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10 States Where Car Insurance Costs Most (and Least)

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Aldi: Best Sale Items for November 2023

Young couple reviewing bills

‘The Money Guy’: How To Win Financially When Your Finances Are Stretched Thin

Piggy bank on money concept for business finance, investment, saving or retirement fund.

How Much of Your Money Should You Put in a High Yield Savings Account?

Beautiful smiling brunette girl in a shirt stands in front of the glass modern building where she worked in hands holding a box with packed things, promotion to a position, the joy of quitting stock photo

5 Worst Times To Quit Your Job

Walmart

8 Highest-Paying Walmart Jobs

Shark Tank host Daymond John

Shark Tank’s Daymond John Reveals His Biggest Business Mistake

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Job Loyalty: Pros and Cons of Staying at One Job Your Entire Career

Make Your Money Work For You

MORE FROM GOBANKINGRATES

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CD Rates Today: September 12 — Earn 5.70% APY With Special 14-Month Certificate

Langley Federal Credit Union has a special offer for new members this month. Their 14-month certificate earns 5.70% APY with a $500 minimum deposit of new money. Money Expert Jaspreet Singh: Get Rich…

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Stimulus Payments Coming to These States in September 2023

During the height of the COVID-19 epidemic, many states — in conjunction with the federal government, via the distribution of economic impact payments — offered some form of stimulus to their…

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CD Rates Today: September 11 — Earn Up to 6.0% APY

If you’re looking to earn at least 5.75% APY, there are quite a few offers available. BluPeak Credit Union and Abound Credit Union have special offers for 5.75% APY while Merchants Bank of Indiana’s…

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money coin stack growing business.

CD Rates Today: September 6 — Special 15-Month Certificate With 5.75% APY

What better way to welcome fall than with a deposit to First Harvest Credit Union? They are offering a special 15-month share certificate at 5.75% APY. A minimum deposit of $1,000 is required. The…

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Mixed race parents giving piggyback ride to their children outdoor.

The Living Wage a Family of Four Needs in All 50 States

If you’re thinking of starting a family, or are already raising children, you know that having kids can be expensive. But just how expensive? It costs more than $112,000 for a single person to earn a…

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market trading which including of Corporate, Fix income, Bond valuation, Government bond, Secularization and Municipal.

States Whose Economies Are Failing vs. States Whose Economies Are Thriving

Economic fluctuations over the past three years have been so volatile, many Americans have been left reeling trying to keep up with what to expect. The COVID-19 pandemic brought the economy to a near…

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CD Rates Today: September 5 — Earn 6.0% APY Over 12 Months

Today’s special offer from American 1 Credit Union is a 12-month share certificate at 6.0% APY. The minimum deposit required is $1,000 in new money. You’ll also need to become a member and have a…

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Alcoa, Tennessee, USA - April 10, 2011: The used car lot of a Honda dealer is dominated by late model used Hondas with a banner proclaiming them to be certified, that is to have a full Honda warranty.

12 Things To Look for When Buying a Used Car

The market for used cars is looking up as Cox Automotive reports a downward trend in prices. As new car prices have brought loan payments to $766 a month, used cars are cheaper than new vehicles and…

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pet-sitter

How To Start a Business in 2023 With Just $20

Starting a business can seem overwhelming and expensive, however, by choosing the right business, you can start one for $20 or less.

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CD Rates Today: September 1 — Earn 5.76% APY Over 12 Months

Starting the month off, Connexus Credit Union is offering a regular CD at 5.61% APY or a jumbo certificate at 5.76% APY. The regular CD requires a deposit of $5,000 while the jumbo needs $100,000 for…

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Home For Sale Real Estate Sign and Beautiful New House.

Real Estate 2023: There Are More Houses on the Market, But You’ll Pay An Extra 38% for One

In a potential sigh of relief for buyers, there was a slight increase in newly listed homes from July to August, providing more options for them as the fall buying season approaches, according to the…

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CD Rates Today: August 31 — Earn 5.65% Over 3 Months

If you’re looking for a quick return on investment as the holiday season approaches, a 3-month term CD could be a good bet. Dow Credit Union is offering 5.65% APY on their 3-month certificate. You’ll…

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Family with two boys (4 and 6 years) standing in front of house with FOR SALE sign in front yard.

