The Smart Holiday Spending Guide

Everything you need to know about holiday planning, shopping and budgeting in 2021

HOLIDAY MONEY ETIQUETTE


Complete Gift Guide
Rules You Should Know
Gift Exchanges and Activities
Avoid These Questions

SEASONAL TIPPING


Save For Your Future

SMART SEASONAL BUDGETING


How To Not Overspend on Yourself This Holiday Season

While shopping for gifts for others, it's easy to get distracted and start buying things for yourself. And although treating yourself here and there is OK, it can become a problem when gifts for yourself start blowing your holiday budget. Learn More: 15 Times You Should Splurge, Settle or Skip When Shopping Read: Wrapping Paper, Greeting Cards and More Holiday Items to Only Buy at Dollar Stores Here's how to avoid overspending on yourself this holiday season. Set a Budget for Self-Gifts Instead of making impulse purchases for yourself as you shop, plan ahead for any self-gifts. Find Out: Shopping Mistakes You're…

4 Budget-Friendly Digital Gifts That Don't Need To Ship

Shopping doesn't have to include shipping — and that's a blessing in 2021. Inflation has been pushing up the cost of just about everything for most of the year, and much of it has to do with the soaring cost of getting things from here to there. Thanks to clogged ports, a labor shortage, surging fuel prices and a global supply chain crisis, shipping packages costs a whole lot more now than it did this time last year — and the high-pressure holiday season isn't even here yet. Good To Know: The Ultimate Holiday Etiquette Gift Guide Check Out: Your Complete Guide…

Is It Smart To Wait For Black Friday This Year?

While it may seem that the economy has rebounded from the shutdowns of the pandemic, the truth is, there are still significant problems in the supply chain that are going to have a big impact on holiday shopping. If you're waiting for Black Friday or Cyber Monday deals, experts agree that you should not expect things to have gone back to normal by now. According to Vox, there are a number of issues that retailers, wholesalers and distributors are contending with — ranging from labor-related issues, lack of space for containers on shipping vessels and congestion at U.S. ports t0…

SMART SHOPPING


Costco Wholesale

Costco, Walmart and 17 Other Stores That Will Be Closed on Thanksgiving

Costco Wholesale warehouse

6 Holidays Purchases That You Should Only Make at Costco

April 17, 2020 - Halifax, Canada - Costco Wholesale warehouse store located in the Bayers Lake retail park.

What Is Costco’s Return Policy for the Holidays?

sunset at the beach and infinity pool resort

These Costco Vacation Packages Are Perfect for the Holidays

Save For Your Future

MORE ABOUT HOLIDAY SPENDING, SAVING AND BUDGETING


How To Not Overspend on Your Kids This Holiday Season

It's easy to get carried away when buying gifts for your kids. After all, you want to give them a memorable and joyful holiday. However, you don't need to buy every gift on their wishlist to be a good parent — and you especially shouldn't do this if it will cause you to take on any debt. Learn More: 15 Times You Should Splurge, Settle or Skip When Shopping Read: Wrapping Paper, Greeting Cards and More Holiday Items to Only Buy at Dollar Stores Here's how to avoid overspending on your kids during the holidays. Create a Budget "It may seem like…

Seasonal Jobs Come With Higher Chance of Full-Time Opportunity This Year

Every fall, retailers start recruiting seasonal workers to lighten the added workload that typically comes with the holiday season. These seasonal positions usually last a few months and tend to disappear with the new year. However, this is all starting to change. See: Walmart Goes on 150K Employee Hiring Spree — Could Perks to Working There Benefit You? Find: Expect All-Time High for Holiday Sales Despite Supply Chain Issues and Labor Shortages According to a Money analysis, Amazon, Macy's and Walmart have announced 561,000 job openings in recent weeks and at least 37% are permanent. Target and UPS are also…

This Thanksgiving's Dinner Could Break the Bank

If you want to pull out all the stops for this year's Thanksgiving feast, with a bird as big as your oven and every side dish under the sun, be prepared to dig deep into your bank account. See: Expect All-Time High for Holiday Sales Despite Supply Chain Issues and Labor Shortages Find: 5 Apps That Send Alerts When The Holiday Gift You Need is Back In Stock This year's Thanksgiving dinner could be the most expensive in history because of the combination of inflation and global supply chain issues, The New York Times reported this week. Just about everything…

Smiling active senior couple having fun  together in the park.

