallest Amount To Expect in 2023?

This year's soaring inflation rate has all but assured that in 2023, Social Security recipients will get their highest cost-of-living adjustment in 41 years. Based on the latest consumer price data,…

READ MORE
Serious senior accountant sitting on the living room and looking at the laptop stock photo

Social Security: New Bill Could Give Seniors an Extra $2,400 a Year

Social Security recipients could get an additional $2,400 a year in benefits if a new bill recently introduced to Congress wins approval — something seniors would no doubt welcome as surging…

READ MORE
Earns Kohls, Concord, USA - 28 Aug 2018

Tricks for Using Store Rewards on Christmas Shopping at 6 Major Retailers

When it comes to holiday gifting, the real trick is to shop smarter (not harder) to get really good deals, especially with prices rising this year as an effect of inflation. Per CNBC, the price of…

READ MORE
Senior woman eating an ice-cream.

Stretch Retirement Savings: Experts Recommend 5 Expenses To Cut Easily

A traditional, passive retirement is fine for some, but many retirees are looking to start exciting new chapters of their lives when they stop working. Retirement at Any Age: Get Retirement Tips That…

READ MORE
Senior man is standing in the kitchen of his home with bills in one hand and a cup of tea in the other.

Watch Out for These 3 Social Security Scams — How To Protect Yourself

Scammers are making out big in 2022. With the rise in digital payments, inflation relief checks issued by various states throughout the year and the upcoming holidays, fraudsters are finding many…

READ MORE
10980, Horizontal

National Cookie Day: How To Score Great Deals and More This Sunday

You don't have to be the Cookie Monster to celebrate National Cookie Day, which falls on Sunday, Dec. 4, this year. To mark the occasion, many cookie sellers are offering special deals – even freebies…

READ MORE
Happy mature agent and young couple making plans on laptop during a meeting in the office.

What Are the Retirement Account Contribution Limits for 2023?

To help counter a year defined by rattled global and domestic markets and historically high inflation, consumer price and cost-of-living indexes, American workers will be permitted to squirrel away…

READ MORE
Family eating together at holiday table stock photo

Food Stamps 2022: Items You Can Buy for Christmas This Year

Christmas is an expensive time of year for many families, leaving many to wonder how much they can afford to spend on gifts and meals. SNAP, formerly known as food stamps, can help expand the food…

READ MORE
Woman with debts.

401(k) Hardship Withdrawals Are on the Rise as Inflation Keeps Cost of Living at Record Highs

Persistent high inflation has resulted in a sharp rise in the cost of living for Americans this year, causing more retirement savings account holders to take hardship withdrawals. See: How Long $1…

READ MORE
conceptual business and finance image of close up gift wrapped American one hundred dollar bill.

6 Tax-Efficient Giving Strategies Before 2022 Ends

Giving Tuesday has come and gone for 2022 – it's the annual day of donating time and money to charitable causes, falling on the Tuesday after Thanksgiving (and after the spending extravaganzas known…

READ MORE
Money Gift

Check Out These Tax Hacks For Gifting Money as Christmas Approaches

It's important to know gift limitations and the tax treatment of gifts ahead of the holiday season. Before you give, and receive, it's a good idea to plan ahead so you're not in trouble with the IRS…

READ MORE
Senior couple having breakfast and doing bills stock photo

Will The Minimum Age for Mandatory IRA Withdrawals Go Up in 2023?

Once you reach age 72, you must take annual required minimum distributions (RMDs) from your traditional IRA, which the IRS taxes as ordinary income. However, some lawmakers in Washington are trying to…

READ MORE
April 11, 2020 - Halifax, Canada - McDonald's restaurant located on Lacewood drive in Clayton Park.

Warren Buffett and Bill Gates Have This Iconic McDonald’s McGold Card — Here’s How To Win One & Free Food For Life

Dreams — made of hamburgers and McRibs — really do come true, and now (just like Bill Gates, Warren Buffett and Rob Lowe) you too can have the very elusive, quasi-mythical McGold card. See: 2 Simple…

READ MORE
African american business woman, sits in front of a computer screen, talks via video link with international colleagues, employees, discusses a future project, perspective, business strategy, plan.

This Remote Interview Mistake Could Cost You a Job — Even If It Feels Unnatural

With the rise of remote work (and ultra fast Wi-Fi), virtual job interviews have become par for the course. But there's an art to mastering them, and unfortunately, what works in an in-person…

READ MORE
A stack of one hundred dollar bills in a money wrapper labeled "Student Loan" on top of a blue graduation cap.

Student Loan Forgiveness: 59% of Borrowers Won’t Be Able to Make Payments Come June

When the student loan moratorium lifts next June, millions of Americans could be in hot water. According to a new Morning Consult poll, 59% of student loan borrowers said they may not be able to…

READ MORE
29th Annual GLAAD Media Awards, Arrivals, Los Angeles, USA - 12 Apr 2018

What Is Britney Spears’ Net Worth?

It's hard to believe, but Britney Spears started as an entertainer 30 years ago. She was just 11 when she was added to the cast of "The All New Mickey Mouse Club" in December 1992. She turns 41 today,…

READ MORE
Health insurance agent concept, closeup workspace of insurance broker, laptop computer, health insurance information form, coffee on desk.

Need to Trim Your Health Insurance Coverage? This is Where Cuts Could Impact You the Least

Health insurance is one of those budget items that seems like an unnecessary financial drain all the way up until the point you really need it. Cutting back on your coverage can be scary, though many…

READ MORE
Mandatory Credit: Photo by Leon Neal/AP/Shutterstock (13623354gt)President Joe Biden attends the global meeting of G20 leaders in Nusa Dua, Bali, IndonesiaG20, Nusa Dua, Indonesia - 15 Nov 2022.

Student Loan Forgiveness: Supreme Court Will Hear Case, But Biden’s Program Will Remain Paused

The Supreme Court said it would hear President Joe Biden's student loan forgiveness program in February, a move the administration called "welcomed." But meanwhile, the program is paused, leaving…

READ MORE