Real Estate 2023: You’ll Need to Earn Six Figures to Buy a House in Today’s Market

Buying a house in the current market is almost impossible for many Americans. Low inventory, soaring rates and inflation are making the road to homeownership extremely difficult for many of them. And…

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CD Rates Today: August 30 — Rates From 5.75% APY and Up

Some of the top rates for today are from regional institutions. The first is Kentucky-based MapleMark Bank which is offering a 12-month CD with 5.75% APY. The limited-time offer requires a minimum…

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selling online idea concept.

Trouble Paying Bills? 69% Say They’ve Used This Surprising Method To Earn Extra Cash for Everyday Expenses

If you’re struggling with inflation, as so many people are, you may be considering taking on a side gig or starting a home-based business to help stretch your dollars. But a large majority of people…

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Tree growing on top of coins stack, saving money, investment, passive income, future, step to keep money concept.

CD Rates Today: August 29 — Special 5.70% APY Offer for New Members

Langly Federal Credit Union is offering a limited-time special rate of 5.70% APY on a 14-month term CD for new members only. The rate is good for their IRA certificate, as well. To open either type of…

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Couple working on laptop stock photo

Younger Boomers’ Salaries Maxed Out When They Were 45 — Here’s How It Affects Their Social Security Checks

Although all baby boomers tend to be lumped together no matter when they were born (from 1946 to 1964), there has always been a big difference in the experiences of older and younger boomers. Those…

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CD Rates Today: August 28 — Earn 5.92% APY With Fed Rate-Based Flex Certificate

As the Fed considers further interest rate hikes, you can take advantage of Merchants Bank of Indiana’s flex rate CD with 5.92% APY. Rates go up (and down) based on Fed rates. You will need $1,000…

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Mandatory Credit: Photo by Pool/ABACA/Shutterstock (14056981l)United States President Joe Biden makes remarks on the anniversary of the Inflation Reduction Act at the White House in Washington, DC, August 16, 2023.

Student Loans 2023: Biden Administration Issues Warning About Borrowing Money — Are You Affected?

The Department of Education said that the share of federal student loan disbursements going to graduate students is at its highest point in history — something that is cause for concern, as the…

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As Social Security Faces Major Changes in 2024, Here Are 8 Rules That Remain Constant

The Social Security program seems to face constant changes — especially lately. A new Social Security reform bill (HR-4583) was recently introduced to the House of Representatives, and could include…

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Gift Box

Minimum Wage is ‘Increasingly Meaningless’ in Today’s Economy — These States Pay 50% More Hourly Than Required

Since July 24, 2009, the federal minimum wage is $7.25 per hour. This is the longest period without an increase since the nationwide minimum was established in 1938, according to The New York Times….

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CD Rates Today: August 25 — Earn 5.60% Over 12 Months

As we head into the last weekend before the end of summer, Limelight Bank is offering a 12-month CD at 5.60% APY. A minimum initial deposit of $1,000 is required. Download their mobile app to invest…

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Trees that grow on golden coins stacked together.

CD Rates Today: August 24 — Special 9-Month Certificate at 5.75% APY

BluPeak Credit Union is offering a special CD today at 5.75% APY with a 9-month term.

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Taipei, Taiwan- July 25, 2022: The office building of Nvidia Corporation in Neihu Technology Park, Taipei, Taiwan.

This AI Stock Broke Records After 88% Increase in Revenue — Should Investors Stick With Nvidia for the Rest of 2023?

Artificial intelligence darling Nvidia released blowout earnings on Aug. 23, a report some analysts called a “drop the mic moment that will have a ripple impact for the tech space for the rest of the…

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Business finance income and Saving money investment, Money coin stack growing graph with piggy bank.

CD Rates Today: August 23 — Earn 5.75% Over 10 Months

A new special rate is available today from Abound Credit Union. Earn 5.75% APY with their 10-month certificate. It requires a minimum initial deposit of $500 and interest is compounded quarterly….