Social Security 2022: How the COLA Will Increase Benefits for the Average Senior Couple

Social Security Benefits form with pen, glasses, and calculator.

5 Things Most Americans Don’t Know About Social Security

Purchasing legal marijuana at a local dispensary using my card as a method of contactless payment.

Federal Weed Legalization Comes Closer to Reality & Could Open The Market for Interstate Commerce

Mature Asian Couple At Home Using Laptop To Organise Household Bills And Finances.

Social Security Administration’s New Online Statements Could Help You Retire Early

Senior Woman Calculating Domestic Expenses Making Notes, Surrounded With Papers and Gadgets, Sitting at Dining Table.

This Is the Average Social Security Benefit for 2022 With Added COLA

Two parents and a little boy drawing and writing together.

Are Child Tax Credit Payments Taxable?

Senior couple sitting at home and having problems with paying their bills.

Social Security COLA: Seniors Will Receive the Highest Increase in Decades, But It’s No Match For 6.2% Inflation Surge

Senior man using smart phone and checking obligations in his workshop.

Senior Stimulus: Which Social Security Recipients Will Still Receive a Golden State Payment?

Father On Laptop Holds Newborn Son As Mother Makes Meal.

Didn’t Get Your Child Tax Credit? Here’s How to Track It Down

A business team of young boys have figured out the perfect business model and are swimming in success.

Stimulus Update: November Child Tax Credit, Maine’s AGI Checks & Golden State Checks For Social Security Recipients

Bitcoins on keyboard with screen in the background displaying rising trend of its value.

8 Best Cryptocurrencies To Invest In for 2021

Roof Repair

13 Tips To Avoid Costly Home Repairs

Bitcoins stacked on new design 100 dollar bills stock photo

$47M Ethereum Bid For US Constitution Loses, but Spotlights Crypto Education in the Process

The young couple carries shopping bags and walks through the mall, wearing protective masks, life in a time of pandemic.

States Whose Economies Are Failing vs. States Whose Economies Are Thriving

Bangkok, Thailand - 1 July 2021: Cryptocurrency on Binance trading app, Bitcoin BTC with altcoin digital coin crypto currency, BNB, Ethereum, Dogecoin, Cardano, defi p2p decentralized fintech market.

Crypto Alert: Valkyrie To Launch DeFi Fund on Nov. 22 as CEO Cites ‘Massive Opportunity in the Space’

Businesswoman look at smartphone.

How To Sign Into ID.me To Access All The IRS Online Platforms

Staying Safe Online stock photo

Social Security Scams: 3 Common Requests and How To Report Them

US House of Represenatives poised to vote on Build Back Better Act, Washington, Usa - 19 Nov 2021

Could Biden’s Build Back Better Plan Make Inflation Worse? Senior Economists Are Torn, but Not Overly Concerned

Mandatory Credit: Photo by Kcr/Shutterstock (5226427b)Sister Wives - Janelle, Christine, Kody Brown, Meri, RobynHard Rock Hotel's 25th Anniversary, Las Vegas, America - 10 Oct 2015.

How Much Is Sister Wives’ Patriarch, Kody Brown Worth?

Facial recognition software scans the face of young woman holding smart phone at home.

IRS Announces More Apps Available With ID.me Login

Mandatory Credit: Photo by Beretta/Sims/Shutterstock (10571665v)Kim Kardashian WestKim Kardashian and Kourtney Kardashian out and about, Paris Fashion Week, France - 01 Mar 2020.

How Rich Is Kim Kardashian?

Nurse measuring blood pressure of senior man at checkup meeting at home stock photo

Build Back Better Could Require 150,000 New Senior Caregivers — Is Plan Realistic Given Staffing Shortages?

3d render.

Stimulus Update: Your State Could Be Sending a $1,000 Check – Do You Qualify?

