The Smart Holiday Spending Guide

Everything you need to know about holiday planning, shopping and budgeting in 2021


Complete Gift Guide
Rules You Should Know
Gift Exchanges and Activities
Avoid These Questions


Save For Your Future


How To Not Overspend on Yourself This Holiday Season

While shopping for gifts for others, it's easy to get distracted and start buying things for yourself. And although treating yourself here and there is OK, it can become a problem when gifts for yourself start blowing your holiday budget. Learn More: 15 Times You Should Splurge, Settle or Skip When Shopping Read: Wrapping Paper, Greeting Cards and More Holiday Items to Only Buy at Dollar Stores Here's how to avoid overspending on yourself this holiday season. Set a Budget for Self-Gifts Instead of making impulse purchases for yourself as you shop, plan ahead for any self-gifts. Find Out: Shopping Mistakes You're…

4 Budget-Friendly Digital Gifts That Don't Need To Ship

Shopping doesn't have to include shipping — and that's a blessing in 2021. Inflation has been pushing up the cost of just about everything for most of the year, and much of it has to do with the soaring cost of getting things from here to there. Thanks to clogged ports, a labor shortage, surging fuel prices and a global supply chain crisis, shipping packages costs a whole lot more now than it did this time last year — and the high-pressure holiday season isn't even here yet. Good To Know: The Ultimate Holiday Etiquette Gift Guide Check Out: Your Complete Guide…

Is It Smart To Wait For Black Friday This Year?

While it may seem that the economy has rebounded from the shutdowns of the pandemic, the truth is, there are still significant problems in the supply chain that are going to have a big impact on holiday shopping. If you're waiting for Black Friday or Cyber Monday deals, experts agree that you should not expect things to have gone back to normal by now. According to Vox, there are a number of issues that retailers, wholesalers and distributors are contending with — ranging from labor-related issues, lack of space for containers on shipping vessels and congestion at U.S. ports t0…


Costco Wholesale

Costco, Walmart and 17 Other Stores That Will Be Closed on Thanksgiving

Costco Wholesale warehouse

6 Holidays Purchases That You Should Only Make at Costco

April 17, 2020 - Halifax, Canada - Costco Wholesale warehouse store located in the Bayers Lake retail park.

What Is Costco’s Return Policy for the Holidays?

sunset at the beach and infinity pool resort

These Costco Vacation Packages Are Perfect for the Holidays

Save For Your Future


How To Not Overspend on Your Kids This Holiday Season

It's easy to get carried away when buying gifts for your kids. After all, you want to give them a memorable and joyful holiday. However, you don't need to buy every gift on their wishlist to be a good parent — and you especially shouldn't do this if it will cause you to take on any debt. Learn More: 15 Times You Should Splurge, Settle or Skip When Shopping Read: Wrapping Paper, Greeting Cards and More Holiday Items to Only Buy at Dollar Stores Here's how to avoid overspending on your kids during the holidays. Create a Budget "It may seem like…

Seasonal Jobs Come With Higher Chance of Full-Time Opportunity This Year

Every fall, retailers start recruiting seasonal workers to lighten the added workload that typically comes with the holiday season. These seasonal positions usually last a few months and tend to disappear with the new year. However, this is all starting to change. See: Walmart Goes on 150K Employee Hiring Spree — Could Perks to Working There Benefit You? Find: Expect All-Time High for Holiday Sales Despite Supply Chain Issues and Labor Shortages According to a Money analysis, Amazon, Macy's and Walmart have announced 561,000 job openings in recent weeks and at least 37% are permanent. Target and UPS are also…

This Thanksgiving's Dinner Could Break the Bank

If you want to pull out all the stops for this year's Thanksgiving feast, with a bird as big as your oven and every side dish under the sun, be prepared to dig deep into your bank account. See: Expect All-Time High for Holiday Sales Despite Supply Chain Issues and Labor Shortages Find: 5 Apps That Send Alerts When The Holiday Gift You Need is Back In Stock This year's Thanksgiving dinner could be the most expensive in history because of the combination of inflation and global supply chain issues, The New York Times reported this week. Just about everything…

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This Is the Average Social Security Benefit for 2022 With Added COLA

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Social Security COLA: Seniors Will Receive the Highest Increase in Decades, But It’s No Match For 6.2% Inflation Surge

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Didn’t Get Your Child Tax Credit? Here’s How to Track It Down

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Stimulus Update: November Child Tax Credit, Maine’s AGI Checks & Golden State Checks For Social Security Recipients

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8 Best Cryptocurrencies To Invest In for 2021

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$47M Ethereum Bid For US Constitution Loses, but Spotlights Crypto Education in the Process

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States Whose Economies Are Failing vs. States Whose Economies Are Thriving

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Crypto Alert: Valkyrie To Launch DeFi Fund on Nov. 22 as CEO Cites ‘Massive Opportunity in the Space’

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How To Sign Into To Access All The IRS Online Platforms

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Social Security Scams: 3 Common Requests and How To Report Them

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Could Biden’s Build Back Better Plan Make Inflation Worse? Senior Economists Are Torn, but Not Overly Concerned

Mandatory Credit: Photo by Kcr/Shutterstock (5226427b)Sister Wives - Janelle, Christine, Kody Brown, Meri, RobynHard Rock Hotel's 25th Anniversary, Las Vegas, America - 10 Oct 2015.