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Mandatory Credit: Photo by Antti Aimo-Koivisto/Shutterstock (14008533ai)US President Joe Biden reacts during his joint press conference with Finnish President Sauli Niinisto (not pictured) at the Presidential Palace in Helsinki, Finland, on July 13, 2023.

Student Loan Forgiveness: Will You Qualify for $0 Payments Under Biden’s New Plan?

When the Supreme Court struck down President Joe Biden’s efforts to provide debt relief and support for millions of student loan borrowers, the administration went to work on an income-driven…

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Professional Engineer Works on a Computer with a 3D CAD Software and Tests the Electric Car Chassis Prototype with Wheels, Batteries and Engine Standing in a High Tech Development Laboratory.

Workers Now Expect Salaries of Almost $80K a Year — 8 Jobs To Look For

If you’re interested in new job opportunities, the upcoming September hiring surge makes it a great time to start looking. However, you should first consider your ideal salary since inflation…

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Working, team and computer work of office teamwork workers group with diversity using technology.

Retirement Savings: Gen Z Is Broke Now, But Are Optimistic They’ll Retire ‘Debt Free’

Gen Z Americans — the first digitally native generation — are still years away from retirement. But a new Achieve survey found that these Americans are the most optimistic about it, with 51.4%…

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Seedling are growing on coins are stacked and the seedlings in Concept of finance And Investment of saving money or financial and business growth for profit.

CD Rates Today: August 22 — Earn 5.61% APY For 12 Months

Today, Connexus Credit Union is offering a rate of 5.61% APY for their 12-month CD. The minimum deposit required to invest in this certificate is $5,000. If you have a bit more to invest, the APY goes…

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CD Rates Today: August 21 — Earn 5.20% APY With a Minimum Deposit of $500

Today’s special rate comes from Vio Bank. While the APY is a bit less than other current offers at , the minimum balance required is just $500 making it very accessible for any investor. In addition,…

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Young Boy Enjoying Eating a Taco stock photo

SNAP Benefits: Can You Use EBT Card/Food Stamps To Purchase Hot Food?

SNAP gives eligible low-income households extra food-purchasing assistance to supplement food budgets. Funded by the U.S. Department of Agriculture and administered at the state level, SNAP benefits…

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New Reading Costco petrol station opens forecourt to customers, Green Park, Reading, UK - 13 Oct 2022

8 Costco Items To Buy This Summer Before They’re Gone

As summer slowly draws to a close, individuals and families are desperate to squeeze every last second of enjoyment of being away from work and school. The slow pace of mid-to-late August will soon…

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A senior woman using a laptop to do the household finances.

Retirement Savings: Boomers Who Have Saved Since 2008 Have An Average of $499,000 in Their 401(k)s — How Do You Compare?

Boomers who have been adding to their 401(k) plan continuously since 2008 have an average balance of just under half a million dollars, according to a Fidelity Investments report. Social Security…

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money coin stack growing business.

CD Rates Today: August 18 — Special 12-Month Certificate with 5.76% APY

Going into the weekend, Connexus Credit Union is offering two special 12-month term rates. The first is a traditional certificate at 5.61% APY with a minimum beginning deposit of $5,000. The other is…

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CD Rates Today: August 17 — Special 3-Month Certificate at 5.65% APY

Today’s top rate comes in the form of a 3-month CD from Dow Credit Union. Invest as little as $500 and you will earn 5.65% APY with their Simple CD. Grant Cardone Says Passive Income Is the Key To…

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CD Rates Today: August 16 — Earn 5.9% Over 24 Months

Pelican State Credit Union is offering a special 24-month CD to members at 5.90% APY. The required minimum opening balance is $500. Rates are subject to change anytime, so hurry if you want to lock…

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New Reading Costco petrol station opens forecourt to customers, Green Park, Reading, UK - 13 Oct 2022

10 Chic Clothing Items From Costco Under $100

Costco is looking good lately. Not only can you get bargains on everything in bulk and get a $1.50 hot dog for dinner, but you can also look fashionable for less, too. That goes for back to school (or…

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Mandatory Credit: Photo by Shutterstock (14024746a)United States President Joe Biden departs after announcing additional actions to protect communities from extreme heat from the South Court Auditorium at the White House in Washington.