Mandatory Credit: Photo by JIM LO SCALZO/EPA-EFE/Shutterstock (12609872b)Speaker of the House Nancy Pelosi waves the vote tally after the House passed President Biden?s Build Back Better bill in the US House of Representatives in Washington, DC, USA, 19 November 2021.

Biden’s Build Back Better Plan Passes the House – What Changes Could the Senate Make That Will Impact You?

Mandatory Credit: Photo by MATT MCCLAIN/POOL/EPA-EFE/Shutterstock (12475212bw)United States Secretary of the Treasury Janet Yellen appears before the Senate Banking, Housing and Urban Affairs Committee with Chair of the Federal Reserve Jerome Powell at the Hart Senate Office Building in Washington, DC, USA, 28 September 2021.

Will Biden’s Build Back Better Plan Increase National Debt? Yellen Says No

Mandatory Credit: Photo by Shutterstock (5490909ao)Adele'Skavlan' TV Show filming at the London Studios, Britain - 03 December 2015.

How Rich Is Adele as ’30’ Is Released?

Mandatory Credit: Photo by Richard Drew/AP/Shutterstock (10403301e)Sarah Huckabee Sanders, Steve Doocy, Ainsley Earhardt, Brian Kilmeade.

How Rich Is Sarah Huckabee Sanders as She Runs for Governor of Arkansas?

2020 Social Security Benefit Statement with calculator.

Social Security 101: Check Your Balance Regularly

Flirting couple in the park texting on smartphones stock photo

Tinder and Bumble Enter the Metaverse — How Crypto and NFTs Could Become Essential to Virtual Dating Apps

Young woman sitting at home and making home finances, using laptop.

Stimulus 2020: You Could Be Eligible for This $2,000 Tax Break

Truro, Canada - June 12, 2017: Walmart storefront.

How Much Is Walmart Worth and Is It Worth Investing?

Bank of America

Bank of America Interest Rates: How To Get the Best Rates

Close up of social security application with calculator and pen.

5 Social Security Benefits You Can Claim Online

Man and robot handshake, bitcoins, HUD stock photo

Understanding the Metaverse and How it Relates to Cryptocurrency

Careers guidance counsellor stock photo

Job Survey: Why Gen Z Workers Seek New Opportunities and Top 3 Ways Employers Can Retain Them

woman checking shopping receipt

Inflation Fears: 3 Signs That US Inflation Really Is Transitory and May Begin Tapering Off

White House Press Briefing with Jen Psaki and Gene Sperling in Washington, US - 02 Aug 2021

Stimulus Funding: Low Income Families Provided Winter Heat Thanks to $1.9 Trillion American Rescue Plan

cheerful man in glasses shaking hands with recruiter on job interview.

Jobless Claims Fall for Seventh Straight Week Despite Record Quits Levels

Online seller works at home office and packs shipping delivery box to customer.

Supply Chain Delays Continue To Hurt Small Business As Big Stores Report High Retail Sales

Chicago Skyline.

Chicago Experienced 5.3% Inflation Increase In a Year — 11 Major US Cities Saw Numbers Climb Even Higher

Close up of a 401(k) statement.

401(k) Update: IRS announces COLA Increases & More For Retirement Plans

McDonalds, Day, Color Image, Photography, Restaurant, Sign, Multi Colored, Facade, Fast Food Restaurant, Nobody, Michigan, USA, Hamburger, Awning, Yellow, Sky, blue sky, Outdoors, American Cuisine, Golden Arches, Red

McDonald’s Egg McMuffin Turns 50 – Snag the Throwback Price Today Only

Red Starbucks Coffee Cup stock photo

Deal Alert: Starbucks Offering Free Reusable Red Cups on November 18 Only

Phoenix, United States- August 25, 2011:  Kohl's  department stores offer clothing and household merchandise across the United States.

Don’t Be Fooled: Retailers Could Be Boosting Stocks With Buybacks

A new house being built in the suburbs of Las Vegas.

Homebuilder Confidence Up Despite Low Inventory, Labor Shortage — What Does It Mean for Consumers?

Heavy train loaded with brown hematite iron ore in orange freight wagons (cars) passes through rolling hills.

Vale Stock: Is It a Good Buy?

TAKE OUR POLL: How Will You Offset Inflation Against Social Security?

