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How to Put $20 a Day Toward a Million-Dollar Retirement

Saving and planning for retirement has been difficult for many Americans of late due to inflation, soaring interest rates and the resumption of student loans. At this point, reaching $1 million in retirement savings might seem far-fetched for many.

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CD Rates Today: January 11 — Earn 5.56% APY

Lafayette Federal Credit Union is offering 5.56% APY for a 12-month certificate. A $500 minimum deposit is required. The Rockville-based credit union is the sixth largest in the state of Maryland….

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CD Rates Today: January 10 — Earn 5.25% APY

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Social Security: When You Do and Don’t Need to File Taxes for SSI Benefits in 2024

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Americans Moved To This Southern State in Droves — How Much Does It Cost to Live There?

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CD Rates Today: January 9 — Earn 5.35% APY

Fortera Credit Union is offering 5.35% APY for an 18-month certificate. A $1,000 minimum deposit is required. The Clarksville-based credit union is the ninth largest in the state of Tennessee. Fortera…

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IRS Announces Jan 29 as Kickoff to 2024 Tax Season — 5 Things You Must Know

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This Common Retirement Plan Could Help High Earners Save More Than a Traditional 401(k) — Here’s How

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CD Rates Today: January 8 — Earn 5.50% APY

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CD Rates Today: January 5 — Earn 5.40% APY

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Student Loan Forgiveness ‘Buyback’ Program Could Offer More Relief to Borrowers — Do You Qualify?

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Social Security: This Poorly Understood Rule Could Reduce Your Benefits — What You Need To Know

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CD Rates Today: January 4 — Earn 5.50% APY

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Here Are the New IRS Tax Brackets for 2024 — What Does The Change Mean For You?

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How Much Does It Cost To Attend One of 2024’s Best Colleges?

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Are You Overtipping? Save More in 2024 With 5 Expert Examples of When It’s Ok To Skip

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CD Rates Today: January 2 — Earn 5.27% APY

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CD Rates Today: January 1 — Earn 5.51% APY

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CD Rates Today: December 29 — Earn 5.25% APY

Sikorsky Credit Union is offering 5.25% APY for a 25-month certificate. A $500 minimum deposit is required. The Stratford-based credit union is the 4th largest in the state of Connecticut. Sikorsky…

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CD Rates Today: December 28 — Earn 5.60% APY

DR Bank is offering 5.60% APY for an 18-month certificate. A $500 minimum deposit is required. The Darien-based bank is the 21st largest in the state of Connecticut. DR Bank was established in 2006….

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These 9 Cars Just Became Available to Import in 2024 — How Much Does It Cost?

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Retirees Are Returning to Work — Here’s Why

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Retire Long Before FRA With This Simple, Time-Tested Method — How $500 a Month Can Help You Reach Your Financial Goals

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The 20 Most-Researched Vehicles in 2023 and What They Provide for Your Money

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CD Rates Today: December 27 — Earn 5.50% APY

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Grant Cardone Predicts ‘Epic’ Real Estate Correction

Grant Cardone predicts epic real estate correction. Keep reading to find out if it’s true and how you can position yourself to participate.

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Up to 50% of Pre-Retirees Don’t Understand the Basics of Working While on Social Security

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CD Rates Today: December 26 — Earn 5.50% APY

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How To Boost Your Social Security Benefit With Supplemental Security Income

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Dave Ramsey: ‘It’s a Really Weird Time To Buy’ a Home — Here’s Why You Still Should

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CD Rates Today: December 25 — Earn 5.45% APY

Skyla Credit Union is offering 5.45% APY for an 18-month certificate. A $500 minimum deposit is required. The Charlotte-based credit union is the 8th largest in the state of North Carolina. Skyla…

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Is Now a Good Time To Refinance Your Mortgage With Interest Rate Hikes Paused?

The Federal Reserve decided recently not to boost interest rates at the last Federal Open Market Committee meeting. Thus, if you’ve been considering refinancing your mortgage, you might think it’s…

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CD Rates Today: December 22 — Earn 5.50% APY

AmeriCU is offering 5.50% APY for a 9-month certificate. A $1,000 minimum deposit is required. The Rome-based credit union is the 12th largest in the state of New York. AmeriCU was established in…

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Retirement 2024: 10 Money Moves to Make Right Now if You Want to Retire Early

For many years, the consensus was that retirement was based on an age or a specific amount of money in the bank. Now, it’s a much more flexible concept that can be anyone’s for the taking –…

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CD Rates Today: December 21 — Earn 5.65% APY