Student Loan Forgiveness: Biden’s Income-Driven Plan is Taking Applications — Here’s How to Apply

The Department of Education launched a beta website on July 31 for the Biden administration’s new income-driven repayment (IDR) plan called the Saving on a Valuable Education (SAVE) Plan, in…

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Senior woman getting the mail stock photo

Social Security Schedule: When Benefits Will Arrive in August 2023

Seniors who depend on Social Security for a big chunk of their income every month need a clear understanding of when their payments will arrive. Fortunately, the Social Security Administration pays…

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Couple working on laptop stock photo

Retirement Savings: 6 Unusual Expenses Worth Paying Off Before You Retire

You can expect to experience many changes in retirement, and one of the biggest has to do with your finances. Unless you decide to keep earning money on the side, you’ll be living on a fixed monthly…

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Close up of an electric car charging at the electric vehicle charging station stock photo

Electric Vehicles 2023: 7 Things You Need To Know Before Buying an EV

If you’re thinking about making the transition from a gas-powered or hybrid car to an electric vehicle (EV), it’s essential to know what you’re getting into. Let’s consider some of the biggest…

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Man Paying with Credit Card in Supermarket stock photo

Food Stamps: New AI Safeguards Proposed To Prevent SNAP Benefits Fraud Would Save States Billions of Dollars — But Time Is Critical Factor

Advances in technology usually lead to advances in fraud and that’s been the case with the Supplemental Nutrition Assistance Program (SNAP), formerly known as food stamps. Fraud and theft involving…

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Tree growing on top of coins stack, saving money, investment, passive income, future, step to keep money concept.

CD Rates Today: August 11 — Special Online Offer at 5.6% APY

Today’s special offer comes from NexBank in the form of two 12-month CDs. The first standard CD has an APY of 5.60% with a minimum deposit of $25,000. The other is a jumbo CD at the same APY that…

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Company sign from the American multinational package delivery, United Parcel Service (UPS), stands near container terminal in Nuremberg. stock photo

UPS Drivers Score $170k per Year: How It Compares to the Top Union Deals in History

UPS drivers and the Teamsters Union achieved a significant victory this week when UPS CEO Carol Tome announced an agreement with drivers to avoid a labor strike. At the end of the five-year contract,…

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Percentage sign print screen on wooden cube block which lay down on increasing coins stacking for interest rate and business profit growth concept.

CD Rates Today: August 10 — Don’t Miss Out on 5.92% APY

Merchants Bank of Indiana’s 5.92% Flex CD is holding strong — and will probably remain that way through August since the next time the Fed will make a rate decision will be in September. You can…

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Fuel price high, Gas or Gasoline increased or rising cost concept.

Rising Gas Prices Help Shatter Inflation Numbers — How You Can Still Save Money Each Month According to Experts

Consumer inflation ticked up slightly in July standing at 3.2%, following June’s 3%, according to the Bureau of Labor Statistics’ (BLS) Consumer Price Index (CPI), released August 10. Warren Buffett’s…

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customer choosing new car, trying checking its options, tire, wheels while male shop assistant helping her to choose it at dealer auto shop stock photo

Looking To Buy a Car? These Models Have the Most for Your Money in August 2023

The good news: Although car prices have surged dramatically over the past two years, the average transaction price for a new vehicle dipped for the first time in nearly two years in March 2023 to…

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Gas Prices Concept: Gas tank eats money.