UpWork sign and logo near global freelancing platform company headquarters in Silicon Valley - Mountain View, California, USA - May 29, 2019.

Upwork Stock: Is It a Good Buy Right Now?

How Much Is McDonald’s Worth?

Roasting Turkey in the Oven for Holiday Dinner stock photo

5 Thanksgiving Foods You May Need To Substitute Due to Supply Chain Shortage

Hospitality

Minimum Wage Skyrockets — How West Hollywood’s Unanimous Decision Could Influence US for Better or Worse

Portrait Of Excited Elementary School Pupils On Playing Field At Break Time.

Stimulus Update: Build Back Better Plan Contains Language to Repeal SSN Tax Code from Child Tax Credit

izmir, Turkey - September 28, 2018 Close up ethereum ripple litecoin bitcoin dash coins shot in metallic black background in studio.

Crypto Coin Gains 5,000% In One Day — And 5 Other Updates You Cannot Miss

Bitcoin stock photo

Crypto Crash: Bitcoin Dips Below $60K for First Time in Weeks — Could Further Crackdowns Diminish Value?

St. Louis Missouri at sunset

As Major US Cities Like St. Louis Experience 7.5% Inflation, How Are Others Faring?

Houston Downtown sunset modern skyscrapers at Texas US USA.

Inflation Rockets to Over 6% in Houston — How Are Other Major US Cities Faring?

Shot of a young couple planning their budget together at home.

Does Buying A House Lower Your Tax Bracket?

Bottle vials of Covid-19 vaccine production in cold refrigerated storage.

No Vaccines Requirements is the New Job Perk Offered By Some Employers

Business man stock exchange trader broker looking at pc computer screen, investor manager analyzing financial chart trading online investment data price crypto currency market graph, managing risks. stock photo

Biden’s New Crypto Tax: 2 Things You Need to Know

Mandatory Credit: Photo by Alessandra Tarantino/AP/Shutterstock (12577999o)Secretary of the Treasury Janet Yellen poses as she arrives for a meeting of G20 finance and health ministers at the Salone delle Fontane (Hall of Fountains) in Rome, .

Yellen Updates Debt Ceiling Breach Date, Says US Funds Will Only Last Until Dec. 15

Social Security Benefits Might Get Cut Early — What Does It Mean for You?

two businesswomen working together in an office

As ‘Inflation Wipes Out Real Gains,’ How Much of a Raise Will You Need in 2022 To Keep Up?

Worried man calculating bills while wife and daughter playing stock photo

How Tax Filing Status Relates to Deductions in 2021 and 2022

Top view of fresh organic vegetables in a wooden box.

SNAP Benefits & Health Plans Can Now Be Used to Have Fresh Produce Delivered

Curitiba, PR, Brazil - June 16, 2021: Ethereum coin on a circuit board setup with LEDs representing the high technology involved in the cryptocurrency network.

Crypto-Crowdsourced Funding for Sotheby’s Auction Could Further Legitimize Digital Currency

Confused senior woman having trouble using mobile phone at home. Old woman with white hair sitting on sofa and trying to messaging with smartphone. stock photo

Seniors Beware: Latest Social Security Scam Involves Downloading Malicious Phone App

President Biden signs infrastructure bill at White House, Washington, Usa - 15 Nov 2021

Despite Infrastructure Bill Success, Debt Ceiling and Social Spending Plans Still Need Resolution

Aerial view of fifth avenue snowing stock photo

New York Inflation Climbed 4.3% in the Past Year — and Many Major US Cities Fared Even Worse

Aerial view of Los Angeles Skyline at sunset from a helicopter.

Los Angeles Saw Inflation Jump Over 5% in Past Year — Which Major US Cities Experienced Biggest Increases?

Photo of a happy family celebrating Fourth of July in their yard.

Why the Build Back Better Plan Impacts You More Directly Than The Infrastructure Bill

Paris: View from the street of new Tesla Model S showroom parked in front of the showroom with customers admiring the red electric luxury car.

Musk’s Tweets Cause More Trouble as JPMorgan Sues Tesla for $162 Million

Plate of holiday chocolate peppermint bark with cup of hot cocoa with whipped cream.