Northfield Bank is offering 5.65% APY for an 11-month certificate. No minimum deposit is required. The Staten Island-based bank is the 22nd largest in the state of New York. Northfield Bank was…

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CD Rates Today: December 20 — Earn 5.51% APY

Sun Canyon Bank is offering 5.51% APY for a 6-month certificate. A $5,000 minimum deposit is required. The Marion-based bank is the 21st largest in the state of Illinois. Sun Canyon Bank was…

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Student Loans: How To Get a Late Payment Removed From Your Credit History After a Billing Error

Now that the more than three-year COVID-19 student loan payment pause has come to an end, 28 million borrowers have entered repayment since Oct. 1, 2023. With this massive transition from a full…

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CD Rates Today: December 19 — Earn 5.50% APY

Greenwood Credit Union is offering 5.50% APY for a 9-month certificate. A $1,000 minimum deposit is required. The Warwick-based credit union is the third largest in the state of Rhode Island….

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How Restarting Student Loan Payments Will Benefit Your Taxes

Now that the student loan payment pause has come to an end, the reality of monthly student loan payments is sinking in. But thankfully, now there’s a benefit that student loan borrowers can claim…

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CD Rates Today: December 18 — Earn 5.65% APY

Hyperion Bank is offering 5.65% APY for a 15-month certificate. A $2,500 minimum deposit is required. The Philadelphia-based bank is the 87th largest in the state of Pennsylvania. Hyperion Bank was…

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4 Reasons Autopay Is Bad for Your Financial Health

While autopay can save you time, it can also cost you money. A set-it-and-forget-it approach to paying your bills might sound like a win for your financial health, but autopay comes with a fair share of risks. When used wisely, autopay can save you time and prevent issues like late fees, but it can also cause you to be too lax with your bills.

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Warren Buffett Says To Do These 5 Things Before a Recession Hits

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I’m a Financial Planning Expert: How Retired Millionaires Maintain Their Wealth

According to Troy Sharpe, the founder and CEO of Oak Harvest Financial Group. retired millionaires “live pretty frugal lifestyles.”

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The Living Wage a Single Person Needs in All 50 States

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Mortgage Rates Fall Below 7% — Here’s Why Buying a House Still Won’t Be Easy

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CD Rates Today: December 15 — Earn 5.50% APY

Elements Financial is offering 5.50% APY for a 13-month certificate. A $1,000 minimum deposit is required. The Indianapolis-based credit union is the 4th largest in the state of Indiana and the 199th…

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CD Rates Today: December 14 — Earn 5.51% APY

Expedition Credit Union is offering 5.51% APY for a 15-month certificate. A $2,500 minimum deposit is required. The Mendota Heights-based credit union is the 29th largest in the state of Minnesota….

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Social Security: Nearly Two-Thirds of Seniors are Unhappy with 2024 COLA — 3 Reasons It’s Financially Inadequate

The 2024 Social Security cost-of-living adjustment (COLA) hasn’t even kicked in yet, and already there is a major pushback against it from seniors who don’t think it will be enough to cover essential…

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Will Today’s Interest Rate Pause Help the Housing Market in 2024?

Coming as no surprise and for its last meeting of the year, the Federal Reserve paused its interest rate hikes for the third time this year, following 11 increases since March 22, saying that…

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CD Rates Today: December 13 — Earn 5.50% APY

Veridian Credit Union is offering 5.50% APY for a 15-month certificate. A $1,000 minimum deposit is required. The Waterville-based credit union is the second-largest in the state of Iowa and the 48th…

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CD Rates Today: December 12 — Earn 5.56% APY

Lafayette Federal Credit Union is offering 5.56% APY for a 12-month certificate. A $500 minimum deposit is required. The Rockville-based bank is the sixth-largest in the state of Maryland and the…

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Why the Fed Could Cut Interest Rates in Spring 2024, According to Experts

Consumer inflation increased 0.1% in November and 3.1% over the last 12 months, following October’s 3.2%, according to the Bureau of Labor Statistics’ (BLS) Consumer Price Index (CPI), released Dec….

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CD Rates Today: December 11 — Earn 5.75% APY

Forbright Bank is offering 5.75% APY for a 9-month certificate. A $1,000 minimum deposit is required. The Potomac-based bank is the third-largest in the state of Maryland and the 220th largest in the…

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Generational Wealth: 7 Reasons to NOT Leave the Family Home to Your Children

The home represents a large portion of the estate of many Americans. Thus, you may intend to leave your family home to your children, as it is an asset that should retain its value over time. After…

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Warren Buffett: 3 Investments He Won’t Waste Money On

Berkshire Hathaway’s chairman Warren Buffett, one of the world’s most famed investors, is still faithful to the fact that holding steady, being patient and believing in the power of value investing is key to successful investments. Just as important to Buffett’s investment strategy, though, are the investments he doesn’t believe in. Here are but a few of the investment types that the Oracle of Omaha would rather not waste money on.