Summer Gas Prices: How To Save Money at the Pump

The busy summer travel season is winding down, but the threat of higher gas prices shouldn’t stop you from saving money while you’re on one last road trip. See Why: Don’t Buy a Car at a Dealership on…

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CD Rates Today: August 9 — Earn 5.65% For 3 Months

Dow Credit Union has a new 3-month CD available at 5.65% APY. You’ll need $500 to open a share certificate account with this institution. And if you’re looking to invest in a child’s future, Dow also…

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CD Rates Today: August 8 — Special Offer Lets You Invest and Give to Charity

Today you can earn 5.35% APY with iGObanking’s 3-month CD. You’ll need $1,000 to open an account. If you’re in the market for a jumbo certificate with an investment of $25,000 or more, you can snag a…

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What Social Security Could Look Like in 2035

The future of Social Security remains uncertain, forcing people to ask questions like, “Will Social Security run out?” According to the 2022 annual report from the Social Security board of trustees,…

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CD Rates Today: August 7 — Two 36-Month Offers With APYs Over 5.9%

Today you can snag two 36-month offers with APYs over 5.9%. The first is from Merchants Bank of Indiana which is offering 5.92% APY with a minimum deposit of $1,000 and the second is from Workers…

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Frustrated concerned young couple calculating overspend budget, doing paperwork job at laptop, talking about financial problems, insurance, mortgage, fees, loan conditions, bankruptcy, economic inflation.

Are Mortgage Interest Rates Expected To Fall Through 2023 Despite Recent Increase?

House hunters in the United States saw signs of hope earlier this year when average mortgage rates dipped more than three-quarters of a point from their 2022 peak of 7.08%. But those hopes have dimmed…

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Happy old elderly senior grandparents family couple clients signs financial insurance, pension, startup, dealing handshake agent lawyer, agreement with customers on investment contract, bank manager stock photo

Housing Market 2023: Boomers Likely To Win Bidding War on a Home — Here’s Why

In spite of rising interest rates, U.S. housing still very much represents a seller’s market. That means bidding wars continue for prime real estate across the country. Explore: 5 Reasons the Housing…

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Income tax refund.

The IRS is Going Paperless in 2024 — How Much Faster Will You Get Your Refund?

Taxpayers will have the option to go paperless next year. This means millions of Americans could get their refunds weeks sooner compared to previous years. The IRS Might Owe You $900: But Time Is…

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Amazon Fresh Store Opening Soon stock photo

Amazon Fresh Grocery Deliveries Are Now Available Without Prime Membership — Is It Worth It?

For the first time, Amazon is allowing non-Prime customers to order grocery deliveries online. Amazon began inviting people without Prime subscriptions from a dozen metro areas, including Boston,…

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Double exposure of city view.

CD Rates Today: August 4 — Earn 5.45% APY Over 15 Months

Citizens State Bank is offering a 15-month CD with 5.45% APY. It requires a deposit of $10,000 and has a “substantial” penalty for early withdrawals. Grant Cardone Says Passive Income Is the Key To…

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Grandmother, mom and child hug in a portrait for mothers day on a house sofa as a happy family in Colombia.

36% of Adults Feel Less Prepared For Retirement Than Their Parents — Here’s Why

In the U.S., we’ve long had a retirement crisis – meaning that most Americans can’t adequately save for their golden years. With time, this crisis is getting worse. According to the National Council…

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CD Rates Today: August 3 — Earn 5.91% APY for 36 Months

Today’s top offer comes from Workers Credit Union which is offering a 36-month flex rate CD at 5.91% APY with a minimum deposit of $500. The rate is based on the Federal Reserve Bank’s Federal Funds…

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German Cancellor Olaf Scholz visit Ford car manufacturer in Cologne, Germany - 12 Jun 2023

Ford Will Lose $4.5 Billion on Electric Vehicles — Will Prices Drop Further as a Result?

Despite significantly beating second-quarter expectations and raising its 2023 guidance, Ford Motor estimates its electric vehicle (EV) division, Ford Model e, will lose $4.5 billion this year. That’s…

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Young plant growing in coins, business concept.

CD Rates Today: August 2 — Long-Term Rates Remain High

While short-term rates for CDs are relatively high right now, sometimes a longer-term certificate at a lower rate can be more stable over the years of the investment. If you’re looking to tuck away…

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National Debt - Debt Ceiling & USA Credit Worthiness.

Debt Ceiling Woes Lead to US Downgrade — Will ‘Eroded Confidence’ in the Dollar Affect Your Wallet?