Costco Defies Supply Chain Issues by Bringing Back These Favorite Items

older couple at the movies

Social Security Payment Schedule 2022: What Dates To Watch Out For

Tax forms background.

How Do Tax Brackets Impact Your Wallet?

Real Estate Auction sign in a front yard.

Housing Survey: Most Americans Would Buy a Home at Auction, But How Does It Work?

Jessica Simpson

How Rich Are Carson Daly, Jessica Simpson and These Other Former MTV Stars?

Couple sitting in their living room and checking their finances.

Tax Brackets 101: What Is the Marriage Penalty and When Does It Affect You Most?

Doctor prescribing medicine to his senior patient

Retirement: Medicare Part B Will Rise 14.5% Next Year — More Than Double the Estimate

Digital currency physical metal dogecoin coin.

10 Cheap Cryptocurrencies To Buy

Father and son working on laptop.

Child Tax Credit for November Hits Today — It’s Also Your Last Chance To Sign Up for Advance Payment in 2021

Illustrations in Ukraine

Costco Stock Has Risen Nearly 37% in 2021, Outperforming Competitors — Is It Worth an Investment?

Apple Store Century City

Apple’s Holiday Hours for Thanksgiving and Black Friday

Couple a home looking at home finance documents, man looking up and smiling, woman with serious expression.

Retirement 2022: IRS Announces New COLA Guidance, 401(k) and IRA Income Limit Increases

Ljubljana, Slovenia - may 14 Bitcoin and alt coins cryptocurrency close up shoot.

86% of Americans Have Heard At Least ‘A Little’ About Cryptos, Young Men Use Them Most

Swann Memorial Fountain With City Hall In The Background Philadelphia.

In Philadelphia, Inflation Spiked Over 5% in a Year — Which Major US Cities Experienced Similar Increase?

Hello september.

Stimulus Update: You May Get a Smaller Child Tax Credit Payment Today – Here’s Why

Happy family raking autumn leaves.

Stimulus Update: How to Sign Up for the Last Child Tax Credit Check

A young girl races toward the camera with a big grin and.

Stimulus Update: Today is the Last Day to Sign Up for Your Child Tax Credit

Joyful group of senior friends wearing warm clothes walking along park alley and chatting animatedly with each other, picturesque view on background.

The Labor Shortage May Not Be Because of Unwilling Workers — Here’s Why

Election Campaign CDU - Laschet and Musk visit Tesla Factory, Grünheide, Brandenburg, Germany - 13 Aug 2021

Musk Offers to Sell More Tesla Shares After Insulting Bernie Sanders on Twitter

Happy middle aged family managing household expenditures. stock photo

Retirement Alert: The 4% Rule Is ‘No Longer Feasible’ — How Seniors Should Adjust To Match Inflation

Shot of a happy mature couple spending a relaxing day at home.

Social Security Trend: Stimulus Money Allowed Seniors To Retire Early and Receive Full Benefits

senior couple gardening

Social Security: How to Boost Your Benefit by $800

Shocked stock photo

Surprise Stimulus: These Americans Are Getting $285 on Nov. 15 — Are You Among Qualified Recipients?

Apple electronic technology store in China

How Much Is Apple Worth?

Senior adult woman works from home using laptop computer.

Social Security: Rising Cost of Eggs, Milk and Bacon Render COLA Boost Worthless

A beautiful senior black couple piggyback on the beach.

Social Security: How to Boost Your Monthly Income by $800 With Spousal Benefits

African Family Couple In Shop Buying Groceries Wearing Face Mask Choosing Food Goods Walking With Shopping Cart In Supermarket Store.

Has Rising Inflation Forced You To Change Your Personal Spending Habits?

Beyond Meat plant based burger patties

Best Vegan Stocks: 10 Picks To Watch or Buy Now

young man day trading stocks

27 Best Cheap Stocks To Buy Now

Untitled design (1)
Close popup The GBR Closer icon

Sending you timely financial stories that you can bank on.

Sign up for our daily newsletter for the latest financial news and trending topics.

Loading...
Please enter an email.
Please enter a valid email address.
There was an unknown error. Please try again later.

For our full Privacy Policy, click here.