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8 High-Paying Jobs That Are Not Future-Proof and May Be at Risk

Many lucrative careers that require years of higher education and specialized skills could undergo major changes or even become obsolete over the next 10–15 years.

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Earn an Extra $100 Before Bed: 6 Quick Nightly Side Gigs

Saving money or having the extra cash to spend as you wish can seem like a pipe dream in an era of economic uncertainty.

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Americans Plan for ‘Living Practically’ in 2024 — 4 Financial Resolutions They’ll Be Making in the New Year

‘Tis the time for financial resolutions, and in 2024, Americans are ready for a “resolution revolution” and are gearing up for a year of ‘new chapters’ and ‘living practically. Indeed, according to Fidelity Investments’ 2024 New Year’s Financial Resolutions study, two-thirds of Americans are considering a financial resolution for 2024.

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CD Rates Today: December 8 — Earn 5.55% APY

Lending Club is offering 5.55% APY for a 12-month certificate. A $2,500 minimum deposit is required. The Lehi-based credit union is the 12th-largest in the state of Utah and the 184th largest in the…

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Biden Claims Opposition Will Cut Social Security by 13% — But Doing Nothing Would Slash Benefits by 23%

Social Security has already become a political football ahead of the 2024 elections, and President Joe Biden heated things up considerably when he recently claimed that Republicans want to slash the…

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Housing Market 2023: Prices Continue on Downward Trend, Here’s What That Means

The U.S. housing market has been on a wild ride since early 2020. When the coronavirus pandemic struck that year, housing prices plummeted, right along with the stock market and the American economy….

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CD Rates Today: December 7 — Earn 5.55% APY

Capital Educators Federal Credit Union is offering 5.55% APY for a 5-month certificate. A $500 minimum deposit is required. The Meridian-based credit union is the third-largest in the state of Idaho…

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Student Loan Forgiveness: Biden To Wipe Another $4.8 Billion in Debt — Are You Among the 80,300 Who Qualify

Two months following the resumption of student loan payments — which were on a three-year hiatus — President Joe Biden announced on Dec. 6 that an additional 80,300 Americans have been approved for…

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CD Rates Today: December 6 — Earn 5.50% APY

North American Savings Bank is offering 5.50% APY for an 18-month certificate. A $1,000 minimum deposit is required. The Grandview-based credit union is the 12th largest in the state of Missouri….

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CD Rates Today: December 5 — Earn 5.75% APY

Presidential Bank is offering 5.75% APY for a 7-month certificate. A $1,000 minimum deposit is required. The Bethesda-based credit union is the 12th largest in the state of Maryland. Presidential Bank…

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Gold Prices Reach All-Time High — Should You Invest Now?

Gold prices exceeded $2,135 per ounce mid-day on Monday, Dec. 4, in part due to the market response from Federal Reserve Chair Jerome Powell’s comments regarding moving “carefully” with further…

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CD Rates Today: December 4 — Earn 5.75% APY

Forbright Bank is offering 5.75% APY for a 9-month certificate. A $1,000 minimum deposit is required. The Potomac-based credit union is the third largest in the state of Maryland. Forbright Bank was…

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5 Investment Moves to Make Now In Case There Is a Santa Claus Rally in 2023

‘Tis the season for Santa, and many in the stock market are waiting for an appearance from the jolly old man. Whether or not there will be a so-called Santa Claus rally this year remains to be seen,…

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Apple Seeks to End Savings & Credit Card Partnership With Goldman Sachs — What Will Happen to Your Accounts?

Apple is reportedly seeking to end its partnership with Goldman Sachs, which would terminate its Apple card joint venture, as well as its savings account, according to multiple reports. The tech giant…

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Barbara Corcoran: Buying a $320 Coat Was ‘The Best Investment I Ever Made’

In a TikTok video from entrepreneur Barbara Corcoran, an investor on the hit TV show Shark Tank, the successful businesswoman shares the best investment she ever made. No, it wasn’t a Shark Tank deal…

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CD Rates Today: December 1 — Earn 5.64% APY

Financial Resources Federal Credit Union is offering 5.64% APY for a 7-month certificate. A $500 minimum deposit is required. The Bridgewater-based credit union is the third largest in the state of…