Fitch Ratings downgraded the country’s long-term foreign-currency issuer default rating to AA+ from AAA on Monday, Aug. 1, because “the repeated debt-limit political standoffs and last-minute…

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Elon Musk At The Viva Technology 2023 Fair - Paris, France - 16 Jun 2023

Elon Musk Calls Biden Fair Share Tax Policy ‘Words but No Action’ — Could Billionaires Paying More Work?

Elon Musk, the richest man on the planet with a $242 billion net worth, according to the Bloomberg Billionaire Index, commented on President Joe Biden’s comments about fair share tax policy. See: How…

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open Texas land for sale expanding housing development fall Autumn suburb suburbia round Rock Texas colorful landscape trees changing colors fall in central texas.

Housing Market 2023: 4 Predictions for August, According to Experts

The homeownership dream has been a difficult one to achieve for many Americans in recent months. And so far, in 2023, a combination of low inventory, high mortgage rates and inflation has continued to…

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money coin stack growing business.

CD Rates Today: August 1 — Two Special Offers at 5.75% APY

Today’s special CD rate comes from Andrews Federal Credit Union is offering 5.75% APY on a 9-month share certificate with a minimum deposit o $1,000. And if you’re looking for a jumbo CD, Citizen’s…

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Savings stock photo

CD Rates Today: July 31 — Flex CD Offers 5.92% APY

As interest rates continue to increase, Merchants Bank of Indiana’s CD rates are rising too. Since the last Fed rate hike, their 12-, 24- and 36-month have reached 5.92%. You can invest in this flex…

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Woman at home reading a letter in the mail stock photo

Social Security: You Get No SSI Check in July — Here’s Why

The Social Security Administration giveth, and the Social Security Administration taketh away — at least when it comes to beneficiaries who qualify for Supplemental Security Income (SSI) payments….

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A young woman is doing cryptocurrency business trading on her computer at home at nigh.

56% of Gen Zers Are Blowing Up Their Careers — and Inflation Is To Blame

Recent graduates and those still in post-secondary education are revising their career expectations post-pandemic, largely in light of inflation according to a new report from the CFA Institute. Side…

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Businessman counting hundreds of dollars at his table.

CD Rates Today: July 28 — Earn Almost 6% APY After Interest Rate Hike

Merchants Bank of Indiana has an amazing new rate for their 12-, 24- and 36-month CDs. You can earn 5.92% by investing in their flex certificate with a minimum deposit of $1,000. The rate fluctuates…

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Education expense or student loan for post secondary education concept : Dollar bag, graduation cap on row of coins on a table, depicts loan or money designed to help students pay for associated fees.

What Happens If You Miss a Student Loan Payment?

The Biden Administration announced $39 billion of student loan debt forgiveness earlier this month. This would be good news for 804,000 borrowers. The administration has also approved $14.7 billion in…

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Hand putting gold coins into clear bottle on white background,Business investment growth concept.

CD Rates Today: July 27 — 11-Month Jumbo CD with 5.75% APY

The special offer for today comes from Sun East Federal Credit Union which is a jumbo 11-month CD with 5.75% APY. The minimum deposit for this offer is $100,000. If you have less cash to invest, they…

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watching an investment grow over time

CD Rates Today: July 26 — Earn 5.75% APY Over 9 Months

The best rate you can find today again comes from Andrews Federal Credit Union. They are offering a limited-time 9-month CD at 5.75% APY. There is a minimum deposit requirement of $1,000 and you’ll…

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Multi exposure of abstract virtual financial graph hologram on stacks of coins background, forex and investment concept.

CD Rates Today: July 25 — Earn 5.75% for a Limited Time

Today you can get a 9-month CD at 5.75% APY courtesy of Andrews Federal Credit Union. There is a minimum deposit requirement of $1,000 and you’ll also need to open a checking or savings account with…

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money coin stack growing business.