How Much Is Sister Wives’ Patriarch, Kody Brown Worth?

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How Rich Is Kim Kardashian?

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Build Back Better Could Require 150,000 New Senior Caregivers — Is Plan Realistic Given Staffing Shortages?

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Stimulus Update: Your State Could Be Sending a $1,000 Check – Do You Qualify?

Mandatory Credit: Photo by JIM LO SCALZO/EPA-EFE/Shutterstock (12609872b)Speaker of the House Nancy Pelosi waves the vote tally after the House passed President Biden?s Build Back Better bill in the US House of Representatives in Washington, DC, USA, 19 November 2021.

Biden’s Build Back Better Plan Passes the House – What Changes Could the Senate Make That Will Impact You?

Mandatory Credit: Photo by MATT MCCLAIN/POOL/EPA-EFE/Shutterstock (12475212bw)United States Secretary of the Treasury Janet Yellen appears before the Senate Banking, Housing and Urban Affairs Committee with Chair of the Federal Reserve Jerome Powell at the Hart Senate Office Building in Washington, DC, USA, 28 September 2021.

Will Biden’s Build Back Better Plan Increase National Debt? Yellen Says No

Mandatory Credit: Photo by Shutterstock (5490909ao)Adele'Skavlan' TV Show filming at the London Studios, Britain - 03 December 2015.

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How Rich Is Sarah Huckabee Sanders as She Runs for Governor of Arkansas?

2020 Social Security Benefit Statement with calculator.

Social Security 101: Check Your Balance Regularly

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Tinder and Bumble Enter the Metaverse — How Crypto and NFTs Could Become Essential to Virtual Dating Apps

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Stimulus 2020: You Could Be Eligible for This $2,000 Tax Break

Truro, Canada - June 12, 2017: Walmart storefront.

How Much Is Walmart Worth and Is It Worth Investing?

Bank of America

Bank of America Interest Rates: How To Get the Best Rates

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5 Social Security Benefits You Can Claim Online

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Understanding the Metaverse and How it Relates to Cryptocurrency

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Job Survey: Why Gen Z Workers Seek New Opportunities and Top 3 Ways Employers Can Retain Them

woman checking shopping receipt

Inflation Fears: 3 Signs That US Inflation Really Is Transitory and May Begin Tapering Off

White House Press Briefing with Jen Psaki and Gene Sperling in Washington, US - 02 Aug 2021

Stimulus Funding: Low Income Families Provided Winter Heat Thanks to $1.9 Trillion American Rescue Plan

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Jobless Claims Fall for Seventh Straight Week Despite Record Quits Levels

Online seller works at home office and packs shipping delivery box to customer.

Supply Chain Delays Continue To Hurt Small Business As Big Stores Report High Retail Sales

Chicago Skyline.

Chicago Experienced 5.3% Inflation Increase In a Year — 11 Major US Cities Saw Numbers Climb Even Higher

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401(k) Update: IRS announces COLA Increases & More For Retirement Plans

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McDonald’s Egg McMuffin Turns 50 – Snag the Throwback Price Today Only

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Deal Alert: Starbucks Offering Free Reusable Red Cups on November 18 Only

Phoenix, United States- August 25, 2011:  Kohl's  department stores offer clothing and household merchandise across the United States.

Don’t Be Fooled: Retailers Could Be Boosting Stocks With Buybacks

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Homebuilder Confidence Up Despite Low Inventory, Labor Shortage — What Does It Mean for Consumers?

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Vale Stock: Is It a Good Buy?

TAKE OUR POLL: How Will You Offset Inflation Against Social Security?

UpWork sign and logo near global freelancing platform company headquarters in Silicon Valley - Mountain View, California, USA - May 29, 2019.

Upwork Stock: Is It a Good Buy Right Now?

How Much Is McDonald’s Worth?