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CD Rates Today: November 30 — Earn 5.60% APY

DR Bank is offering 5.60% APY for an 18-month certificate. A $500 minimum deposit is required. The Darien-based credit union is the 22nd largest in the state of Connecticut. DR Bank was established in…

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CD Rates Today: November 29 — Earn 5.51% APY

Western Alliance Bank is offering 5.51% APY for a 9-month certificate. A $1 minimum deposit is required. The Phoenix-based credit union is the largest in the state of Arizona and the 40th largest in…

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These 7 Jobs That Will Be Gone Because of AI Will Shock You

Artificial intelligence and Large Language Models like OpenAI’s ChatGPT offer new ways to make money from home. But AI is also threatening some jobs to the point where they may not exist within a few…

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Mandatory Credit: Photo by Nati Harnik/AP/Shutterstock (9665074ab)Berkshire Hathaway Vice Chairman Charlie Munger smiles during an interview in Omaha, Neb.

Charlie Munger: A Look at the Fortune and Legacy of Warren Buffett’s Right-hand Man

American businessman and investor Charles (Charlie) Munger, best-known as Warren Buffett’s business partner and vice-chairman of holding company Berkshire Hathaway, died on Nov. 28, 2023, at the age…

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CD Rates Today: November 28 — Earn 5.50% APY

Quorum Federal Credit Union is offering 5.50% APY for a 15-month certificate. A $1,000 minimum deposit is required. The Purchase-based credit union is the 22nd largest in the state of New York and the…

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Pros and Cons of Cutting Social Security’s Windfall Elimination Provision

A pair of federal government provisions designed to reduce excessive Social Security payouts are once again being targeted for elimination by U.S. lawmakers. At issue are the Windfall Elimination…

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CD Rates Today: November 27 — Earn 5.55% APY

Capital Educators Federal Credit Union is offering 5.55% APY for a 5-month certificate. A $500 minimum deposit is required. The Meridian-based credit union is the third-largest in the state of Idaho…

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A stack of one hundred dollar bills in a money wrapper labeled "Student Loan" on top of a blue graduation cap.

If I Pay Off My Kid’s Student Loan Will That Trigger a Gift Tax?

As a parent, you want to do everything in your power to set your children up for success. And if they go to college and accrue student loan debt, the thought of helping them pay it off may enter your…

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CD Rates Today: November 22 — Earn 5.75% APY

BluPeak Credit Union is offering 5.75% APY for a 9-month certificate. A $1,000 minimum deposit is required. The San Diego-based credit union is the 48th largest in the state of California and the…

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CD Rates Today: November 21 — Earn 5.60% APY

BECU (Boeing Employees Credit Union) is offering 5.60% APY for a 3-to-5-month certificate. A $500 minimum deposit is required. The Tukwila-based credit union is the largest in the state of Washington…

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Xinhua Headlines: America in Deepening Political Fissures One Year After Capitol Riot - 26 Nov 2021

6-Figure Earners are Shopping at Dollar Stores – Here’s What They Are Buying

With inflation at a four-decade high and Americans’ wallets being hard hit, wealthier shoppers are now also turning to Dollar General, according to CEO Todd Vasos. Related: Stock Up Now on These 11…

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CD Rates Today: November 20 — Earn 5.70% APY

AFFCU (Air Force Federal Credit Union) is offering 5.70% APY for a 7-month certificate. A $1,000 minimum deposit is required. The credit union is based in San Antonio, Texas, and was established in…

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A graduation cap and a rolled up diploma rest on top of a stack of one hundred dollar bills bundled by a $10,000 wrapper.

Making Extra Student Loan Payments Could Be a Mistake — Here’s Why

If you have the funds, making extra payments on student loans is always a smart financial move to consider, particularly for high-interest debt. However, it’s crucial to assess your overall financial…

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CD Rates Today: November 17 — Earn 6% APY

Securityplus Federal Credit Union is offering 6% APY for an 8-month certificate. A $1,000 minimum deposit is required. The Baltimore-based bank is the 16th largest in the state of Maryland….

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CD Rates Today: November 16 — Earn 5.40% APY

Ponce Bank is offering 5.40% APY for a 3-month certificate. A $1 minimum deposit is required. The Bronx-based bank is the 32nd largest in the state of New York and the 437th largest in the nation….

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CD Rates Today: November 15 — Earn 5.62% APY

CIBC Bank USA is offering 5.62% APY for a 12-month certificate. A $1,000 minimum deposit is required. The Chicago-based bank is the third largest in the state of Illinois and the 45th largest in the…

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