CD Rates Today: July 24 — Earn 5.6% APY for 6 Months

Northern Bank Direct is offering a special CD for online consumers. The bank’s 11-month certificate has an APY of 5.6% and a minimum deposit of $500 is required. But you’ll need to act fast to get…

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Sanders holds a press conference on child care relief ahead of the State of the Union address, Washington, USA - 07 Feb 2023

Social Security: Proposal for $2,400 Extra in Checks Expanded and Reintroduced in Congress

On Feb. 13, Democratic Sen. Bernie Sanders (Vt.) formally reintroduced The Social Security Expansion Act to Congress, and this time, he had a lot more support from fellow lawmakers pushing the…

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Happy young couple buyers signing a contract of buying a new car.

So You Leased a Car You Can’t Afford

Leasing a car has long been seen as a more affordable option to driving away in a new vehicle, with fewer responsibilities than are associated with purchasing a car. New Car Market: Prices Are About…

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money coin stack growing business.

CD Rates Today: July 21 — Earn 5.65% APY for a 7-Month Term

As July winds down, today’s special rate is a 7-month CD from Superior Choice Credit Union with 5.65% APY. A $500 minimum deposit is required. This deal is only good until July 31. Discover: Bank of…

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President Biden delivers remarks on US response to aerial objects, Washington, USA - 16 Feb 2023

Student Loan Forgiveness: Biden Administration Makes It Easier To Have Debt Discharged Through Bankruptcy

While certain student loan borrowers can use the bankruptcy process to have their loans discharged, the process has been very cumbersome — but this might change thanks to new guidelines. Find Out: An…

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CD Rates Today: July 20 — Earn Up To 5.65% APY for 12 Months

Twelve-month CDs are showing some high rates today starting at 5.65% from Merchants Bank of Indiana which has had top rates for a variety of terms all month. Hudson Valley Federal Credit Union comes…

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Tree growing on top of coins stack, saving money, investment, passive income, future, step to keep money concept.

CD Rates Today: July 19 — 18-Month Special Promotion at 5.70% APY

Today’s highest CD rate comes from USALLIANCE Financial which is offering a special 18-month certificate with a promotional rate of 5.70% APY with a $500 minimum deposit. To invest, you’ll also need…

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conceptual business and finance image of close up gift wrapped American one hundred dollar bill.

Cash For Down Payments Is the Trendy New Wedding Gift

With interest rates rising and the national median mortgage payment surpassing $2,000 in February, The Financial Times reports some newly engaged couples are finding a solution: Requesting cash to be…

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Business Communication Connection People Concept.

Retirement Savings: How Much Do You Need To Live Off Your Stock Dividends?

With an inflationary environment and rising rates, retirement planning has been hard to navigate for many Americans. One potentially steady, reliable source of income that can be particularly…

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Mandatory Credit: Photo by Susan Walsh/AP/Shutterstock (13840913al)President Joe Biden meets people in the crowd after speaking during an event in the East Room of the White House in Washington, to celebrate women's history monthBiden, Washington, United States - 22 Mar 2023.

How Biden’s First Veto Impacts Your Retirement Savings — and Why Lawmakers Are Torn

It took President Joe Biden 789 days in office before he finally issued his first veto, and it could prove to be an important one in terms of both retirement savings and future investment strategies….

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Young woman using laptop and talking on smartphone at new home.

Buying a House? Here’s How To Get a 4% Mortgage Rate

Becoming a homeowner has been a very arduous road for many Americans. With 10 consecutive rate hikes, which have translated into higher mortgage rates, many would-be homebuyers have been forced to…

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Business woman standing in front of a blackboard with a financial chart.

CD Rates Today: July 18 — Try a 3-Month Certificate for a Quick Return on Investment

Today’s rates continue to top out at 5.65% APY for 12-month terms and up, but if you’re looking for a quick return on investment with rates higher than many high-yield savings accounts, check out a…

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Dollar Seedling - Growth Concept - Sprout On Banknotes In Increase.

CD Rates Today: July 17 — 4 Ways to Earn 5.65% APY

There are a variety of ways to earn 5.65% APY today starting with 3-year deposits from Merchants Bank of Indiana ($1,000 min.) and Workers Federal Credit Union ($500 min). Merchants Bank of Indiana…

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Top 15 AI Jobs: How To Get These Remote Work Gigs, According to Experts

The AI industry is growing rapidly and will create an eye-popping 97 million new jobs by 2025, according to a recent World Economic Forum (WEF) report. The AI sector is also part of the expanding…

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Mandatory Credit: Photo by Henrik Montgomery/TT/Shutterstock (14008776t)US President Joe Biden during a press conference at the US-Nordic Leaders' Summit Meeting at the Presidential Palace in Helsinki, Finland, July 13, 2023.