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5 Thanksgiving Foods You May Need To Substitute Due to Supply Chain Shortage


Minimum Wage Skyrockets — How West Hollywood’s Unanimous Decision Could Influence US for Better or Worse

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Stimulus Update: Build Back Better Plan Contains Language to Repeal SSN Tax Code from Child Tax Credit

izmir, Turkey - September 28, 2018 Close up ethereum ripple litecoin bitcoin dash coins shot in metallic black background in studio.

Crypto Coin Gains 5,000% In One Day — And 5 Other Updates You Cannot Miss

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Crypto Crash: Bitcoin Dips Below $60K for First Time in Weeks — Could Further Crackdowns Diminish Value?

St. Louis Missouri at sunset

As Major US Cities Like St. Louis Experience 7.5% Inflation, How Are Others Faring?

Houston Downtown sunset modern skyscrapers at Texas US USA.

Inflation Rockets to Over 6% in Houston — How Are Other Major US Cities Faring?

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Does Buying A House Lower Your Tax Bracket?

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No Vaccines Requirements is the New Job Perk Offered By Some Employers

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Biden’s New Crypto Tax: 2 Things You Need to Know

Mandatory Credit: Photo by Alessandra Tarantino/AP/Shutterstock (12577999o)Secretary of the Treasury Janet Yellen poses as she arrives for a meeting of G20 finance and health ministers at the Salone delle Fontane (Hall of Fountains) in Rome, .

Yellen Updates Debt Ceiling Breach Date, Says US Funds Will Only Last Until Dec. 15

Social Security Benefits Might Get Cut Early — What Does It Mean for You?

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As ‘Inflation Wipes Out Real Gains,’ How Much of a Raise Will You Need in 2022 To Keep Up?

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How Tax Filing Status Relates to Deductions in 2021 and 2022

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SNAP Benefits & Health Plans Can Now Be Used to Have Fresh Produce Delivered

Curitiba, PR, Brazil - June 16, 2021: Ethereum coin on a circuit board setup with LEDs representing the high technology involved in the cryptocurrency network.

Crypto-Crowdsourced Funding for Sotheby’s Auction Could Further Legitimize Digital Currency

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Seniors Beware: Latest Social Security Scam Involves Downloading Malicious Phone App

President Biden signs infrastructure bill at White House, Washington, Usa - 15 Nov 2021

Despite Infrastructure Bill Success, Debt Ceiling and Social Spending Plans Still Need Resolution

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New York Inflation Climbed 4.3% in the Past Year — and Many Major US Cities Fared Even Worse

Aerial view of Los Angeles Skyline at sunset from a helicopter.

Los Angeles Saw Inflation Jump Over 5% in Past Year — Which Major US Cities Experienced Biggest Increases?

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Why the Build Back Better Plan Impacts You More Directly Than The Infrastructure Bill

Paris: View from the street of new Tesla Model S showroom parked in front of the showroom with customers admiring the red electric luxury car.

Musk’s Tweets Cause More Trouble as JPMorgan Sues Tesla for $162 Million

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Costco Defies Supply Chain Issues by Bringing Back These Favorite Items

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Social Security Payment Schedule 2022: What Dates To Watch Out For

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How Do Tax Brackets Impact Your Wallet?

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Tax Brackets 101: What Is the Marriage Penalty and When Does It Affect You Most?

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Retirement: Medicare Part B Will Rise 14.5% Next Year — More Than Double the Estimate

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10 Cheap Cryptocurrencies To Buy

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Child Tax Credit for November Hits Today — It’s Also Your Last Chance To Sign Up for Advance Payment in 2021

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Costco Stock Has Risen Nearly 37% in 2021, Outperforming Competitors — Is It Worth an Investment?

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Apple’s Holiday Hours for Thanksgiving and Black Friday

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Retirement 2022: IRS Announces New COLA Guidance, 401(k) and IRA Income Limit Increases

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86% of Americans Have Heard At Least ‘A Little’ About Cryptos, Young Men Use Them Most

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Stimulus Update: You May Get a Smaller Child Tax Credit Payment Today – Here’s Why

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Stimulus Update: How to Sign Up for the Last Child Tax Credit Check

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Stimulus Update: Today is the Last Day to Sign Up for Your Child Tax Credit

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Musk Offers to Sell More Tesla Shares After Insulting Bernie Sanders on Twitter

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Retirement Alert: The 4% Rule Is ‘No Longer Feasible’ — How Seniors Should Adjust To Match Inflation

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Social Security Trend: Stimulus Money Allowed Seniors To Retire Early and Receive Full Benefits

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Social Security: How to Boost Your Benefit by $800

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Surprise Stimulus: These Americans Are Getting $285 on Nov. 15 — Are You Among Qualified Recipients?

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Social Security: Rising Cost of Eggs, Milk and Bacon Render COLA Boost Worthless

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