Student Loan Forgiveness: Biden Cancels $39 Billion of Borrower Debt — Do You Qualify

The Biden administration announced on Friday, July 14 it would cancel $39 billion of debt for 804,000 student loan borrowers. This follows the June 30 Supreme Court 6-3 decision, which struck down…

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CD Rates Today: July 14 — Earn Up to 5.65% APY

A certificate of deposit, more commonly known as a CD, is an investment that earns interest over a set period of time at a locked-in rate. Discover: 10 Stocks That Could Be the Next Apple or…

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Lower Prices, More Raises: New Fed Report Shows Economy Is Slowly Improving

The most recent Beige Book — the Federal Reserve’s publication about current economic conditions across the 12 U.S. districts delineated by the Fed — noted that overall economic activity increased…

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Piggy bank on money concept for business finance, investment, saving or retirement fund.

CD Rates Today: July 13 — Earn 5.5% APY for 13 Months

A certificate of deposit, more commonly known as a CD, is an investment that earns interest over a set period of time at a locked-in rate. Money Expert Jaspreet Singh: Get Rich Through These 3…

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Blurred one US dollar bill with red stock market chart arrow going down.

As Inflation Drops to New Lows, Experts Weigh in On Another Fed Rate Hike Pause

Consumer inflation continued its steady — and encouraging — decrease in June, standing at 3%. That is the smallest 12-month increase since March 2021, according to the Bureau of Labor Statistics’…

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Aerial View of Downtown Fairbanks, Alaska during a stormy Summer Sunset.

In Case of a Recession, Here Are the States Where You Might Fare Better

Talks of a looming recession have been ongoing over the last few months. A decreasing but still sticky inflation — standing at 3% in June — is pushing the Federal Reserve to indicate more hikes…

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Car dealer is giving key for a new car to a woman.

Are $1,000 Car Payments Becoming the New Norm?

Americans who think a $1,000 mortgage payment is high might be amazed to see where average car payments have gone in the United States. The number of U.S. consumers who are paying at least $1,000 a…

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Economic recovery concept and return on investment ROI idea.

CD Rates Today: July 12 — Earn 5.8% APY for 24 Months

A certificate of deposit, more commonly known as a CD, is an investment that earns interest over a set period of time at a locked-in rate. Learn: Dave Ramsey Used These 4 Investment Rules To Build His…

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Young Asian girl working at a home with a laptop.

5 Lucrative Side Gigs That Pay Weekly

A few years ago, the “Gig Economy” seemed to be the economy for the future. The hours were flexible. The pay, if managed correctly, was better than a typical 9-5. And if you played your cards right,…

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Photo of a row of homes in a residential district in downtown Niagara Falls, New York State, USA during Autumn.

How To Protect Your Real Estate From the Squatter Crisis

Investing in real estate can provide relatively passive income in retirement or to help you build wealth while you are working. However, being a landlord can come with some headaches you might not…

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AirBnB home rental service

Housing Market 2023: Viral Tweet Says ‘Airbnb Collapse Is Real’ — Is Now the Time To Buy a Home?

A random tweet about Airbnb might not be the most conventional place to dig up insights into the state of the U.S. housing market, but a lot of people seem to be doing just that. According to at least…

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A stock photo of some 1 Ounce Silver Eagle coins.

$113 Million Silver American Eagle Investment Scam: Are Your Coins Safe?

In a case brought forward by the U.S. Commodity Futures Trading Commission (CFTC) against Robert Higgins and his companies Argent Asset Group (Argent) and First State Depository Company (FSD), a…

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8 Best Oil Stocks of 2023

Oil prices might not go up forever, but right now oil is the profitable stock market play. Here are some of the top oil stock picks that could continue to perform well.

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